{"id":385,"date":"2026-10-03T14:03:55","date_gmt":"2026-10-03T13:03:55","guid":{"rendered":"https:\/\/wpcalc.com\/tr\/annuite-gelecek-degeri\/"},"modified":"2026-10-03T14:03:55","modified_gmt":"2026-10-03T13:03:55","slug":"annuite-gelecek-degeri","status":"publish","type":"post","link":"https:\/\/wpcalc.com\/tr\/finans\/annuite-gelecek-degeri\/","title":{"rendered":"An\u00fcitenin Gelecekteki De\u011feri Hesaplama Arac\u0131"},"content":{"rendered":"<section class=\"not-prose calculator-box\" aria-labelledby=\"calculator-title\"><div class=\"flex items-baseline sm:items-center justify-between gap-2 sm:gap-3\"><div class=\"flex flex-col sm:flex-row sm:items-center gap-2\"><span class=\"icon icon-calculator text-primary-700! text-base! dark:text-primary-300!\" aria-hidden=\"true\"><\/span><h2 id=\"calculator-title\" class=\"text-lg font-display font-bold\">An\u00fcite Gelecekteki De\u011fer Hesaplama Arac\u0131<\/h2><\/div><div class=\"calcdash-favorite group\">\n  <button type=\"button\" class=\"favorite\" id=\"favorite\" data-favorite-id=\"385\" data-favorite-title=\"An\u00fcitenin Gelecekteki De\u011feri\" data-favorite-url=\"https:\/\/wpcalc.com\/tr\/finans\/annuite-gelecek-degeri\/\" data-favorite-excerpt=\"Sabit faiz oran\u0131yla e\u015fit d\u00fczenli \u00f6demelerin ne kadar b\u00fcy\u00fcyece\u011fini tahmin edin. \u00d6deme tutar\u0131n\u0131, d\u00f6nem ba\u015f\u0131na oran\u0131 ve d\u00f6nem say\u0131s\u0131n\u0131 girin; gelecekteki de\u011feri an\u0131nda \u00f6\u011frenin.\" aria-label=\"Favorilere ekle\" data-favorite-icon=\"icon icon-loan\">\n    <span class=\"icon icon-shape-star-empty\" aria-hidden=\"true\"><\/span>\n  <\/button>\n  <div class=\"calcdash-favorite__tip\" aria-hidden=\"true\">\n   <span class=\"favorite-tooltip\" id=\"favorite-tooltip\"><\/span>\n  <\/div>\n  <span class=\"sr-only\" role=\"status\" id=\"favorite-status\"><\/span>\n<\/div><\/div><form action=\"https:\/\/wpcalc.com\/tr\/finans\/annuite-gelecek-degeri\/\" method=\"POST\" class=\"calculator\" id=\"calculator-385\" data-post=\"385\"><fieldset class=\"fieldset-input\"><legend class=\"sr-only\">Giri\u015f alanlar\u0131<\/legend><div class=\"field has-term\" id=\"input-1\"><label for=\"field-1\">D\u00f6nemsel \u00d6deme (P)<\/label><div class=\"term\">P<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"dnemsel_deme_p\" id=\"field-1\" aria-describedby=\"calc-unit-1 calc-info-1\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"100\"\/><div class=\"unit\" id=\"calc-unit-1\">$<\/div><small id=\"calc-info-1\">D\u00f6nemsel \u00f6deme tutar\u0131n\u0131 girin<\/small><\/div><div class=\"field has-term\" id=\"input-2\"><label for=\"field-2\">Faiz Oran\u0131 (r)<\/label><div class=\"term\">r<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"faiz_oran_r\" id=\"field-2\" aria-describedby=\"calc-unit-2 calc-info-2\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" max=\"100\" value=\"5\"\/><div