{"id":213,"date":"2026-10-03T12:48:16","date_gmt":"2026-10-03T11:48:16","guid":{"rendered":"https:\/\/wpcalc.com\/tr\/bilesik-faiz\/"},"modified":"2026-10-03T12:48:16","modified_gmt":"2026-10-03T11:48:16","slug":"bilesik-faiz","status":"publish","type":"post","link":"https:\/\/wpcalc.com\/tr\/finans\/bilesik-faiz\/","title":{"rendered":"Bile\u015fik Faiz Hesaplama"},"content":{"rendered":"<section class=\"not-prose calculator-box\" aria-labelledby=\"calculator-title\"><div class=\"flex items-baseline sm:items-center justify-between gap-2 sm:gap-3\"><div class=\"flex flex-col sm:flex-row sm:items-center gap-2\"><span class=\"icon icon-calculator text-primary-700! text-base! dark:text-primary-300!\" aria-hidden=\"true\"><\/span><h2 id=\"calculator-title\" class=\"text-lg font-display font-bold\">D\u00fczenli Katk\u0131l\u0131 Bile\u015fik B\u00fcy\u00fcme Hesaplay\u0131c\u0131s\u0131<\/h2><\/div><div class=\"calcdash-favorite group\">\n  <button type=\"button\" class=\"favorite\" id=\"favorite\" data-favorite-id=\"213\" data-favorite-title=\"Bile\u015fik Faiz\" data-favorite-url=\"https:\/\/wpcalc.com\/tr\/finans\/bilesik-faiz\/\" data-favorite-excerpt=\"Bir yat\u0131r\u0131m\u0131n bile\u015fik faizle nas\u0131l b\u00fcy\u00fcd\u00fc\u011f\u00fcn\u00fc hesaplay\u0131n; her d\u00f6nem sonunda yap\u0131lan iste\u011fe ba\u011fl\u0131 katk\u0131lar dahil. Nihai bakiyeyi ve d\u00f6nem d\u00f6nem b\u00fcy\u00fcme tablosunu g\u00f6rmek i\u00e7in ba\u015flang\u0131\u00e7 paras\u0131n\u0131, d\u00f6nem say\u0131s\u0131n\u0131, d\u00f6nem ba\u015f\u0131na oran\u0131 ve katk\u0131 tutar\u0131n\u0131 girin.\" aria-label=\"Favorilere ekle\" data-favorite-icon=\"icon icon-investment\">\n    <span class=\"icon icon-shape-star-empty\" aria-hidden=\"true\"><\/span>\n  <\/button>\n  <div class=\"calcdash-favorite__tip\" aria-hidden=\"true\">\n   <span class=\"favorite-tooltip\" id=\"favorite-tooltip\"><\/span>\n  <\/div>\n  <span class=\"sr-only\" role=\"status\" id=\"favorite-status\"><\/span>\n<\/div><\/div><form action=\"https:\/\/wpcalc.com\/tr\/finans\/bilesik-faiz\/\" method=\"POST\" class=\"calculator\" id=\"calculator-213\" data-post=\"213\"><fieldset class=\"fieldset-input is-1\"><legend class=\"sr-only\">Giri\u015f alanlar\u0131<\/legend><div class=\"field\" id=\"input-1\"><label for=\"field-1\">Ba\u015flang\u0131\u00e7 Tutar\u0131<\/label><input type=\"text\" name=\"balang_tutar\" id=\"field-1\" aria-describedby=\"calc-unit-1 calc-info-1\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"100\"\/><div class=\"unit\" id=\"calc-unit-1\">$<\/div><small id=\"calc-info-1\">Yat\u0131r\u0131m\u0131n ba\u015flang\u0131\u00e7 tutar\u0131<\/small><\/div><div class=\"field\" id=\"input-2\"><label for=\"field-2\">D\u00f6nem Say\u0131s\u0131<\/label><input type=\"text\" name=\"dnem_says\" id=\"field-2\" aria-describedby=\"calc-info-2\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"1\" value=\"10\"\/><small id=\"calc-info-2\">Toplam bile\u015fik d\u00f6nem say\u0131s\u0131<\/small><\/div><div class=\"field\" id=\"input-3\"><label for=\"field-3\">D\u00f6nem