{"id":325,"date":"2014-11-26T16:27:19","date_gmt":"2014-11-26T14:27:19","guid":{"rendered":"http:\/\/wpcalc.com\/?p=325"},"modified":"2026-09-30T19:36:10","modified_gmt":"2026-09-30T16:36:10","slug":"mortgage-down-payment","status":"publish","type":"post","link":"https:\/\/wpcalc.com\/en\/finance\/mortgage-down-payment\/","title":{"rendered":"Down Payment Calculator"},"content":{"rendered":"<section class=\"not-prose calculator-box\" aria-labelledby=\"calculator-title\"><div class=\"flex items-baseline sm:items-center justify-between gap-2 sm:gap-3\"><div class=\"flex flex-col sm:flex-row sm:items-center gap-2\"><span class=\"icon icon-calculator text-primary-700! text-base! dark:text-primary-300!\" aria-hidden=\"true\"><\/span><h2 id=\"calculator-title\" class=\"text-lg font-display font-bold\">Loan Payment after Down Payment Calculator<\/h2><\/div><div class=\"calcdash-favorite group\">\n  <button type=\"button\" class=\"favorite\" id=\"favorite\" data-favorite-id=\"325\" data-favorite-title=\"Down Payment\" data-favorite-url=\"https:\/\/wpcalc.com\/en\/finance\/mortgage-down-payment\/\" data-favorite-excerpt=\"Estimate how different down payment sizes (0% to 20%) affect your monthly loan payment. Enter the loan amount, interest rate, and term to compare scenarios instantly.\" aria-label=\"Add to Favorites\" data-favorite-icon=\"icon icon-loan\">\n    <span class=\"icon icon-shape-star-empty\" aria-hidden=\"true\"><\/span>\n  <\/button>\n  <div class=\"calcdash-favorite__tip\" aria-hidden=\"true\">\n   <span class=\"favorite-tooltip\" id=\"favorite-tooltip\"><\/span>\n  <\/div>\n  <span class=\"sr-only\" role=\"status\" id=\"favorite-status\"><\/span>\n<\/div><\/div><form action=\"https:\/\/wpcalc.com\/en\/finance\/mortgage-down-payment\/\" method=\"POST\" class=\"calculator\" id=\"calculator-325\" data-post=\"325\"><fieldset class=\"fieldset-input\"><legend class=\"sr-only\">Input Fields<\/legend><div class=\"field\" id=\"input-1\"><label for=\"field-1\">Loan Amount<\/label><input type=\"text\" name=\"loan_amount\" id=\"field-1\" aria-describedby=\"calc-unit-1 calc-info-1\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"300000\"\/><div class=\"unit\" id=\"calc-unit-1\">$<\/div><small id=\"calc-info-1\">Enter the total loan amount<\/small><\/div><div class=\"field\" id=\"input-2\"><label for=\"field-2\">Interest Rate<\/label><input type=\"text\" name=\"interest_rate\" id=\"field-2\" aria-describedby=\"calc-unit-2 calc-info-2\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" max=\"100\" value=\"5\"\/><div class=\"unit\" id=\"calc-unit-2\">%<\/div><small id=\"calc-info-2\">Enter the annual interest rate<\/small><\/div><div class=\"field\" id=\"input-3\"><label for=\"field-3\">Term (years)<\/label><input type=\"text\" name=\"term_years\" id=\"field-3\" aria-describedby=\"calc-unit-3 calc-info-3\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"1\" max=\"50\" value=\"30\"\/><div class=\"unit\" id=\"calc-unit-3\">years<\/div><small id=\"calc-info-3\">Enter the loan term in years<\/small><\/div><\/fieldset><div class=\"buttons\"><button type=\"submit\" data-text=\"Re-Calculate\" id=\"calculate-button\" data-post=\"325\">Calculate<\/button><button type=\"reset\">Reset<\/button><\/div><div class=\"field is-checkbox hidden!\" id=\"field-auto-calc\"><input type=\"checkbox\" id=\"auto-calc\"><label for=\"auto-calc\">Calculate automatically<\/label><small>If enabled, the result will update automatically when you change any value.