{"id":6156,"date":"2026-11-02T11:47:41","date_gmt":"2026-11-02T08:47:41","guid":{"rendered":"https:\/\/wpcalc.com\/fr\/finance\/calculateur-dividendes-reinvestissement\/"},"modified":"2026-11-02T11:47:41","modified_gmt":"2026-11-02T08:47:41","slug":"calculateur-dividendes-reinvestissement","status":"publish","type":"post","link":"https:\/\/wpcalc.com\/fr\/finance\/calculateur-dividendes-reinvestissement\/","title":{"rendered":"Calculateur de dividendes \u2013 r\u00e9investissement des dividendes (DRIP)"},"content":{"rendered":"<section class=\"not-prose calculator-box\" aria-labelledby=\"calculator-title\"><div class=\"flex items-baseline sm:items-center justify-between gap-2 sm:gap-3\"><div class=\"flex flex-col sm:flex-row sm:items-center gap-2\"><span class=\"icon icon-calculator text-primary-700! text-base! dark:text-primary-300!\" aria-hidden=\"true\"><\/span><h2 id=\"calculator-title\" class=\"text-lg font-display font-bold\">Estimez vos revenus de dividendes et la croissance de votre portefeuille avec r\u00e9investissement<\/h2><\/div><div class=\"calcdash-favorite group\">\n  <button type=\"button\" class=\"favorite\" id=\"favorite\" data-favorite-id=\"6156\" data-favorite-title=\"Dividendes\" data-favorite-url=\"https:\/\/wpcalc.com\/fr\/finance\/calculateur-dividendes-reinvestissement\/\" data-favorite-excerpt=\"Estimez la croissance d&#039;un portefeuille dont les dividendes sont r\u00e9investis (DRIP). Saisissez votre investissement initial, le rendement du dividende, la fr\u00e9quence des versements, les taux de croissance, vos apports suppl\u00e9mentaires et le taux d&#039;imposition des dividendes pour conna\u00eetre la valeur finale du portefeuille, le nombre d&#039;actions, les revenus futurs et le rendement sur le capital investi.\" aria-label=\"Ajouter aux favoris\" data-favorite-icon=\"icon icon-currency-exchange-2\">\n    <span class=\"icon icon-shape-star-empty\" aria-hidden=\"true\"><\/span>\n  <\/button>\n  <div class=\"calcdash-favorite__tip\" aria-hidden=\"true\">\n   <span class=\"favorite-tooltip\" id=\"favorite-tooltip\"><\/span>\n  <\/div>\n  <span class=\"sr-only\" role=\"status\" id=\"favorite-status\"><\/span>\n<\/div><\/div><form action=\"https:\/\/wpcalc.com\/fr\/finance\/calculateur-dividendes-reinvestissement\/\" method=\"POST\" class=\"calculator\" id=\"calculator-6156\" data-post=\"6156\"><fieldset class=\"fieldset-input is-2\"><legend class=\"sr-only\">Champs de saisie<\/legend><div class=\"is-single field\" id=\"input-1\"><span class=\"font-semibold\">Votre investissement<\/span><\/div><div class=\"field is-single\" id=\"input-2\"><label for=\"field-2\">Investissement initial<\/label><input type=\"text\" name=\"investissement_initial\" id=\"field-2\" aria-describedby=\"calc-unit-2\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"10000\"\/><div class=\"unit\" id=\"calc-unit-2\">$<\/div><\/div><div class=\"field\" id=\"input-3\"><label for=\"field-3\">Cours de l&#039;action<\/label><input type=\"text\" name=\"cours_de_laction\" id=\"field-3\" aria-describedby=\"calc-unit-3\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0.01\" value=\"50\"\/><div class=\"unit\" id=\"calc-unit-3\">$<\/div><\/div><div class=\"field\" id=\"input-4\"><label for=\"field-4\">Taux de dividende<\/label><div class=\"field-group\"><input type=\"text\" name=\"taux_de_dividende\" id=\"field-4\" aria-describedby=\"calc-info-4\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"3.5\"\/><div class=\"grid grid-cols-1\"><select id=\"field-5\" name=\"mode_de_calcul\" aria-label=\"Mode de calcul\"><option value=\"yield\" selected>Rendement