Ba\u015f\u0131na Getiri<\/label><input type=\"text\" name=\"dnem_bana_getiri\" id=\"field-3\" aria-describedby=\"calc-unit-3 calc-info-3\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"10\"\/><div class=\"unit\" id=\"calc-unit-3\">%<\/div><small id=\"calc-info-3\">Her d\u00f6nem i\u00e7in faiz oran\u0131<\/small><\/div><div class=\"field\" id=\"input-4\"><label for=\"field-4\">D\u00f6nem Ba\u015f\u0131na Katk\u0131<\/label><input type=\"number\" name=\"dnem_bana_katk\" id=\"field-4\" aria-describedby=\"calc-unit-4 calc-info-4\" step=\"any\" value=\"0\"\/><div class=\"unit\" id=\"calc-unit-4\">$<\/div><small id=\"calc-info-4\">Her d\u00f6nemin sonunda yap\u0131lan ek katk\u0131<\/small><\/div><\/fieldset><div class=\"buttons\"><button type=\"submit\" data-text=\"Yeniden hesapla\" id=\"calculate-button\" data-post=\"213\">Hesapla<\/button><button type=\"reset\">S\u0131f\u0131rla<\/button><\/div><div class=\"field is-checkbox hidden!\" id=\"field-auto-calc\"><input type=\"checkbox\" id=\"auto-calc\"><label for=\"auto-calc\">Otomatik hesapla<\/label><small>Etkinle\u015ftirilirse, herhangi bir de\u011feri de\u011fi\u015ftirdi\u011finizde sonu\u00e7 otomatik olarak g\u00fcncellenir.<\/small><\/div><div class=\"fieldset-result is-hidden\" aria-labelledby=\"result-title\" aria-live=\"polite\" role=\"region\"> <h3 class=\"result-title bg-gradient-to-r from-primary-50 to-gray-50 dark:from-primary-900 dark:to-gray-800\" id=\"result-title\"><span class=\"icon icon-s-pulse\" aria-hidden=\"true\"><\/span> Sonu\u00e7lar\u0131n\u0131z<\/h3><div class=\"result-box\"><div class=\"field-result is-column is-text\" id=\"output-1\"><span class=\"field-title\"><span><\/span><\/span><span class=\"field-value\" id=\"result-1\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result is-column\" id=\"output-2\"><span class=\"field-title\"><span><\/span><\/span><span class=\"field-value\" id=\"result-2\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><\/div><div class=\"result-actions\"><button type=\"button\" class=\"copy-link\"><svg viewBox=\"0 0 20 20\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M12.232 4.232a2.5 2.5 0 0 1 3.536 3.536l-1.225 1.224a.75.75 0 0 0 1.061 1.06l1.224-1.224a4 4 0 0 0-5.656-5.656l-3 3a4 4 0 0 0 .225 5.865.75.75 0 0 0 .977-1.138 2.5 2.5 0 0 1-.142-3.667l3-3Z\"\/><path d=\"M11.603 7.963a.75.75 0 0 0-.977 1.138 2.5 2.5 0 0 1 .142 3.667l-3 3a2.5 2.5 0 0 1-3.536-3.536l1.225-1.224a.75.75 0 0 0-1.061-1.06l-1.224 1.224a4 4 0 1 0 5.656 5.656l3-3a4 4 0 0 0-.225-5.865Z\"\/><\/svg><span class=\"copy-link__text\">Bu hesaplaman\u0131n ba\u011flant\u0131s\u0131n\u0131 kopyala<\/span><\/button><span class=\"sr-only\" role=\"status\" id=\"copy-link-status\"><\/span><\/div><\/div><a href=\"#respond\" class=\"hidden transition-opacity duration-300 opacity-0 w-50 text-sm justify-center items-center gap-2 px-4 py-2 rounded bg-gray-200 text-gray-700 hover:bg-gray-300\" id=\"leave-comment\"><span class=\"icon icon-comments\" aria-hidden=\"true\"><\/span>Yorum b\u0131rak<\/a><\/form><\/section><section id=\"calc-reactions\" class=\"not-prose hidden my-12 bg-gradient-to-r from-primary-50 to-gray-50 border border-indigo-100 rounded-xl px-6 py-4 shadow-sm\" data-post=\"213\" aria-live=\"polite\" aria-labelledby=\"calc-reactions-title\"><p id=\"calc-reactions-title\" class=\"text-sm text-gray-500 text-center mb-2\">Bu sonu\u00e7 hakk\u0131nda ne d\u00fc\u015f\u00fcn\u00fcyorsunuz?