<\/small><\/div><div class=\"fieldset-result is-hidden\" aria-labelledby=\"result-title\" aria-live=\"polite\" role=\"region\"> <h3 class=\"result-title bg-gradient-to-r from-primary-50 to-gray-50 dark:from-primary-900 dark:to-gray-800\" id=\"result-title\"><span class=\"icon icon-s-pulse\" aria-hidden=\"true\"><\/span> Your Results<\/h3><div class=\"result-box\"><div class=\"field-result\" id=\"output-1\"><span class=\"field-title\"><span>0% Down Payment<\/span><\/span><span class=\"field-value\" id=\"result-1\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copy Result\" aria-label=\"Copy Result\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-2\"><span class=\"field-title\"><span>0% Monthly Payment<\/span><\/span><span class=\"field-value\" id=\"result-2\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copy Result\" aria-label=\"Copy Result\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-3\"><span class=\"field-title\"><span>1% Down Payment<\/span><\/span><span class=\"field-value\" id=\"result-3\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copy Result\" aria-label=\"Copy Result\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-4\"><span class=\"field-title\"><span>1% Monthly Payment<\/span><\/span><span class=\"field-value\" id=\"result-4\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copy Result\" aria-label=\"Copy Result\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-5\"><span class=\"field-title\"><span>3% Down Payment<\/span><\/span><span class=\"field-value\" id=\"result-5\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copy Result\" aria-label=\"Copy Result\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-6\"><span class=\"field-title\"><span>3% Monthly Payment<\/span><\/span><span class=\"field-value\" id=\"result-6\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copy Result\" aria-label=\"Copy Result\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-7\"><span class=\"field-title\"><span>5% Down Payment<\/span><\/span><span class=\"field-value\" id=\"result-7\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copy Result\" aria-label=\"Copy Result\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-8\"><span class=\"field-title\"><span>5% Monthly Payment<\/span><\/span><span class=\"field-value\" id=\"result-8\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copy Result\" aria-label=\"Copy Result\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-9\"><span class=\"field-title\"><span>10% Down Payment<\/span><\/span><span class=\"field-value\" id=\"result-9\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copy Result\" aria-label=\"Copy Result\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-10\"><span class=\"field-title\"><span>10% Monthly Payment<\/span><\/span><span class=\"field-value\" id=\"result-10\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copy Result\" aria-label=\"Copy Result\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-11\"><span class=\"field-title\"><span>15% Down Payment<\/span><\/span><span class=\"field-value\" id=\"result-11\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copy Result\" aria-label=\"Copy Result\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-12\"><span class=\"field-title\"><span>15% Monthly Payment<\/span><\/span><span class=\"field-value\" id=\"result-12\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copy Result\" aria-label=\"Copy Result\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-13\"><span class=\"field-title\"><span>20% Down Payment<\/span><\/span><span class=\"field-value\" id=\"result-13\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copy Result\" aria-label=\"Copy Result\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-14\"><span class=\"field-title\"><span>20% Monthly Payment<\/span><\/span><span class=\"field-value\" id=\"result-14\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copy Result\" aria-label=\"Copy Result\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><\/div><div class=\"result-actions\"><button type=\"button\" class=\"copy-link\"><svg viewBox=\"0 0 20 20\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M12.232 4.232a2.5 2.5 0 0 1 3.536 3.536l-1.225 1.224a.75.75 0 0 0 1.061 1.06l1.224-1.224a4 4 0 0 0-5.656-5.656l-3 3a4 4 0 0 0 .225 5.865.75.75 0 0 0 .977-1.138 2.5 2.5 0 0 1-.142-3.667l3-3Z\"\/><path d=\"M11.603 7.963a.75.75 0 0 0-.977 1.138 2.5 2.5 0 