annuel en %<\/option><option value=\"dps\">$ par action et par an<\/option><\/select><svg class=\"pointer-events-none col-start-1 row-start-1 mr-2 size-5 self-center justify-self-end text-gray-500 sm:size-4\" viewBox=\"0 0 16 16\" fill=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\">\n              <path fill-rule=\"evenodd\" d=\"M4.22 6.22a.75.75 0 0 1 1.06 0L8 8.94l2.72-2.72a.75.75 0 1 1 1.06 1.06l-3.25 3.25a.75.75 0 0 1-1.06 0L4.22 7.28a.75.75 0 0 1 0-1.06Z\" clip-rule=\"evenodd\" \/>\n            <\/svg><\/div><\/div><small id=\"calc-info-4\">En pourcentage du cours de l&#039;action (rendement) ou en dollars par action et par an.<\/small><\/div><div class=\"field\" id=\"input-5\"><label for=\"field-6\">Fr\u00e9quence de versement<\/label><div class=\"grid grid-cols-1\"><select id=\"field-6\" name=\"frquence_de_versement\"><option value=\"m\">Mensuelle (12 fois par an)<\/option><option value=\"q\" selected>Trimestrielle (4 fois par an)<\/option><option value=\"s\">Semestrielle (2 fois par an)<\/option><option value=\"y\">Annuelle (1 fois par an)<\/option><\/select><svg class=\"pointer-events-none col-start-1 row-start-1 mr-2 size-5 self-center justify-self-end text-gray-500 sm:size-4\" viewBox=\"0 0 16 16\" fill=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\">\n              <path fill-rule=\"evenodd\" d=\"M4.22 6.22a.75.75 0 0 1 1.06 0L8 8.94l2.72-2.72a.75.75 0 1 1 1.06 1.06l-3.25 3.25a.75.75 0 0 1-1.06 0L4.22 7.28a.75.75 0 0 1 0-1.06Z\" clip-rule=\"evenodd\" \/>\n            <\/svg><\/div><\/div><div class=\"field\" id=\"input-6\"><label for=\"field-7\">Croissance annuelle des dividendes<\/label><input type=\"number\" name=\"croissance_annuelle_des_dividendes\" id=\"field-7\" aria-describedby=\"calc-unit-7\" min=\"-99\" max=\"1000\" step=\"0.1\" value=\"5\"\/><div class=\"unit\" id=\"calc-unit-7\">%<\/div><\/div><div class=\"field\" id=\"input-7\"><label for=\"field-8\">Croissance annuelle du cours de l&#039;action<\/label><input type=\"number\" name=\"croissance_annuelle_du_cours_de_laction\" id=\"field-8\" aria-describedby=\"calc-unit-8\" min=\"-99\" max=\"1000\" step=\"0.1\" value=\"4\"\/><div class=\"unit\" id=\"calc-unit-8\">%<\/div><\/div><div class=\"field\" id=\"input-8\"><label for=\"field-9\">Nombre d&#039;ann\u00e9es<\/label><input type=\"text\" name=\"nombre_dannes\" id=\"field-9\" aria-describedby=\"calc-info-9\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"1\" max=\"50\" value=\"20\"\/><small id=\"calc-info-9\">De 1 \u00e0 50 ans.<\/small><\/div><div class=\"field\" id=\"input-9\"><label for=\"field-10\">Versement suppl\u00e9mentaire<\/label><div class=\"field-group\"><input type=\"text\" name=\"versement_supplmentaire\" id=\"field-10\" aria-describedby=\"calc-info-10\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"100\"\/><div class=\"grid grid-cols-1\"><select id=\"field-11\" name=\"frquence\" aria-label=\"Fr\u00e9quence\"><option value=\"month\" selected>$ par mois<\/option><option value=\"year\">$ par an<\/option><\/select><svg class=\"pointer-events-none col-start-1 row-start-1 mr-2 size-5 self-center justify-self-end text-gray-500 sm:size-4\" viewBox=\"0 0 16 16\" fill=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\">\n              <path fill-rule=\"evenodd\" d=\"M4.22 6.22a.75.75 0 0 1 1.06 0L8 8.94l2.72-2.72a.75.75 0 1 1 1.06 1.06l-3.25 3.25a.75.75 0 0 1-1.06 0L4.22 7.28a.75.75 0 0 1 0-1.06Z\" clip-rule=\"evenodd\" \/>\n            <\/svg><\/div><\/div><small id=\"calc-info-10\">Effectu\u00e9 au d\u00e9but de chaque p\u00e9riode de versement des dividendes.