<\/p><div role=\"group\" aria-labelledby=\"calc-reactions-title\" class=\"grid grid-cols-3 sm:flex sm:flex-row sm:justify-around gap-4 sm:items-center sm:flex-wrap\"><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"like\"><span class=\"reaction-count\" data-reaction-count=\"like\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude00 <\/span><span class=\"reaction-description font-medium\">Be\u011fendim <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"helpful\"><span class=\"reaction-count\" data-reaction-count=\"helpful\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\udca1 <\/span><span class=\"reaction-description font-medium\">Faydal\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"confused\"><span class=\"reaction-count\" data-reaction-count=\"confused\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude15 <\/span><span class=\"reaction-description font-medium\">Kafam kar\u0131\u015ft\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"disappointed\"><span class=\"reaction-count\" data-reaction-count=\"disappointed\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude1e <\/span><span class=\"reaction-description font-medium\">Hayal k\u0131r\u0131kl\u0131\u011f\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"inaccurate\"><span class=\"reaction-count\" data-reaction-count=\"inaccurate\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\u274c <\/span><span class=\"reaction-description font-medium\">Hatal\u0131 <\/span><\/button><\/div><div id=\"reaction-message\" class=\"hidden mt-8 rounded-md border border-primary-100 bg-white\/50 backdrop-blur-sm px-4 py-2 text-sm text-center shadow-sm\"><\/div><\/section><div class=\"calcdash-ad not-prose calcdash-ad--calc_result calcdash-ad--in-article\"><ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-1721569815777345\" data-ad-slot=\"6317458308\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\"><\/ins><script>(adsbygoogle = window.adsbygoogle || []).push({});<\/script><\/div>\n<style id=\"wpcoderpro-inline-1\">.formula-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section class=\"formula-box\" aria-labelledby=\"formula-title\">\r\n\t<div id=\"formula-title\" class=\"not-prose font-display mb-4\"><span class=\"icon icon-formula\" aria-hidden=\"true\"><\/span><h2>D\u00fczenli Katk\u0131l\u0131 Bile\u015fik Faiz Form\u00fcl\u00fc<\/h2><\/div>\r\n\t<figure class=\"not-prose formula\">\r\n\t\t<figcaption class=\"formula-title\">Form\u00fcl<\/figcaption>\r\n\t\t<div class=\"text-base text-gray-800\" id=\"formula\">\n\\[ A = P(1+r)^n + PMT \\times \\frac{(1+r)^n - 1}{r} \\]\n<\/div>\r\n\t<\/figure>\r\n\t<\/p>\n<p><strong>Burada:<\/strong><\/p>\n<ul>\n<li>\\(A\\) \u2014 \\(n\\) d\u00f6nem sonunda yat\u0131r\u0131m\u0131n