{"id":235,"date":"2026-10-03T13:03:11","date_gmt":"2026-10-03T12:03:11","guid":{"rendered":"https:\/\/wpcalc.com\/tr\/cpf-hesaplama-singapur\/"},"modified":"2026-10-03T13:03:11","modified_gmt":"2026-10-03T12:03:11","slug":"cpf-hesaplama-singapur","status":"publish","type":"post","link":"https:\/\/wpcalc.com\/tr\/finans\/cpf-hesaplama-singapur\/","title":{"rendered":"Singapur CPF Hesaplama Arac\u0131"},"content":{"rendered":"<section class=\"not-prose calculator-box\" aria-labelledby=\"calculator-title\"><div class=\"flex items-baseline sm:items-center justify-between gap-2 sm:gap-3\"><div class=\"flex flex-col sm:flex-row sm:items-center gap-2\"><span class=\"icon icon-calculator text-primary-700! text-base! dark:text-primary-300!\" aria-hidden=\"true\"><\/span><h2 id=\"calculator-title\" class=\"text-lg font-display font-bold\">Singapur CPF Katk\u0131 Hesaplama Arac\u0131<\/h2><\/div><div class=\"calcdash-favorite group\">\n  <button type=\"button\" class=\"favorite\" id=\"favorite\" data-favorite-id=\"235\" data-favorite-title=\"Singapur CPF Hesaplama Arac\u0131\" data-favorite-url=\"https:\/\/wpcalc.com\/tr\/finans\/cpf-hesaplama-singapur\/\" data-favorite-excerpt=\"Singapur&#039;da maa\u015f\u0131n\u0131za ve y\u00fcr\u00fcrl\u00fckteki \u00e7al\u0131\u015fan ve i\u015fveren kesinti oranlar\u0131na g\u00f6re ayl\u0131k CPF katk\u0131 paylar\u0131n\u0131z\u0131 hesaplay\u0131n. \u00c7al\u0131\u015fan, i\u015fveren ve toplam tutarlar\u0131 an\u0131nda \u00f6\u011frenin.\" aria-label=\"Favorilere ekle\" data-favorite-icon=\"icon icon-loan\">\n    <span class=\"icon icon-shape-star-empty\" aria-hidden=\"true\"><\/span>\n  <\/button>\n  <div class=\"calcdash-favorite__tip\" aria-hidden=\"true\">\n   <span class=\"favorite-tooltip\" id=\"favorite-tooltip\"><\/span>\n  <\/div>\n  <span class=\"sr-only\" role=\"status\" id=\"favorite-status\"><\/span>\n<\/div><\/div><form action=\"https:\/\/wpcalc.com\/tr\/finans\/cpf-hesaplama-singapur\/\" method=\"POST\" class=\"calculator\" id=\"calculator-235\" data-post=\"235\"><fieldset class=\"fieldset-input\"><legend class=\"sr-only\">Giri\u015f alanlar\u0131<\/legend><div class=\"field\" id=\"input-1\"><label for=\"field-1\">Ayl\u0131k Maa\u015f<\/label><input type=\"text\" name=\"aylk_maa\" id=\"field-1\" aria-describedby=\"calc-unit-1 calc-info-1\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"4000\"\/><div class=\"unit\" id=\"calc-unit-1\">$<\/div><small id=\"calc-info-1\">Ayl\u0131k maa\u015f\u0131n\u0131z\u0131 girin<\/small><\/div><div class=\"field\" id=\"input-2\"><label for=\"field-2\">\u00c7al\u0131\u015fan CPF Kesinti Oran\u0131<\/label><input type=\"text\" name=\"alan_cpf_kesinti_oran\" id=\"field-2\" aria-describedby=\"calc-unit-2 calc-info-2\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" max=\"100\" value=\"20\"\/><div class=\"unit\" id=\"calc-unit-2\">%<\/div><small id=\"calc-info-2\">\u00c7al\u0131\u015fan CPF kesinti oran\u0131n\u0131 girin<\/small><\/div><div class=\"field\" id=\"input-3\"><label for=\"field-3\">\u0130\u015fveren CPF Kesinti Oran\u0131<\/label><input type=\"text\" name=\"veren_cpf_kesinti_oran\" id=\"field-3\" aria-describedby=\"calc-unit-3 