class=\"unit\" id=\"calc-unit-2\">%<\/div><small id=\"calc-info-2\">D\u00f6nem ba\u015f\u0131na faiz oran\u0131n\u0131 girin<\/small><\/div><div class=\"field has-term\" id=\"input-3\"><label for=\"field-3\">D\u00f6nem Say\u0131s\u0131 (n)<\/label><div class=\"term\">n<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"dnem_says_n\" id=\"field-3\" aria-describedby=\"calc-unit-3 calc-info-3\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"1\" value=\"10\"\/><div class=\"unit\" id=\"calc-unit-3\">d\u00f6nem<\/div><small id=\"calc-info-3\">D\u00f6nem say\u0131s\u0131n\u0131 girin<\/small><\/div><\/fieldset><div class=\"buttons\"><button type=\"submit\" data-text=\"Yeniden hesapla\" id=\"calculate-button\" data-post=\"385\">Hesapla<\/button><button type=\"reset\">S\u0131f\u0131rla<\/button><\/div><div class=\"field is-checkbox hidden!\" id=\"field-auto-calc\"><input type=\"checkbox\" id=\"auto-calc\"><label for=\"auto-calc\">Otomatik hesapla<\/label><small>Etkinle\u015ftirilirse, herhangi bir de\u011feri de\u011fi\u015ftirdi\u011finizde sonu\u00e7 otomatik olarak g\u00fcncellenir.<\/small><\/div><div class=\"fieldset-result is-hidden\" aria-labelledby=\"result-title\" aria-live=\"polite\" role=\"region\"> <h3 class=\"result-title bg-gradient-to-r from-primary-50 to-gray-50 dark:from-primary-900 dark:to-gray-800\" id=\"result-title\"><span class=\"icon icon-s-pulse\" aria-hidden=\"true\"><\/span> Sonu\u00e7lar\u0131n\u0131z<\/h3><div class=\"result-box\"><div class=\"field-result\" id=\"output-1\"><span class=\"field-title\"><span>Gelecek De\u011fer<\/span><\/span><span class=\"field-value\" id=\"result-1\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><\/div><div class=\"result-actions\"><button type=\"button\" class=\"copy-link\"><svg viewBox=\"0 0 20 20\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M12.232 4.232a2.5 2.5 0 0 1 3.536 3.536l-1.225 1.224a.75.75 0 0 0 1.061 1.06l1.224-1.224a4 4 0 0 0-5.656-5.656l-3 3a4 4 0 0 0 .225 5.865.75.75 0 0 0 .977-1.138 2.5 2.5 0 0 1-.142-3.667l3-3Z\"\/><path d=\"M11.603 7.963a.75.75 0 0 0-.977 1.138 2.5 2.5 0 0 1 .142 3.667l-3 3a2.5 2.5 0 0 1-3.536-3.536l1.225-1.224a.75.75 0 0 0-1.061-1.06l-1.224 1.224a4 4 0 1 0 5.656 5.656l3-3a4 4 0 0 0-.225-5.865Z\"\/><\/svg><span class=\"copy-link__text\">Bu hesaplaman\u0131n ba\u011flant\u0131s\u0131n\u0131 kopyala<\/span><\/button><span class=\"sr-only\" role=\"status\" id=\"copy-link-status\"><\/span><\/div><\/div><a href=\"#respond\" class=\"hidden transition-opacity duration-300 opacity-0 w-50 text-sm justify-center items-center gap-2 px-4 py-2 rounded bg-gray-200 text-gray-700 hover:bg-gray-300\" id=\"leave-comment\"><span class=\"icon icon-comments\" aria-hidden=\"true\"><\/span>Yorum b\u0131rak<\/a><\/form><\/section><section id=\"calc-reactions\" class=\"not-prose hidden my-12 bg-gradient-to-r from-primary-50 to-gray-50 border border-indigo-100 rounded-xl px-6 py-4 shadow-sm\" data-post=\"385\" aria-live=\"polite\" aria-labelledby=\"calc-reactions-title\"><p id=\"calc-reactions-title\" class=\"text-sm text-gray-500 text-center mb-2\">Bu sonu\u00e7 hakk\u0131nda ne d\u00fc\u015f\u00fcn\u00fcyorsunuz?