gelecekteki de\u011feri<\/li>\n<li>\\(P\\) \u2014 ba\u015flang\u0131\u00e7 paras\u0131 (anapara)<\/li>\n<li>\\(r\\) \u2014 d\u00f6nem ba\u015f\u0131na getiri (faiz oran\u0131), ondal\u0131k olarak<\/li>\n<li>\\(n\\) \u2014 toplam bile\u015fik d\u00f6nem say\u0131s\u0131<\/li>\n<li>\\(PMT\\) \u2014 her d\u00f6nem sonunda eklenen katk\u0131<\/li>\n<\/ul>\n<p>\u0130lk terim ba\u015flang\u0131\u00e7 paras\u0131n\u0131 b\u00fcy\u00fct\u00fcr; ikinci terim ise d\u00fczenli bir ann\u00fcitenin gelecekteki de\u011feridir: her katk\u0131, yap\u0131ld\u0131\u011f\u0131 d\u00f6nemden sonra vade sonuna kadar bile\u015fik olarak b\u00fcy\u00fcr. Katk\u0131 yoksa form\u00fcl \\(A = P(1+r)^n\\) haline indirgenir.<\/p>\n<p>\r\n<\/section>\n<style id=\"wpcoderpro-inline-2\">.calculation-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section id=\"calculation\" class=\"calculation-box\" aria-labelledby=\"calculation-title\">\r\n\t<div id=\"calculation-title\" class=\"not-prose font-display\"><span class=\"icon icon-unordered-list\" aria-hidden=\"true\"><\/span><h2>Bile\u015fik Faiz \u2013 Hesaplama \u00d6rne\u011fi<\/h2><\/div>\r\n\r\n<\/p>\n<p><strong>\u00d6rnek:<\/strong> ek katk\u0131 olmadan, 100 $'y\u0131 d\u00f6nem ba\u015f\u0131na %10 getiriyle 10 d\u00f6nem boyunca yat\u0131r\u0131ma koyuyorsunuz.<\/p>\n<p>\\[ A = 100 \\times (1 + 0.10)^{10} + 0 \\times \\frac{(1 + 0.10)^{10} - 1}{0.10} \\]<\/p>\n<p>\\[ A = 100 \\times 2.5937 = 259.37 \\]<\/p>\n<p><strong>Sonu\u00e7:<\/strong> yat\u0131r\u0131m <strong>259,37 $<\/strong>'a b\u00fcy\u00fcr \u2014 100 $'l\u0131k anapara \u00fczerinden toplam 159,37 $ k\u00e2r.<\/p>\n<p>\u015eimdi her d\u00f6nem sonuna ayr\u0131ca 10 $ katk\u0131 ekledi\u011finizi varsayal\u0131m:<\/p>\n<p>\\[ A = 259.37 + 10 \\times \\frac{2.5937 - 1}{0.10} = 259.37 + 10 \\times 15.937 = 418.75 \\]<\/p>\n<p><strong>Sonu\u00e7:<\/strong> d\u00fczenli katk\u0131larla bakiye <strong>418,75 $<\/strong>'a ula\u015f\u0131r \u2014 katk\u0131lar, anaparan\u0131n b\u00fcy\u00fcmesinin \u00fczerine kendi de\u011ferleriyle 159,37 $ ekler.<\/p>\n<p>\n\r\n<\/section>\n<h2>Hesaplay\u0131c\u0131 Nas\u0131l Kullan\u0131l\u0131r?<\/h2>\n<ol>\n<li><strong>Ba\u015flang\u0131\u00e7 paras\u0131n\u0131<\/strong> girin \u2014 yat\u0131r\u0131ma ba\u015flad\u0131\u011f\u0131n\u0131z tutar.<\/li>\n<li><strong>D\u00f6nem say\u0131s\u0131n\u0131<\/strong> girin \u2014 toplam bile\u015fik d\u00f6nem say\u0131s\u0131 (ay, y\u0131l veya herhangi bir aral\u0131k).<\/li>\n<li><strong>D\u00f6nem ba\u015f\u0131na getiri<\/strong> oran\u0131n\u0131 girin \u2014 tek bir d\u00f6nem i\u00e7in faiz oran\u0131 veya beklenen getiri, y\u00fczde olarak.<\/li>\n<li><strong>D\u00f6nem ba\u015f\u0131na katk\u0131y\u0131<\/strong> girin \u2014 her d\u00f6nem sonunda eklenen iste\u011fe ba\u011fl\u0131 tutar. Tek seferlik yat\u0131r\u0131m i\u00e7in 0 b\u0131rak\u0131n.<\/li>\n<li>\u00d6zeti okuyun; \u00f6zet nihai bakiyeyi ve bir d\u00f6nem daha s\u00fcrd\u00fcr\u00fclmesi halinde elde edilecek geliri g\u00f6sterir. Ard\u0131ndan ba\u015flang\u0131\u00e7 bakiyesi, k\u00e2r, katk\u0131 ve d\u00f6nem sonu bakiyesini i\u00e7eren d\u00f6nem d\u00f6nem tabloyu inceleyin.