calc-info-3\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" max=\"100\" value=\"17\"\/><div class=\"unit\" id=\"calc-unit-3\">%<\/div><small id=\"calc-info-3\">\u0130\u015fveren CPF kesinti oran\u0131n\u0131 girin<\/small><\/div><\/fieldset><div class=\"buttons\"><button type=\"submit\" data-text=\"Yeniden hesapla\" id=\"calculate-button\" data-post=\"235\">Hesapla<\/button><button type=\"reset\">S\u0131f\u0131rla<\/button><\/div><div class=\"field is-checkbox hidden!\" id=\"field-auto-calc\"><input type=\"checkbox\" id=\"auto-calc\"><label for=\"auto-calc\">Otomatik hesapla<\/label><small>Etkinle\u015ftirilirse, herhangi bir de\u011feri de\u011fi\u015ftirdi\u011finizde sonu\u00e7 otomatik olarak g\u00fcncellenir.<\/small><\/div><div class=\"fieldset-result is-hidden\" aria-labelledby=\"result-title\" aria-live=\"polite\" role=\"region\"> <h3 class=\"result-title bg-gradient-to-r from-primary-50 to-gray-50 dark:from-primary-900 dark:to-gray-800\" id=\"result-title\"><span class=\"icon icon-s-pulse\" aria-hidden=\"true\"><\/span> Sonu\u00e7lar\u0131n\u0131z<\/h3><div class=\"result-box\"><div class=\"field-result\" id=\"output-1\"><span class=\"field-title\"><span>\u00c7al\u0131\u015fan CPF Kesintisi<\/span><\/span><span class=\"field-value\" id=\"result-1\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-2\"><span class=\"field-title\"><span>\u0130\u015fveren CPF Kesintisi<\/span><\/span><span class=\"field-value\" id=\"result-2\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-3\"><span class=\"field-title\"><span>Toplam CPF Kesintisi<\/span><\/span><span class=\"field-value\" id=\"result-3\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><\/div><div class=\"result-actions\"><button type=\"button\" class=\"copy-link\"><svg viewBox=\"0 0 20 20\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M12.232 4.232a2.5 2.5 0 0 1 3.536 3.536l-1.225 1.224a.75.75 0 0 0 1.061 1.06l1.224-1.224a4 4 0 0 0-5.656-5.656l-3 3a4 4 0 0 0 .225 5.865.75.75 0 0 0 .977-1.138 2.5 2.5 0 0 1-.142-3.667l3-3Z\"\/><path d=\"M11.603 7.963a.75.75 0 0 0-.977 1.138 2.5 2.5 0 0 1 .142 3.667l-3 3a2.5 2.5 0 0 1-3.536-3.536l1.225-1.224a.75.75 0 0 0-1.061-1.06l-1.224 1.224a4 4 0 1 0 5.656 5.656l3-3a4 4 0 0 0-.225-5.865Z\"\/><\/svg><span class=\"copy-link__text\">Bu hesaplaman\u0131n ba\u011flant\u0131s\u0131n\u0131 kopyala<\/span><\/button><span class=\"sr-only\" role=\"status\" id=\"copy-link-status\"><\/span><\/div><\/div><a href=\"#respond\" class=\"hidden transition-opacity duration-300 opacity-0 w-50 text-sm justify-center items-center gap-2 px-4 py-2 rounded bg-gray-200 text-gray-700 hover:bg-gray-300\" id=\"leave-comment\"><span class=\"icon icon-comments\" aria-hidden=\"true\"><\/span>Yorum b\u0131rak<\/a><\/form><\/section><section id=\"calc-reactions\" class=\"not-prose hidden my-12 bg-gradient-to-r from-primary-50 to-gray-50 border border-indigo-100 rounded-xl px-6 py-4 shadow-sm\" data-post=\"235\" aria-live=\"polite\" aria-labelledby=\"calc-reactions-title\"><p id=\"calc-reactions-title\" class=\"text-sm text-gray-500 text-center mb-2\">Bu sonu\u00e7 hakk\u0131nda ne d\u00fc\u015f\u00fcn\u00fcyorsunuz?