<\/p><div role=\"group\" aria-labelledby=\"calc-reactions-title\" class=\"grid grid-cols-3 sm:flex sm:flex-row sm:justify-around gap-4 sm:items-center sm:flex-wrap\"><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"like\"><span class=\"reaction-count\" data-reaction-count=\"like\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude00 <\/span><span class=\"reaction-description font-medium\">Be\u011fendim <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"helpful\"><span class=\"reaction-count\" data-reaction-count=\"helpful\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\udca1 <\/span><span class=\"reaction-description font-medium\">Faydal\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"confused\"><span class=\"reaction-count\" data-reaction-count=\"confused\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude15 <\/span><span class=\"reaction-description font-medium\">Kafam kar\u0131\u015ft\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"disappointed\"><span class=\"reaction-count\" data-reaction-count=\"disappointed\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude1e <\/span><span class=\"reaction-description font-medium\">Hayal k\u0131r\u0131kl\u0131\u011f\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"inaccurate\"><span class=\"reaction-count\" data-reaction-count=\"inaccurate\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\u274c <\/span><span class=\"reaction-description font-medium\">Hatal\u0131 <\/span><\/button><\/div><div id=\"reaction-message\" class=\"hidden mt-8 rounded-md border border-primary-100 bg-white\/50 backdrop-blur-sm px-4 py-2 text-sm text-center shadow-sm\"><\/div><\/section><div class=\"calcdash-ad not-prose calcdash-ad--calc_result calcdash-ad--in-article\"><ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-1721569815777345\" data-ad-slot=\"6317458308\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\"><\/ins><script>(adsbygoogle = window.adsbygoogle || []).push({});<\/script><\/div>\n<style id=\"wpcoderpro-inline-1\">.formula-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section class=\"formula-box\" aria-labelledby=\"formula-title\">\r\n\t<div id=\"formula-title\" class=\"not-prose font-display mb-4\"><span class=\"icon icon-formula\" aria-hidden=\"true\"><\/span><h2>An\u00fcitenin Gelecekteki De\u011feri Form\u00fcl\u00fc<\/h2><\/div>\r\n\t<figure class=\"not-prose formula\">\r\n\t\t<figcaption class=\"formula-title\">Form\u00fcl<\/figcaption>\r\n\t\t<div class=\"text-base text-gray-800\" id=\"formula\">\n\\[ FV = P \\times \\frac{(1 + r)^n - 1}{r} \\]\n<\/div>\r\n\t<\/figure>\r\n\t<\/p>\n<p><strong>Burada:<\/strong><\/p>\n<ul>\n<li>\\(FV\\) \u2014 an\u00fcitenin gelecekteki de\u011feri<\/li>\n<li>\\(P\\) \u2014 d\u00f6nem ba\u015f\u0131na \u00f6deme