<\/small><\/div><div class=\"field is-checkbox is-single\" id=\"input-10\"><input type=\"checkbox\" id=\"field-12\" value=\"1\" checked=\"checked\"\/><label for=\"field-12\">R\u00e9investir les dividendes (DRIP)<\/label><\/div><div class=\"field\" id=\"input-11\"><label for=\"field-13\">Taux d&#039;imposition des dividendes<\/label><input type=\"text\" name=\"taux_dimposition_des_dividendes\" id=\"field-13\" aria-describedby=\"calc-unit-13 calc-info-13\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" max=\"100\" value=\"15\"\/><div class=\"unit\" id=\"calc-unit-13\">%<\/div><small id=\"calc-info-13\">Les dividendes sont impos\u00e9s lors de leur versement. Si le r\u00e9investissement est activ\u00e9, seul leur montant apr\u00e8s imp\u00f4t sert \u00e0 acheter des actions.<\/small><\/div><\/fieldset><div class=\"buttons\"><button type=\"submit\" data-text=\"Recalculer\" id=\"calculate-button\" data-post=\"6156\">Calculer<\/button><button type=\"reset\">R\u00e9initialiser<\/button><\/div><div class=\"field is-checkbox hidden!\" id=\"field-auto-calc\"><input type=\"checkbox\" id=\"auto-calc\"><label for=\"auto-calc\">Calculer automatiquement<\/label><small>Si activ\u00e9, le r\u00e9sultat se met \u00e0 jour automatiquement d\u00e8s que vous modifiez une valeur.<\/small><\/div><div class=\"fieldset-result is-hidden\" aria-labelledby=\"result-title\" aria-live=\"polite\" role=\"region\"> <h3 class=\"result-title bg-gradient-to-r from-primary-50 to-gray-50 dark:from-primary-900 dark:to-gray-800\" id=\"result-title\"><span class=\"icon icon-s-pulse\" aria-hidden=\"true\"><\/span> Projection avec r\u00e9investissement des dividendes<\/h3><div class=\"result-box\"><div class=\"field-result\" id=\"output-1\"><span class=\"field-title\"><span>Valeur finale du portefeuille<\/span><\/span><span class=\"field-value\" id=\"result-1\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copier le r\u00e9sultat\" aria-label=\"Copier le r\u00e9sultat\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-2\"><span class=\"field-title\"><span>Nombre d&#039;actions<\/span><\/span><span class=\"field-value\" id=\"result-2\" data-unit=\"actions\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copier le r\u00e9sultat\" aria-label=\"Copier le r\u00e9sultat\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-3\"><span class=\"field-title\"><span>Revenu des dividendes la derni\u00e8re ann\u00e9e<\/span><\/span><span class=\"field-value\" id=\"result-3\" data-unit=\"$\/an\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copier le r\u00e9sultat\" aria-label=\"Copier le r\u00e9sultat\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-4\"><span class=\"field-title\"><span>Rendement sur le co\u00fbt d&#039;acquisition<\/span><\/span><span class=\"field-value\" id=\"result-4\" data-unit=\"%\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copier le r\u00e9sultat\" aria-label=\"Copier le r\u00e9sultat\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-5\"><span class=\"field-title\"><span>Total des dividendes per\u00e7us<\/span><\/span><span class=\"field-value\" id=\"result-5\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copier le r\u00e9sultat\" aria-label=\"Copier le r\u00e9sultat\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-6\"><span class=\"field-title\"><span>Montant total investi<\/span><\/span><span class=\"field-value\" id=\"result-6\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copier le r\u00e9sultat\" aria-label=\"Copier le r\u00e9sultat\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-7\"><span class=\"field-title\"><span>Dividendes en esp\u00e8ces (non