0 1 .142 3.667l-3 3a2.5 2.5 0 0 1-3.536-3.536l1.225-1.224a.75.75 0 0 0-1.061-1.06l-1.224 1.224a4 4 0 1 0 5.656 5.656l3-3a4 4 0 0 0-.225-5.865Z\"\/><\/svg><span class=\"copy-link__text\">Copy link to this calculation<\/span><\/button><span class=\"sr-only\" role=\"status\" id=\"copy-link-status\"><\/span><\/div><\/div><a href=\"#respond\" class=\"hidden transition-opacity duration-300 opacity-0 w-50 text-sm justify-center items-center gap-2 px-4 py-2 rounded bg-gray-200 text-gray-700 hover:bg-gray-300\" id=\"leave-comment\"><span class=\"icon icon-comments\" aria-hidden=\"true\"><\/span>Leave a Comment<\/a><\/form><\/section><section id=\"calc-reactions\" class=\"not-prose hidden my-12 bg-gradient-to-r from-primary-50 to-gray-50 border border-indigo-100 rounded-xl px-6 py-4 shadow-sm\" data-post=\"325\" aria-live=\"polite\" aria-labelledby=\"calc-reactions-title\"><p id=\"calc-reactions-title\" class=\"text-sm text-gray-500 text-center mb-2\">How did this result make you feel?<\/p><div role=\"group\" aria-labelledby=\"calc-reactions-title\" class=\"grid grid-cols-3 sm:flex sm:flex-row sm:justify-around gap-4 sm:items-center sm:flex-wrap\"><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"like\"><span class=\"reaction-count\" data-reaction-count=\"like\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude00 <\/span><span class=\"reaction-description font-medium\">Like <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"helpful\"><span class=\"reaction-count\" data-reaction-count=\"helpful\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\udca1 <\/span><span class=\"reaction-description font-medium\">Helpful <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"confused\"><span class=\"reaction-count\" data-reaction-count=\"confused\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude15 <\/span><span class=\"reaction-description font-medium\">Confused <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"disappointed\"><span class=\"reaction-count\" data-reaction-count=\"disappointed\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude1e <\/span><span class=\"reaction-description font-medium\">Disappointed <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"inaccurate\"><span class=\"reaction-count\" data-reaction-count=\"inaccurate\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\u274c <\/span><span class=\"reaction-description font-medium\">Inaccurate <\/span><\/button><\/div><div id=\"reaction-message\" class=\"hidden mt-8 rounded-md border border-primary-100 bg-white\/50 backdrop-blur-sm px-4 py-2 text-sm text-center shadow-sm\"><\/div><\/section><div class=\"calcdash-ad not-prose calcdash-ad--calc_result calcdash-ad--in-article\"><ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-1721569815777345\" data-ad-slot=\"6317458308\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\"><\/ins><script>(adsbygoogle = window.adsbygoogle || []).push({});<\/script><\/div>\n<style id=\"wpcoderpro-inline-1\">.formula-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section class=\"formula-box\" aria-labelledby=\"formula-title\">\r\n\t<div id=\"formula-title\" class=\"not-prose font-display mb-4\"><span class=\"icon icon-formula\" aria-hidden=\"true\"><\/span><h2>Down Payment Formula<\/h2><\/div>\r\n\t<figure class=\"not-prose formula\">\r\n\t\t<figcaption class=\"formula-title\">Formula<\/figcaption>\r\n\t\t<div class=\"text-base text-gray-800\" id=\"formula\">\n\\[ D = L \\times \\frac{d}{100} \\]\n\\[ P = L - D \\]\n\\[ M = \\frac{P \\times r}{1 - (1 + r)^{-n}} \\]\n<\/div>\r\n\t<\/figure>\r\n\t<\/p>\n<p><strong>Where:<\/strong><\/p>\n<ul>\n<li>\\(L\\) \u2014 total loan (purchase) amount<\/li>\n<li>\\(d\\) \u2014 down payment percentage<\/li>\n<li>\\(D\\) \u2014 down payment amount<\/li>\n<li>\\(P\\) \u2014 loan principal remaining after the down payment<\/li>\n<li>\\(r\\) \u2014 monthly interest rate (annual rate divided by 12)<\/li>\n<li>\\(n\\) \u2014 total number of monthly payments (term in years \u00d7 12)<\/li>\n<li>\\(M\\) \u2014 fixed monthly payment<\/li>\n<\/ul>\n<p>The first two lines compute the cash you pay upfront and the amount you borrow. The third line is the standard amortizing-loan formula, which gives the fixed monthly payment that fully repays the principal plus interest over the term.