<\/li>\n<\/ol>\n<h2>Bile\u015fik Faiz Nedir?<\/h2>\n<p>Bile\u015fik faiz, getiri \u00fczerinden de getiri kazanmak anlam\u0131na gelir. Her d\u00f6nemde k\u00e2r yaln\u0131zca anapara \u00fczerinden de\u011fil, birikmi\u015f bakiyenin tamam\u0131 \u00fczerinden hesaplan\u0131r \u2014 anapara art\u0131 daha \u00f6nce kazan\u0131lan t\u00fcm faizler art\u0131 t\u00fcm katk\u0131lar. Bu, do\u011frusal de\u011fil \u00fcssel bir b\u00fcy\u00fcme yarat\u0131r: para yat\u0131r\u0131mda ne kadar uzun kal\u0131rsa o kadar h\u0131zl\u0131 b\u00fcy\u00fcr.<\/p>\n<p>Fark, uzun vadelerde \u00e7arp\u0131c\u0131 hale gelir. Yukar\u0131daki \u00f6rnekte, d\u00f6nem ba\u015f\u0131na %10 getiriyle 100 $ ilk d\u00f6nemde yaln\u0131zca 10 $ kazand\u0131r\u0131rken, onuncu d\u00f6nemde salt bakiye b\u00fcy\u00fcd\u00fc\u011f\u00fc i\u00e7in 23 $'dan fazla kazand\u0131r\u0131r. Bu y\u00fczden b\u00fcy\u00fck tutarlar yat\u0131rmaktan daha \u00f6nemlisi erken ba\u015flamakt\u0131r: i\u015fin \u00e7o\u011funu zaman yapar.<\/p>\n<p>D\u00f6nem d\u00f6nem tablo, bu ivmelenmeyi g\u00f6rmek i\u00e7in yararl\u0131d\u0131r. Her sat\u0131r, para ve katk\u0131 sabit kal\u0131rken k\u00e2r s\u00fctununun nas\u0131l b\u00fcy\u00fcd\u00fc\u011f\u00fcn\u00fc g\u00f6sterir. \u00d6zet sat\u0131r\u0131 ayr\u0131ca bir d\u00f6nem daha s\u00fcrd\u00fcr\u00fclmesi halinde elde edilecek geliri de verir \u2014 bir yat\u0131r\u0131m\u0131n g\u00fcncel gelirini ba\u015fka se\u00e7eneklerle kar\u015f\u0131la\u015ft\u0131rmak i\u00e7in pratiktir.<\/p>\n<p>Bile\u015fik faiz banka mevduat\u0131n\u0131n \u00e7ok \u00f6tesinde ge\u00e7erlidir: tasarruf hesaplar\u0131, emeklilik fonlar\u0131, yeniden yat\u0131r\u0131lan temett\u00fcler ve kazanc\u0131n yerinde b\u0131rak\u0131ld\u0131\u011f\u0131 her t\u00fcrl\u00fc yat\u0131r\u0131m. Aleyhinize de i\u015fleyebilir \u2014 bile\u015fik faizli bor\u00e7 ayn\u0131 mekanizmayla b\u00fcy\u00fcr; \u00f6denmeyen bakiyelerin bu kadar h\u0131zl\u0131 t\u0131rmanmas\u0131n\u0131n nedeni budur.<\/p>\n<h2>Varsay\u0131mlar, S\u0131n\u0131rlamalar ve \u0130pu\u00e7lar\u0131<\/h2>\n<ul>\n<li><strong>Oran y\u0131ll\u0131k de\u011fil, d\u00f6nem ba\u015f\u0131nad\u0131r.<\/strong> Bankan\u0131z ayl\u0131k bile\u015fik y\u0131ll\u0131k %6 \u00f6d\u00fcyorsa, d\u00f6nem ba\u015f\u0131na \\(r = 6\/12 = 0.5\\%\\) ve \\(n =\\) ay say\u0131s\u0131 olarak girin. <a href=\"https:\/\/wpcalc.com\/tr\/finans\/etkin-yillik-getiri-orani\/\">Efektif Y\u0131ll\u0131k Getiri hesaplay\u0131c\u0131s\u0131<\/a>, farkl\u0131 bile\u015fik s\u0131kl\u0131ktaki oranlar\u0131 kar\u015f\u0131la\u015ft\u0131rman\u0131za yard\u0131mc\u0131 olur.<\/li>\n<li><strong>Katk\u0131lar her d\u00f6nemin sonunda yap\u0131l\u0131r<\/strong> (adi ann\u00fcite). Son d\u00f6nemde yap\u0131lan katk\u0131 faiz kazanmaz. D\u00f6nem ba\u015f\u0131nda yap\u0131lan katk\u0131lar i\u00e7in <a href=\"https:\/\/wpcalc.com\/tr\/finans\/pesin-odemeli-anuite-degeri\/\">Pe\u015fin \u00d6demeli Ann\u00fcite<\/a> yakla\u015f\u0131m\u0131n\u0131 kullan\u0131n.