<\/p><div role=\"group\" aria-labelledby=\"calc-reactions-title\" class=\"grid grid-cols-3 sm:flex sm:flex-row sm:justify-around gap-4 sm:items-center sm:flex-wrap\"><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"like\"><span class=\"reaction-count\" data-reaction-count=\"like\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude00 <\/span><span class=\"reaction-description font-medium\">Be\u011fendim <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"helpful\"><span class=\"reaction-count\" data-reaction-count=\"helpful\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\udca1 <\/span><span class=\"reaction-description font-medium\">Faydal\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"confused\"><span class=\"reaction-count\" data-reaction-count=\"confused\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude15 <\/span><span class=\"reaction-description font-medium\">Kafam kar\u0131\u015ft\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"disappointed\"><span class=\"reaction-count\" data-reaction-count=\"disappointed\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude1e <\/span><span class=\"reaction-description font-medium\">Hayal k\u0131r\u0131kl\u0131\u011f\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"inaccurate\"><span class=\"reaction-count\" data-reaction-count=\"inaccurate\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\u274c <\/span><span class=\"reaction-description font-medium\">Hatal\u0131 <\/span><\/button><\/div><div id=\"reaction-message\" class=\"hidden mt-8 rounded-md border border-primary-100 bg-white\/50 backdrop-blur-sm px-4 py-2 text-sm text-center shadow-sm\"><\/div><\/section><div class=\"calcdash-ad not-prose calcdash-ad--calc_result calcdash-ad--in-article\"><ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-1721569815777345\" data-ad-slot=\"6317458308\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\"><\/ins><script>(adsbygoogle = window.adsbygoogle || []).push({});<\/script><\/div>\n<style id=\"wpcoderpro-inline-1\">.formula-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section class=\"formula-box\" aria-labelledby=\"formula-title\">\r\n\t<div id=\"formula-title\" class=\"not-prose font-display mb-4\"><span class=\"icon icon-formula\" aria-hidden=\"true\"><\/span><h2>CPF Katk\u0131 Form\u00fcl\u00fc<\/h2><\/div>\r\n\t<figure class=\"not-prose formula\">\r\n\t\t<figcaption class=\"formula-title\">Form\u00fcl<\/figcaption>\r\n\t\t<div class=\"text-base text-gray-800\" id=\"formula\">\n\\[ \\text{\u00c7al\u0131\u015fan CPF} = S \\times \\frac{r_{ee}}{100} \\]\n\\[ \\text{\u0130\u015fveren CPF} = S \\times \\frac{r_{er}}{100} \\]\n\\[ \\text{Toplam CPF} = \\text{\u00c7al\u0131\u015fan CPF} + \\text{\u0130\u015fveren CPF} = S \\times \\frac{r_{ee} + r_{er}}{100} \\]\n<\/div>\r\n\t<\/figure>\r\n\t<\/p>\n<p><strong>Burada:<\/strong><\/p>\n<ul>\n<li>\\(S\\) \u2014 SGD cinsinden br\u00fct ayl\u0131k maa\u015f<\/li>\n<li>\\(r_{ee}\\) \u2014 \u00e7al\u0131\u015fan CPF kesinti oran\u0131 (%)<\/li>\n<li>\\(r_{er}\\) \u2014 i\u015fveren CPF kesinti oran\u0131 (%)<\/li>\n<\/ul>\n<p>Her katk\u0131 pay\u0131 basit\u00e7e ayl\u0131k maa\u015f\u0131n bir y\u00fczdesidir ve toplam, \u00e7al\u0131\u015fan ile i\u015fveren pay\u0131n\u0131n toplam\u0131d\u0131r. \u00c7al\u0131\u015fan\u0131n pay\u0131 maa\u015ftan d\u00fc\u015f\u00fcl\u00fcrken, i\u015fverenin pay\u0131 bunun \u00fczerine \u00f6denir.