r\u00e9investis)<\/span><\/span><span class=\"field-value\" id=\"result-7\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copier le r\u00e9sultat\" aria-label=\"Copier le r\u00e9sultat\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result is-column\" id=\"output-8\"><span class=\"field-title\"><span>D\u00e9tail ann\u00e9e par ann\u00e9e<\/span><\/span><span class=\"field-value\" id=\"result-8\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copier le r\u00e9sultat\" aria-label=\"Copier le r\u00e9sultat\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result is-column\" id=\"output-9\"><span class=\"field-title\"><span>\u00c9volution de votre portefeuille<\/span><\/span><span class=\"field-value\" id=\"result-9\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Copier le r\u00e9sultat\" aria-label=\"Copier le r\u00e9sultat\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><\/div><div class=\"result-actions\"><button type=\"button\" class=\"copy-link\"><svg viewBox=\"0 0 20 20\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M12.232 4.232a2.5 2.5 0 0 1 3.536 3.536l-1.225 1.224a.75.75 0 0 0 1.061 1.06l1.224-1.224a4 4 0 0 0-5.656-5.656l-3 3a4 4 0 0 0 .225 5.865.75.75 0 0 0 .977-1.138 2.5 2.5 0 0 1-.142-3.667l3-3Z\"\/><path d=\"M11.603 7.963a.75.75 0 0 0-.977 1.138 2.5 2.5 0 0 1 .142 3.667l-3 3a2.5 2.5 0 0 1-3.536-3.536l1.225-1.224a.75.75 0 0 0-1.061-1.06l-1.224 1.224a4 4 0 1 0 5.656 5.656l3-3a4 4 0 0 0-.225-5.865Z\"\/><\/svg><span class=\"copy-link__text\">Copier le lien vers ce calcul<\/span><\/button><span class=\"sr-only\" role=\"status\" id=\"copy-link-status\"><\/span><\/div><\/div><a href=\"#respond\" class=\"hidden transition-opacity duration-300 opacity-0 w-50 text-sm justify-center items-center gap-2 px-4 py-2 rounded bg-gray-200 text-gray-700 hover:bg-gray-300\" id=\"leave-comment\"><span class=\"icon icon-comments\" aria-hidden=\"true\"><\/span>Laisser un commentaire<\/a><\/form><\/section><section id=\"calc-reactions\" class=\"not-prose hidden my-12 bg-gradient-to-r from-primary-50 to-gray-50 border border-indigo-100 rounded-xl px-6 py-4 shadow-sm\" data-post=\"6156\" aria-live=\"polite\" aria-labelledby=\"calc-reactions-title\"><p id=\"calc-reactions-title\" class=\"text-sm text-gray-500 text-center mb-2\">Que pensez-vous de ce r\u00e9sultat\u00a0?<\/p><div role=\"group\" aria-labelledby=\"calc-reactions-title\" class=\"grid grid-cols-3 sm:flex sm:flex-row sm:justify-around gap-4 sm:items-center sm:flex-wrap\"><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"like\"><span class=\"reaction-count\" data-reaction-count=\"like\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude00 <\/span><span class=\"reaction-description font-medium\">J\u2019aime <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"helpful\"><span class=\"reaction-count\" data-reaction-count=\"helpful\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\udca1 <\/span><span class=\"reaction-description font-medium\">Utile <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"confused\"><span class=\"reaction-count\" data-reaction-count=\"confused\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude15 <\/span><span class=\"reaction-description font-medium\">Confus <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"disappointed\"><span class=\"reaction-count\" data-reaction-count=\"disappointed\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude1e <\/span><span class=\"reaction-description font-medium\">D\u00e9\u00e7u <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"inaccurate\"><span