<\/li>\n<li><strong>Oran\u0131n sabit oldu\u011fu varsay\u0131l\u0131r.<\/strong> Ger\u00e7ek yat\u0131r\u0131mlar dalgalan\u0131r; sonucu garanti de\u011fil projeksiyon olarak de\u011ferlendirin. <a href=\"https:\/\/wpcalc.com\/tr\/finans\/bilesik-yillik-buyume-orani\/\">Bile\u015fik Y\u0131ll\u0131k B\u00fcy\u00fcme Oran\u0131 hesaplay\u0131c\u0131s\u0131<\/a>, ge\u00e7mi\u015f verilerden ger\u00e7ek\u00e7i bir ortalama oran t\u00fcretmenize yard\u0131mc\u0131 olabilir.<\/li>\n<li><strong>Vergiler, \u00fccretler ve enflasyon dahil de\u011fildir.<\/strong> Vergi \u00f6ncesi %10 getiri, %1 \u00fccret ve %3 enflasyonla \u00e7ok daha k\u00fc\u00e7\u00fck bir reel kazan\u00e7 b\u0131rak\u0131r.<\/li>\n<li>Form\u00fcl \\(r\\) ile b\u00f6l\u00fcnd\u00fc\u011f\u00fcnden, oran tam 0% oldu\u011funda katk\u0131 terimi tan\u0131ms\u0131zd\u0131r \u2014 bu durumda bakiye basit\u00e7e \\(P + n \\times PMT\\) olur.<\/li>\n<\/ul>\n<h2>\u0130lgili Hesaplay\u0131c\u0131lar<\/h2>\n<ul>\n<li><a href=\"https:\/\/wpcalc.com\/tr\/finans\/surekli-bilesik-faiz\/\">S\u00fcrekli Bile\u015fik Faiz<\/a> \u2014 sonsuz s\u0131kl\u0131kta bile\u015fi\u011fin limiti.<\/li>\n<li><a href=\"https:\/\/wpcalc.com\/tr\/finans\/anuite-gelecek-degeri\/\">Ann\u00fcitenin Gelecekteki De\u011feri<\/a> \u2014 form\u00fcl\u00fcn katk\u0131 teriminin tek ba\u015f\u0131na incelenmesi.<\/li>\n<li><a href=\"https:\/\/wpcalc.com\/tr\/finans\/yillik-yuzde-getiri\/\">Y\u0131ll\u0131k Y\u00fczde Getiri (APY)<\/a> \u2014 farkl\u0131 oran ve bile\u015fik takvimlerine sahip \u00fcr\u00fcnleri kar\u015f\u0131la\u015ft\u0131r\u0131n.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Bir yat\u0131r\u0131m\u0131n bile\u015fik faizle nas\u0131l b\u00fcy\u00fcd\u00fc\u011f\u00fcn\u00fc hesaplay\u0131n; her d\u00f6nem sonunda yap\u0131lan iste\u011fe ba\u011fl\u0131 katk\u0131lar dahil. Nihai bakiyeyi ve d\u00f6nem d\u00f6nem b\u00fcy\u00fcme tablosunu g\u00f6rmek i\u00e7in ba\u015flang\u0131\u00e7 paras\u0131n\u0131, d\u00f6nem say\u0131s\u0131n\u0131, d\u00f6nem ba\u015f\u0131na oran\u0131 ve katk\u0131 tutar\u0131n\u0131 girin.<\/p>\n","protected":false},"author":3168,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[50],"class_list":["post-213","post","type-post","status-publish","format-standard","hentry","category-finans","tag-yatirim"],"acf":[],"_links":{"self":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/213","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/users\/3168"}],"replies":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/comments?post=213"}],"version-history":[{"count":6,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/213\/revisions"}],"predecessor-version":[{"id":3510,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/213\/revisions\/3510"}],"wp:attachment":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/media?parent=213"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/categories?post=213"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/tags?post=213"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}