tutar\u0131<\/li>\n<li>\\(r\\) \u2014 d\u00f6nem ba\u015f\u0131na faiz oran\u0131 (ondal\u0131k olarak)<\/li>\n<li>\\(n\\) \u2014 toplam \u00f6deme say\u0131s\u0131<\/li>\n<\/ul>\n<p>Bu form\u00fcl, adi an\u00fcitenin (ordinary annuity) birikimli de\u011ferini verir: her d\u00f6nemin sonunda yap\u0131lan e\u015fit \u00f6demeler dizisi ve d\u00f6nem ba\u015f\u0131na bir kez bile\u015fik faiz. Faiz oran\u0131 0 ise gelecekteki de\u011fer basit\u00e7e \\(FV = P \\times n\\) olur.<\/p>\n<p>\r\n<\/section>\n<style id=\"wpcoderpro-inline-2\">.calculation-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section id=\"calculation\" class=\"calculation-box\" aria-labelledby=\"calculation-title\">\r\n\t<div id=\"calculation-title\" class=\"not-prose font-display\"><span class=\"icon icon-unordered-list\" aria-hidden=\"true\"><\/span><h2>An\u00fcitenin Gelecekteki De\u011feri \u2013 Hesaplama \u00d6rne\u011fi<\/h2><\/div>\r\n\r\n<\/p>\n<p><strong>\u00d6rnek:<\/strong> y\u0131ll\u0131k %5 faiz getiren bir hesaba 10 y\u0131l boyunca her y\u0131l sonunda 100 dolar yat\u0131r\u0131yorsunuz.<\/p>\n<p>\\[ FV = 100 \\times \\frac{(1 + 0.05)^{10} - 1}{0.05} \\]<\/p>\n<p>\\[ FV = 100 \\times \\frac{1.628895 - 1}{0.05} = 100 \\times 12.577893 \\]<\/p>\n<p><strong>Sonu\u00e7:<\/strong> \\(FV \\approx \\$1{,}257.79\\). Bu tutar\u0131n 1.000,00 dolar\u0131 kendi yat\u0131r\u0131mlar\u0131n\u0131zdan, 257,79 dolar\u0131 ise kazan\u0131lan faizden gelir.<\/p>\n<p>\n\r\n<\/section>\n<h2>Hesaplama Arac\u0131 Nas\u0131l Kullan\u0131l\u0131r?<\/h2>\n<ol>\n<li><strong>D\u00fczenli \u00d6demeyi (P)<\/strong> girin \u2014 her d\u00f6nemde yat\u0131rd\u0131\u011f\u0131n\u0131z veya ald\u0131\u011f\u0131n\u0131z tutar\u0131 dolar cinsinden.<\/li>\n<li><strong>Faiz Oran\u0131n\u0131 (r)<\/strong> girin \u2014 d\u00f6nem ba\u015f\u0131na oran\u0131 y\u00fczde olarak. Y\u0131ll\u0131k \u00f6demeler i\u00e7in y\u0131ll\u0131k oran\u0131, ayl\u0131k \u00f6demeler i\u00e7in ayl\u0131k oran\u0131 kullan\u0131n.<\/li>\n<li><strong>D\u00f6nem Say\u0131s\u0131n\u0131 (n)<\/strong> girin \u2014 toplam \u00f6deme say\u0131s\u0131n\u0131.<\/li>\n<li><strong>Gelecekteki De\u011feri<\/strong> okuyun \u2014 son \u00f6demeden sonra birikmi\u015f toplam tutar dolar cinsinden g\u00f6r\u00fcnt\u00fclenir.<\/li>\n<\/ol>\n<h2>An\u00fcitenin Gelecekteki De\u011feri Nedir?<\/h2>\n<p>An\u00fcite, d\u00fczenli aral\u0131klarla yap\u0131lan e\u015fit \u00f6demeler dizisidir \u2014 \u00f6rne\u011fin her ay bir tasarruf hesab\u0131na yat\u0131r\u0131lan 200 dolar veya her y\u0131l al\u0131nan sabit emeklilik \u00f6demesi. Bir an\u00fcitenin <em>gelecekteki de\u011feri<\/em> pratik bir soruya yan\u0131t verir: bile\u015fik faiz hesaba kat\u0131ld\u0131\u011f\u0131nda, bu \u00f6demelerin tamam\u0131 plan\u0131n sonunda ne kadar edecektir?