<\/p>\n<p>\r\n<\/section>\n<style id=\"wpcoderpro-inline-2\">.calculation-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section id=\"calculation\" class=\"calculation-box\" aria-labelledby=\"calculation-title\">\r\n\t<div id=\"calculation-title\" class=\"not-prose font-display\"><span class=\"icon icon-unordered-list\" aria-hidden=\"true\"><\/span><h2>CPF Hesaplama Arac\u0131 \u2013 Hesaplama \u00d6rne\u011fi<\/h2><\/div>\r\n\r\n<\/p>\n<p><strong>\u00d6rnek:<\/strong> 55 ya\u015f\u0131ndan gen\u00e7 bir \u00e7al\u0131\u015fan 4.000 $ br\u00fct ayl\u0131k maa\u015f almaktad\u0131r. Y\u00fcr\u00fcrl\u00fckteki oranlar \u00e7al\u0131\u015fan i\u00e7in %20, i\u015fveren i\u00e7in %17'dir.<\/p>\n<p>\\[ \\text{\u00c7al\u0131\u015fan CPF} = 4000 \\times \\frac{20}{100} = 800 \\]<\/p>\n<p>\\[ \\text{\u0130\u015fveren CPF} = 4000 \\times \\frac{17}{100} = 680 \\]<\/p>\n<p>\\[ \\text{Toplam CPF} = 800 + 680 = 1480 \\]<\/p>\n<p><strong>Sonu\u00e7:<\/strong> \u00e7al\u0131\u015fan ayda 800 $ katk\u0131 pay\u0131 \u00f6der (maa\u015ftan d\u00fc\u015f\u00fcl\u00fcr), i\u015fveren ek olarak 680 $ \u00f6der ve toplam ayl\u0131k CPF katk\u0131s\u0131 1.480 $ olur. \u00c7al\u0131\u015fan\u0131n eline ge\u00e7en net maa\u015f \\(4000 - 800 = 3.200\\) $'d\u0131r.<\/p>\n<p>\n\r\n<\/section>\n<h2>CPF Hesaplama Arac\u0131 Nas\u0131l Kullan\u0131l\u0131r?<\/h2>\n<ol>\n<li><strong>Ayl\u0131k Maa\u015f<\/strong> alan\u0131na br\u00fct ayl\u0131k maa\u015f\u0131n\u0131z\u0131 girin (SGD cinsinden).<\/li>\n<li>\u00c7al\u0131\u015fan pay\u0131n\u0131 <strong>\u00c7al\u0131\u015fan CPF Kesinti Oran\u0131<\/strong> alan\u0131na y\u00fczde olarak girin. 55 ya\u015f ve alt\u0131ndaki \u00fcyeler i\u00e7in g\u00fcncel oran %20'dir.<\/li>\n<li>\u0130\u015fveren pay\u0131n\u0131 <strong>\u0130\u015fveren CPF Kesinti Oran\u0131<\/strong> alan\u0131na girin. 55 ya\u015f ve alt\u0131ndaki \u00fcyeler i\u00e7in g\u00fcncel oran %17'dir.<\/li>\n<li>Sonu\u00e7lar\u0131 okuyun: <strong>\u00c7al\u0131\u015fan CPF Katk\u0131s\u0131<\/strong>, <strong>\u0130\u015fveren CPF Katk\u0131s\u0131<\/strong> ve <strong>Toplam CPF Katk\u0131s\u0131<\/strong>, hepsi ayl\u0131k dolar cinsinden.<\/li>\n<\/ol>\n<h2>CPF Nedir ve Katk\u0131 Paylar\u0131 Nas\u0131l \u0130\u015fler?<\/h2>\n<p>Central Provident Fund (CPF), Singapur'un zorunlu sosyal g\u00fcvenlik tasarruf program\u0131d\u0131r. Her ay hem \u00e7al\u0131\u015fan hem de i\u015fveren, \u00e7al\u0131\u015fan\u0131n \u00fccretinin bir y\u00fczdesini \u00e7al\u0131\u015fan\u0131n CPF hesaplar\u0131na yat\u0131rmak zorundad\u0131r. Bu tasarruflar Singapur vatanda\u015flar\u0131 ve daimi ikamet edenler i\u00e7in emeklilik, sa\u011fl\u0131k (MediSave) ve konut ihtiya\u00e7lar\u0131n\u0131 finanse eder.