Loan Balance

Calculate loan balance for annuitet payments

Online calculator for calculating loan balance. Calculation of the loan balance at any date. The calculation of the loan balance is subject to monthly equal payments and is calculated taking into account: payment, interest rate, term and frequency of interest calculation.

Calculator of Loan balance

Loan amount
Payment amount
Interest rate
Number of time periods
Rate of interest compounded
Please, Enter all values correctly.
Balance Amount

Formula of Loan balance


B = ( A * (1+r)n) – [ (P/r) * ((1+r)n – 1 ) ]

  • B = Balance Amount;
  • A = Loan Amount;
  • P = Payment Amount;
  • r = Rate of Interest (compounded);
  • N = Number of time periods.

Начисление процентов:

  • Monthly:  r = i / 1200
  • Quarterly: r = i / 400
  • Half yearly: r = i / 200
  • Yearly:  r = i / 100

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