class=\"reaction-count\" data-reaction-count=\"inaccurate\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\u274c <\/span><span class=\"reaction-description font-medium\">Inexact <\/span><\/button><\/div><div id=\"reaction-message\" class=\"hidden mt-8 rounded-md border border-primary-100 bg-white\/50 backdrop-blur-sm px-4 py-2 text-sm text-center shadow-sm\"><\/div><\/section><div class=\"calcdash-ad not-prose calcdash-ad--calc_result calcdash-ad--in-article\"><ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-1721569815777345\" data-ad-slot=\"6317458308\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\"><\/ins><script>(adsbygoogle = window.adsbygoogle || []).push({});<\/script><\/div>\n<style id=\"wpcoderpro-inline-1\">.formula-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section class=\"formula-box\" aria-labelledby=\"formula-title\">\r\n\t<div id=\"formula-title\" class=\"not-prose font-display mb-4\"><span class=\"icon icon-formula\" aria-hidden=\"true\"><\/span><h2>Formule de r\u00e9investissement des dividendes (DRIP)<\/h2><\/div>\r\n\t<figure class=\"not-prose formula\">\r\n\t\t<figcaption class=\"formula-title\">Formule<\/figcaption>\r\n\t\t<div class=\"text-base text-gray-800\" id=\"formula\">\n\\[ V_n = \\left(V_{n-1}+C_n\\right)\\cdot\\frac{P_n+(1-t)\\,d_y}{P_{n-1}}, \\qquad P_n = P_0\\left(1+\\frac{g_p}{100}\\right)^{n\/m}, \\qquad d_y = \\frac{D_0\\left(1+\\frac{g_d}{100}\\right)^{y-1}}{m} \\]\n<\/div>\r\n\t<\/figure>\r\n\t<\/p>\n<p><strong>Avec :<\/strong><\/p>\n<ul>\n<li>\\(V_n\\) \u2014 la valeur du portefeuille \u00e0 la fin de la p\u00e9riode de versement \\(n\\) (une p\u00e9riode correspond \u00e0 l'intervalle entre deux versements)<\/li>\n<li>\\(C_n\\) \u2014 l'apport suppl\u00e9mentaire effectu\u00e9 au d\u00e9but de la p\u00e9riode<\/li>\n<li>\\(P_n\\) \u2014 le cours de l'action \u00e0 la fin de la p\u00e9riode \\(n\\)<\/li>\n<li>\\(d_y\\) \u2014 le dividende par action vers\u00e9 \u00e0 chaque \u00e9ch\u00e9ance de l'ann\u00e9e \\(y\\)<\/li>\n<li>\\(D_0\\) \u2014 le dividende annuel initial par action (cours de l'action &times; rendement, ou montant saisi directement en dollars)<\/li>\n<li>\\(t\\) \u2014 le taux d'imposition des dividendes, sous forme d\u00e9cimale (par exemple, 0,15 pour 15 %)<\/li>\n<li>\\(m\\) \u2014 le nombre de versements par an : 12 (mensuels), 4 (trimestriels), 2 (semestriels) ou 1 (annuel)<\/li>\n<li>\\(g_d\\), \\(g_p\\) \u2014 les taux de croissance annuels suppos\u00e9s du dividende et du cours de l'action, en %<\/li>\n<\/ul>\n<p>La fraction d\u00e9crit le calcul : la valeur de votre portefeuille, augment\u00e9e de votre nouvel apport, permet d'acheter des actions au cours du d\u00e9but de p\u00e9riode \\(P_{n-1}\\). \u00c0 la fin de la p\u00e9riode, ces actions valent le nouveau cours \\(P_n\\), auquel s'ajoute le dividende apr\u00e8s imp\u00f4t, imm\u00e9diatement r\u00e9investi. Si le r\u00e9investissement des dividendes est d\u00e9sactiv\u00e9, le terme \\((1-t)d_y\\) dispara\u00eet de ce calcul et le dividende apr\u00e8s imp\u00f4t s'accumule sous forme de liquidit\u00e9s.<\/p>\n<p>\r\n<\/section>\n<style id=\"wpcoderpro-inline-2\">.calculation-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section id=\"calculation\" class=\"calculation-box\" aria-labelledby=\"calculation-title\">\r\n\t<div id=\"calculation-title\" class=\"not-prose font-display\"><span class=\"icon icon-unordered-list\" aria-hidden=\"true\"><\/span><h2>R\u00e9investissement des dividendes : exemple de calcul<\/h2><\/div>\r\n\r\n<\/p>\n<p><strong>Exemple :<\/strong> vous investissez 10 000 $ dans une action cot\u00e9e \u00e0 50 $, dont le dividende offre un rendement de 3,5 % et est vers\u00e9 chaque trimestre. Vous pr\u00e9voyez une croissance annuelle de 5 % du dividende et de 4 % du cours de l'action. Vous ajoutez 100 $ par mois, les dividendes sont impos\u00e9s \u00e0 15 % et vous les r\u00e9investissez (DRIP) pendant 20 ans.