<\/p>\n<p>Katk\u0131 iki par\u00e7adan olu\u015fur. \u00c7al\u0131\u015fan\u0131n pay\u0131 do\u011frudan ayl\u0131k maa\u015ftan d\u00fc\u015f\u00fcl\u00fcr, yani ele ge\u00e7en net maa\u015f\u0131 azalt\u0131r. \u0130\u015fverenin pay\u0131 ise \u015firketin br\u00fct maa\u015f\u0131n \u00fczerine \u00f6dedi\u011fi ek bir maliyettir \u2014 \u00e7al\u0131\u015fan\u0131n maa\u015f\u0131ndan d\u00fc\u015f\u00fclmez. Singapur'da bir \u00e7al\u0131\u015fan\u0131n toplam maliyetinin salt br\u00fct maa\u015ftan y\u00fcksek olmas\u0131 ve maa\u015f bordronuzda yaln\u0131zca kendi %20'nizin (55 ya\u015f ve alt\u0131ndaysan\u0131z) CPF kesintisi olarak g\u00f6r\u00fcnmesi bu y\u00fcz\u00fcndendir.<\/p>\n<p>Para \u00fc\u00e7 hesaba gider: konut, sigorta ve yat\u0131r\u0131m i\u00e7in kullan\u0131labilen Ordinary Account (OA); emeklilik i\u00e7in ayr\u0131lan Special Account (SA); ve hastane masraflar\u0131 ile onayl\u0131 sa\u011fl\u0131k sigortas\u0131 i\u00e7in kullan\u0131lan MediSave Account (MA). 55 ya\u015f\u0131ndan itibaren tasarruflar ayr\u0131ca Retirement Account'a (RA) aktar\u0131l\u0131r. Kesinti oranlar\u0131 \u00fcyenin ya\u015f grubuna ba\u011fl\u0131d\u0131r; %37'lik tam birle\u015fik oran 55 ya\u015f ve alt\u0131ndaki \u00fcyelere uygulan\u0131rken, daha ileriki ya\u015f gruplar\u0131na emeklili\u011fe yakla\u015ft\u0131k\u00e7a kademeli olarak daha d\u00fc\u015f\u00fck oranlar uygulan\u0131r.<\/p>\n<p>Sonu\u00e7lar\u0131 yorumlarken, toplam CPF tutar\u0131n\u0131n her ay CPF hesaplar\u0131n\u0131za\u5b9e\u9645 giren para oldu\u011funu unutmay\u0131n. Net nakit maa\u015f\u0131n\u0131z, br\u00fct maa\u015f eksi \u00e7al\u0131\u015fan katk\u0131n\u0131zd\u0131r. Bu tasarruflar\u0131n nas\u0131l bir emeklilik geliri ak\u0131\u015f\u0131na d\u00f6n\u00fc\u015febilece\u011fini g\u00f6rmek isterseniz <a href=\"https:\/\/wpcalc.com\/tr\/finans\/emeklilik-planlayici\/\">Emeklilik Planlay\u0131c\u0131m\u0131z\u0131<\/a> deneyin veya d\u00fczenli katk\u0131lar\u0131n b\u00fcy\u00fcmesini projeksiyonlamak i\u00e7in <a href=\"https:\/\/wpcalc.com\/tr\/finans\/aylik-yatirim-birikimi\/\">Ayl\u0131k Yat\u0131r\u0131m Tasarrufu Hesaplama Arac\u0131n\u0131<\/a> kullan\u0131n.<\/p>\n<h2>Varsay\u0131mlar ve S\u0131n\u0131rlamalar<\/h2>\n<ul>\n<li><strong>Ya\u015fa dayal\u0131 oranlar:<\/strong> hesaplama arac\u0131n\u0131n varsay\u0131lan oranlar\u0131 (%20 + %17) 55 ya\u015f ve alt\u0131ndaki CPF \u00fcyelerine uygulan\u0131r. Daha ileriki ya\u015f gruplar\u0131nda her iki oran da ya\u015fla birlikte d\u00fc\u015fer ve ya\u015fl\u0131 oranlar\u0131 son y\u0131llarda kademeli olarak art\u0131r\u0131lmaktad\u0131r. Arac\u0131 kullanmadan \u00f6nce kendi ya\u015f grubunuz i\u00e7in g\u00fcncel oran tablosunu CPF Kurulunun web sitesinden kontrol edin.<\/li>\n<li><strong>Maa\u015f tavan\u0131:<\/strong> ola\u011fan \u00fccretlerden CPF katk\u0131lar\u0131 yaln\u0131zca ayl\u0131k 7.140 $ maa\u015f tavan\u0131na kadar \u00f6denir (2025 itibar\u0131yla). Ayl\u0131k maa\u015f\u0131n\u0131z bundan y\u00fcksekse yaln\u0131zca ilk 7.140 $ CPF'ye tabidir; katk\u0131n\u0131z\u0131 tahmin etmek i\u00e7in maa\u015f olarak bu tutar\u0131 girebilirsiniz.<\/li>\n<li><strong>Y\u0131ll\u0131k tavan:<\/strong> CPF'ye tabi maa\u015f i\u00e7in y\u0131ll\u0131k bir \u00fcst s\u0131n\u0131r da vard\u0131r (2026'ya kadar kademeli olarak 102.000 $'a \u00e7\u0131kar\u0131lmaktad\u0131r); bu, bonus veya de\u011fi\u015fken \u00fccret alan \u00e7al\u0131\u015fanlar\u0131 etkiler.