<\/p>\n<p>Her \u00f6deme, yap\u0131ld\u0131\u011f\u0131 andan son d\u00f6nemin sonuna kadar faiz kazan\u0131r. \u0130lk \u00f6deme \\(n-1\\) d\u00f6nem boyunca, ikinci \u00f6deme \\(n-2\\) d\u00f6nem boyunca bile\u015fik faiz i\u015fler ve son \u00f6deme hi\u00e7 faiz kazanmaz. Form\u00fcl, t\u00fcm bu bile\u015fik tutarlar\u0131 tek bir ifadede toplar; gelecekteki de\u011ferin \u00f6demelerin basit toplam\u0131 olan \\(P \\times n\\)'den daha h\u0131zl\u0131 b\u00fcy\u00fcmesinin nedeni budur.<\/p>\n<p>Yukar\u0131daki \u00f6rnekte 100 dolarl\u0131k on yat\u0131r\u0131m toplamda 1.000 dolar eder, ancak hesap 1.257,79 dolarla sonu\u00e7lan\u0131r. 257,79 dolarl\u0131k fark tamamen faizdir \u2014 bile\u015fik faizin d\u00f6nem boyunca katk\u0131s\u0131n\u0131n do\u011frudan bir \u00f6l\u00e7\u00fcs\u00fcd\u00fcr. Plan ne kadar uzun ve oran ne kadar y\u00fcksek olursa, bu fark o kadar b\u00fcy\u00fcr.<\/p>\n<p>Gelecekteki de\u011fer hesaplamalar\u0131 emeklilik planlamas\u0131, e\u011fitim tasarrufu, itfa fonlar\u0131 ve d\u00fczenli katk\u0131lamaya dayanan her t\u00fcrl\u00fc yat\u0131r\u0131m stratejisinin merkezinde yer al\u0131r. Ters y\u00f6nde \u00e7al\u0131\u015fmak i\u00e7in \u2014 gelecekteki bir gelir ak\u0131\u015f\u0131n\u0131n bug\u00fcn ne kadar etti\u011fini bulmak i\u00e7in \u2014 <a href=\"https:\/\/wpcalc.com\/tr\/finans\/rentin-bugunku-degeri\/\">An\u00fcitenin Bug\u00fcnk\u00fc De\u011feri Hesaplama Arac\u0131n\u0131<\/a> kullan\u0131n.<\/p>\n<h2>Sonucun Yorumlanmas\u0131<\/h2>\n<p>Sonu\u00e7 iki bile\u015fenden olu\u015fur: anapara (t\u00fcm \u00f6demelerinizin toplam\u0131) ve faiz. Bunlar\u0131 zihninizde ay\u0131rmaya de\u011fer. B\u00fcy\u00fck bir gelecekteki de\u011fer etkileyici g\u00f6r\u00fcnebilir, ancak faiz k\u0131sm\u0131 k\u00fc\u00e7\u00fckse b\u00fcy\u00fcmenin \u00e7o\u011fu yaln\u0131zca para bir kenara koyulmas\u0131ndan gelmi\u015ftir. Bunun tersine, uzun vadelerde faiz k\u0131sm\u0131 yat\u0131r\u0131mlar\u0131n toplam\u0131n\u0131 a\u015fabilir; emeklilik planlamas\u0131nda erken ba\u015flaman\u0131n bu kadar \u00f6nemli olmas\u0131n\u0131n nedeni budur \u2014 daha geni\u015f bir g\u00f6r\u00fcn\u00fcm i\u00e7in <a href=\"https:\/\/wpcalc.com\/tr\/finans\/emeklilik-planlayici\/\">Emeklilik Planlay\u0131c\u0131s\u0131na<\/a> bak\u0131n.<\/p>\n<h2>Varsay\u0131mlar ve S\u0131n\u0131rlamalar<\/h2>\n<ul>\n<li><strong>Adi an\u00fcite:<\/strong> form\u00fcl, \u00f6demelerin her d\u00f6nemin <em>sonunda<\/em> yap\u0131ld\u0131\u011f\u0131n\u0131 varsayar. D\u00f6nem ba\u015f\u0131nda yap\u0131lan \u00f6demeler i\u00e7in (pe\u015fin an\u00fcite, annuity due) sonucu \\((1 + r)\\) ile \u00e7arp\u0131n.<\/li>\n<li><strong>Sabit oran ve sabit \u00f6deme:<\/strong> hem faiz oran\u0131 hem \u00f6deme tutar\u0131 sabit kalmal\u0131d\u0131r. De\u011fi\u015fken oranlar veya de\u011fi\u015fen katk\u0131lar d\u00f6nem d\u00f6nem yap\u0131lan bir hesaplama gerektirir.