<\/p>\n<p>Vous d\u00e9tenez au d\u00e9part \\(10{,}000\/50 = 200\\) actions. Le dividende annuel est de \\(50 \\times 0.035 = \\$1.75\\) par action, soit \\(1.75\/4 = \\$0.4375\\) par trimestre. Apr\u00e8s imp\u00f4t, il reste \\(\\$0.3719\\) par action \u00e0 r\u00e9investir, ce qui permet d'acheter environ 1,5 action suppl\u00e9mentaire en plus des 300 $ apport\u00e9s pendant la p\u00e9riode (trois versements mensuels). \u00c0 chaque versement du dividende, l'effet boule de neige s'accentue : davantage d'actions produisent davantage de dividendes, qui permettent \u00e0 leur tour d'acheter davantage d'actions.<\/p>\n<p>\\[ V_{\\text{20 ans}} \\approx \\$95{,}300, \\qquad S_N = \\frac{V_N}{P_N} \\approx \\frac{95{,}300}{50 \\times 1.04^{20}} \\approx 870 \\text{ actions} \\]<\/p>\n<p><strong>R\u00e9sultat :<\/strong> environ 95 300 $ r\u00e9partis sur quelque 870 actions, qui g\u00e9n\u00e8rent pr\u00e8s de 3 750 $ de dividendes la derni\u00e8re ann\u00e9e. Cela repr\u00e9sente un rendement sur le capital investi d'environ 11 % pour les 34 000 $ que vous avez effectivement vers\u00e9s (\\(10{,}000 + 100 \\times 12 \\times 20\\)). Au total, vous avez per\u00e7u environ 33 000 $ de dividendes au fil des ann\u00e9es.<\/p>\n<p>\n\r\n<\/section>\n<h2>Comment utiliser le calculateur<\/h2>\n<ol>\n<li>Saisissez votre <strong>Investissement initial<\/strong> et le <strong>Cours de l'action<\/strong> actuel : ces deux valeurs d\u00e9terminent le nombre d'actions que vous d\u00e9tenez au d\u00e9part.<\/li>\n<li>Saisissez le <strong>Montant du dividende<\/strong>, puis choisissez le <strong>Mode de calcul<\/strong> : le rendement annuel en % (calcul\u00e9 \u00e0 partir du cours de l'action) ou le dividende annuel en $ par action<br \/>\n","protected":false},"excerpt":{"rendered":"<p>Estimez la croissance d'un portefeuille dont les dividendes sont r\u00e9investis (DRIP). Saisissez votre investissement initial, le rendement du dividende, la fr\u00e9quence des versements, les taux de croissance, vos apports suppl\u00e9mentaires et le taux d'imposition des dividendes pour conna\u00eetre la valeur finale du portefeuille, le nombre d'actions, les revenus futurs et le rendement sur le capital investi.<\/p>\n","protected":false},"author":3168,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6],"tags":[27],"class_list":["post-6156","post","type-post","status-publish","format-standard","hentry","category-finance","tag-investissement"],"acf":[],"_links":{"self":[{"href":"https:\/\/wpcalc.com\/fr\/wp-json\/wp\/v2\/posts\/6156","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpcalc.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wpcalc.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/fr\/wp-json\/wp\/v2\/users\/3168"}],"replies":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/fr\/wp-json\/wp\/v2\/comments?post=6156"}],"version-history":[{"count":0,"href":"https:\/\/wpcalc.com\/fr\/wp-json\/wp\/v2\/posts\/6156\/revisions"}],"wp:attachment":[{"href":"https:\/\/wpcalc.com\/fr\/wp-json\/wp\/v2\/media?parent=6156"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wpcalc.com\/fr\/wp-json\/wp\/v2\/categories?post=6156"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wpcalc.com\/fr\/wp-json\/wp\/v2\/tags?post=6156"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}