<\/p>\n<p>\r\n<\/section>\n<style id=\"wpcoderpro-inline-459\">.calculation-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section id=\"calculation\" class=\"calculation-box\" aria-labelledby=\"calculation-title\">\r\n\t<div id=\"calculation-title\" class=\"not-prose font-display\"><span class=\"icon icon-unordered-list\" aria-hidden=\"true\"><\/span><h2>Down Payment \u2013 Calculation Example<\/h2><\/div>\r\n\r\n<\/p>\n<p><strong>Example:<\/strong> you are buying a home for $300,000 with a 30-year loan at a 5% annual interest rate, and you want to compare putting 3% down versus 20% down.<\/p>\n<p>\\[ r = \\frac{5\\%}{12} = 0.0041667, \\quad n = 30 \\times 12 = 360 \\]<\/p>\n<p>With a 3% down payment:<\/p>\n<p>\\[ D = 300{,}000 \\times 0.03 = 9{,}000 \\]<\/p>\n<p>\\[ P = 300{,}000 - 9{,}000 = 291{,}000 \\]<\/p>\n<p>\\[ M = \\frac{291{,}000 \\times 0.0041667}{1 - (1.0041667)^{-360}} \\approx 1{,}562.15 \\]<\/p>\n<p>With a 20% down payment:<\/p>\n<p>\\[ D = 300{,}000 \\times 0.20 = 60{,}000 \\]<\/p>\n<p>\\[ P = 300{,}000 - 60{,}000 = 240{,}000 \\]<\/p>\n<p>\\[ M = \\frac{240{,}000 \\times 0.0041667}{1 - (1.0041667)^{-360}} \\approx 1{,}288.37 \\]<\/p>\n<p><strong>Result:<\/strong> a 3% down payment requires $9,000 upfront and a monthly payment of about $1,562.15, while a 20% down payment requires $60,000 upfront but lowers the monthly payment to about $1,288.37 \u2014 a savings of roughly $273.78 per month.<\/p>\n<p>\n\r\n<\/section>\n<h2>How to Use the Calculator<\/h2>\n<ol>\n<li>Enter the <strong>Loan Amount<\/strong> \u2014 the full purchase price or total amount you plan to finance before any down payment.<\/li>\n<li>Enter the <strong>Interest Rate<\/strong> \u2014 the annual rate your lender quoted, as a percentage (for example, 5 for 5%).<\/li>\n<li>Enter the <strong>Term (years)<\/strong> \u2014 the length of the loan, such as 30 for a 30-year mortgage or 5 for a 5-year auto loan.<\/li>\n<li>Review the results table. It shows the upfront down payment and the resulting monthly payment for seven scenarios: 0%, 1%, 3%, 5%, 10%, 15%, and 20% down.<\/li>\n<li>Compare the rows to see how each additional dollar upfront reduces your monthly obligation, then adjust the inputs to test other rates or terms.<\/li>\n<\/ol>\n<h2>What Is a Down Payment and Why Does It Matter?<\/h2>\n<p>A down payment is the portion of a purchase price you pay in cash upfront, with the remainder financed through a loan. For a mortgage, the loan amount you enter in this calculator represents the home price; each scenario subtracts the down payment from that price to find the principal you will actually borrow. Because interest is charged on the principal, a larger down payment reduces both your monthly payment and the total interest you pay over the life of the loan.<\/p>\n<p>The table makes the trade-off explicit: putting more money down costs you more liquidity today but permanently lowers your monthly obligation. For a $300,000 home at 5% over 30 years, moving from 3% down to 20% down saves nearly $275 per month and cuts the total interest paid by tens of thousands of dollars. This is why many financial advisors suggest saving toward at least a 20% down payment when buying a home.<\/p>\n<p>Down payment norms vary by loan type. Conventional mortgages typically require 3\u20135% minimum, FHA loans allow as little as 3.5%, VA and USDA loans can require nothing down, and auto lenders often accept 10\u201320%. Note that the calculator treats the entered amount as the full purchase price \u2014 if you already have the financed amount in mind rather than the price, the percentage rows will still show the relative effect of each down payment level. For a single-scenario payment breakdown, try our <a href=\"https:\/\/wpcalc.com\/en\/finance\/mortgage-payment\/\">Mortgage Payment Calculator<\/a> or the general <a href=\"https:\/\/wpcalc.com\/en\/finance\/loan-calculator\/\">Loan Calculator<\/a>.