<\/li>\n<li><strong>Ek \u00fccretler:<\/strong> hesaplama arac\u0131 yaln\u0131zca ayl\u0131k (ola\u011fan) \u00fccretleri ele al\u0131r. Bonuslar, komisyonlar ve di\u011fer ek \u00fccretler CPF a\u00e7\u0131s\u0131ndan ayr\u0131 de\u011ferlendirilir.<\/li>\n<li><strong>Br\u00fct maa\u015f esas\u0131:<\/strong> hesaplama, girilen maa\u015f\u0131n kesintiler sonras\u0131 net tutar de\u011fil, CPF'ye tabi br\u00fct \u00fccret oldu\u011funu varsayar.<\/li>\n<\/ul>\n<p>CPF Ordinary Account tasarruflar\u0131n\u0131z\u0131 bir konut kredisinde kullanmay\u0131 planl\u0131yorsan\u0131z, <a href=\"https:\/\/wpcalc.com\/tr\/finans\/konut-kredisi-hesaplama\/\">Konut Kredisi Hesaplama Arac\u0131m\u0131z<\/a> kar\u015f\u0131laman\u0131z gereken ayl\u0131k taksitleri tahmin etmenize yard\u0131mc\u0131 olabilir.<\/p>\n<h2>Ya\u015f Grubuna G\u00f6re CPF Kesinti Oranlar\u0131 (55 ve Alt\u0131)<\/h2>\n<table>\n<thead>\n<tr>\n<th>Ya\u015f grubu<\/th>\n<th>\u00c7al\u0131\u015fan oran\u0131<\/th>\n<th>\u0130\u015fveren oran\u0131<\/th>\n<th>Toplam oran<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>55 ve alt\u0131<\/td>\n<td>%20<\/td>\n<td>%17<\/td>\n<td>%37<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>55 ya\u015f \u00fcst\u00fc \u00fcyeler i\u00e7in oranlar ya\u015f artt\u0131k\u00e7a kademeli olarak d\u00fc\u015fer (55 \u00fcst\u00fc\u201360, 60 \u00fcst\u00fc\u201365, 65 \u00fcst\u00fc\u201370 ve 70 \u00fcst\u00fc). Bu ya\u015fl\u0131l\u0131k oranlar\u0131, devam eden d\u00fczenlemelerin bir par\u00e7as\u0131 olarak y\u0131ldan y\u0131la de\u011fi\u015fti\u011finden, bunlara dayanmadan \u00f6nce mutlaka resmi CPF Kurulu web sitesindeki g\u00fcncel rakamlar\u0131 teyit edin.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Singapur'da maa\u015f\u0131n\u0131za ve y\u00fcr\u00fcrl\u00fckteki \u00e7al\u0131\u015fan ve i\u015fveren kesinti oranlar\u0131na g\u00f6re ayl\u0131k CPF katk\u0131 paylar\u0131n\u0131z\u0131 hesaplay\u0131n. \u00c7al\u0131\u015fan, i\u015fveren ve toplam tutarlar\u0131 an\u0131nda \u00f6\u011frenin.<\/p>\n","protected":false},"author":3168,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[75],"class_list":["post-235","post","type-post","status-publish","format-standard","hentry","category-finans","tag-konut-kredisi"],"acf":[],"_links":{"self":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/235","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/users\/3168"}],"replies":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/comments?post=235"}],"version-history":[{"count":3,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/235\/revisions"}],"predecessor-version":[{"id":3306,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/235\/revisions\/3306"}],"wp:attachment":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/media?parent=235"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/categories?post=235"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/tags?post=235"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}