<\/li>\n<li><strong>D\u00f6nem ba\u015f\u0131na oran:<\/strong> oran ve d\u00f6nem say\u0131s\u0131 ayn\u0131 zaman birimini kullanmal\u0131d\u0131r. 10 y\u0131l boyunca ayl\u0131k \u00f6demeler i\u00e7in \\(n = 120\\) ve <em>ayl\u0131k<\/em> oran\u0131 kullan\u0131n; y\u0131ll\u0131k oran\u0131 10 d\u00f6nemle kullanmay\u0131n. Ayl\u0131k oran\u0131 bulmak i\u00e7in y\u0131ll\u0131k nominal oran\u0131 12'ye b\u00f6l\u00fcn.<\/li>\n<li><strong>\u00dccret, vergi veya enflasyon yok:<\/strong> sonu\u00e7 nominal bir rakamd\u0131r. Ger\u00e7ek sat\u0131n alma g\u00fcc\u00fc enflasyondan sonra daha d\u00fc\u015f\u00fck olacak, hesap \u00fccretleri efektif getiriyi azaltacakt\u0131r.<\/li>\n<li><strong>S\u0131f\u0131r oran durumu:<\/strong> oran %0 ise gelecekteki de\u011fer basit\u00e7e \\(P \\times n\\) olur; hesaplama arac\u0131 bunu otomatik olarak halleder.<\/li>\n<\/ul>\n<h2>Pratik \u0130pu\u00e7lar\u0131<\/h2>\n<ul>\n<li>Yat\u0131r\u0131m se\u00e7eneklerini kar\u015f\u0131la\u015ft\u0131r\u0131rken, varsay\u0131lan oran\u0131n ger\u00e7ek\u00e7i olup olmad\u0131\u011f\u0131n\u0131 kontrol etmek i\u00e7in bu arac\u0131 <a href=\"https:\/\/wpcalc.com\/tr\/finans\/yatirim-getirisi\/\">Yat\u0131r\u0131m Getirisi Hesaplama Arac\u0131<\/a> ile birlikte kullan\u0131n.<\/li>\n<li>Ayl\u0131k b\u00fct\u00e7e etraf\u0131nda bir tasarruf plan\u0131 olu\u015fturmak i\u00e7in <a href=\"https:\/\/wpcalc.com\/tr\/finans\/aylik-yatirim-birikimi\/\">Ayl\u0131k Yat\u0131r\u0131m Tasarrufu Hesaplama Arac\u0131<\/a> katk\u0131 d\u00fczeyini belirlemenize yard\u0131mc\u0131 olur.<\/li>\n<li>H\u0131zl\u0131 bir sa\u011flama: pozitif herhangi bir oranda, gelecekteki de\u011fer her zaman \u00f6demelerin toplam\u0131 olan \\(P \\times n\\)'den b\u00fcy\u00fck olmal\u0131d\u0131r. De\u011filse, oran ve d\u00f6nem birimlerinizi tekrar kontrol edin.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Sabit faiz oran\u0131yla e\u015fit d\u00fczenli \u00f6demelerin ne kadar b\u00fcy\u00fcyece\u011fini tahmin edin. \u00d6deme tutar\u0131n\u0131, d\u00f6nem ba\u015f\u0131na oran\u0131 ve d\u00f6nem say\u0131s\u0131n\u0131 girin; gelecekteki de\u011feri an\u0131nda \u00f6\u011frenin.<\/p>\n","protected":false},"author":3168,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[75],"class_list":["post-385","post","type-post","status-publish","format-standard","hentry","category-finans","tag-konut-kredisi"],"acf":[],"_links":{"self":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/385","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/users\/3168"}],"replies":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/comments?post=385"}],"version-history":[{"count":5,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/385\/revisions"}],"predecessor-version":[{"id":3330,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/385\/revisions\/3330"}],"wp:attachment":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/media?parent=385"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/categories?post=385"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/tags?post=385"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}