<\/p>\n<h2>The 20% Threshold and Private Mortgage Insurance<\/h2>\n<p>On conventional home loans, a down payment below 20% usually requires private mortgage insurance (PMI), an extra monthly premium that protects the lender, not you. PMI typically costs 0.3%\u20131.5% of the original loan amount per year and is not included in this calculator's results. If your down payment is under 20%, add an estimated PMI premium to the monthly figures shown to get a realistic total payment. Once you reach 20% equity, you can usually request to have PMI removed.<\/p>\n<p>It is also worth remembering that the down payment is not your only upfront cost. Closing costs on a home purchase typically run 2%\u20135% of the price, covering appraisal, title, origination fees, and taxes. Make sure your cash reserve covers both the down payment and these additional expenses, plus an emergency fund. To explore the full cost picture of a home loan, see our <a href=\"https:\/\/wpcalc.com\/en\/finance\/mortgage-calculator\/\">Mortgage Calculator<\/a>.<\/p>\n<h2>Assumptions and Limitations<\/h2>\n<ul>\n<li><strong>Fixed rate and fixed payment:<\/strong> the calculator assumes a fully amortizing loan with a constant interest rate. Adjustable-rate mortgages (ARMs) will have payments that change over time.<\/li>\n<li><strong>No taxes, insurance, or PMI:<\/strong> monthly payment figures cover principal and interest only. Property taxes, homeowners insurance, HOA fees, and PMI will increase your actual monthly cost.<\/li>\n<li><strong>No fees:<\/strong> origination fees, closing costs, and discount points are excluded. If you roll fees into the loan, your principal \u2014 and payment \u2014 will be higher. Use the <a href=\"https:\/\/wpcalc.com\/en\/finance\/mortgage-discountbuying-points\/\">Mortgage Discount Points Calculator<\/a> to evaluate paying points upfront.<\/li>\n<li><strong>Percentage-based scenarios:<\/strong> the calculator shows fixed down payment levels (0\u201320%). If your lender requires a specific dollar amount, divide it by the loan amount to find the equivalent percentage.<\/li>\n<li><strong>Zero-rate loans:<\/strong> if you enter a 0% interest rate, the calculator simply divides the principal evenly across all months.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Estimate how different down payment sizes (0% to 20%) affect your monthly loan payment. Enter the loan amount, interest rate, and term to compare scenarios instantly.<\/p>\n","protected":false},"author":70,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5],"tags":[30],"class_list":["post-325","post","type-post","status-publish","format-standard","hentry","category-finance","tag-mortgage"],"acf":[],"_links":{"self":[{"href":"https:\/\/wpcalc.com\/en\/wp-json\/wp\/v2\/posts\/325","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpcalc.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wpcalc.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/en\/wp-json\/wp\/v2\/users\/70"}],"replies":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/en\/wp-json\/wp\/v2\/comments?post=325"}],"version-history":[{"count":3,"href":"https:\/\/wpcalc.com\/en\/wp-json\/wp\/v2\/posts\/325\/revisions"}],"predecessor-version":[{"id":66086,"href":"https:\/\/wpcalc.com\/en\/wp-json\/wp\/v2\/posts\/325\/revisions\/66086"}],"wp:attachment":[{"href":"https:\/\/wpcalc.com\/en\/wp-json\/wp\/v2\/media?parent=325"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wpcalc.com\/en\/wp-json\/wp\/v2\/categories?post=325"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wpcalc.com\/en\/wp-json\/wp\/v2\/tags?post=325"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}