{"id":4165,"date":"2026-11-02T09:57:40","date_gmt":"2026-11-02T09:57:40","guid":{"rendered":"https:\/\/wpcalc.com\/tr\/finans\/temettu-hesaplama-drip\/"},"modified":"2026-11-02T09:57:40","modified_gmt":"2026-11-02T09:57:40","slug":"temettu-hesaplama-drip","status":"publish","type":"post","link":"https:\/\/wpcalc.com\/tr\/finans\/temettu-hesaplama-drip\/","title":{"rendered":"Temett\u00fc Hesaplama Arac\u0131 \u2013 Temett\u00fc Yeniden Yat\u0131r\u0131m\u0131 (DRIP)"},"content":{"rendered":"<section class=\"not-prose calculator-box\" aria-labelledby=\"calculator-title\"><div class=\"flex items-baseline sm:items-center justify-between gap-2 sm:gap-3\"><div class=\"flex flex-col sm:flex-row sm:items-center gap-2\"><span class=\"icon icon-calculator text-primary-700! text-base! dark:text-primary-300!\" aria-hidden=\"true\"><\/span><h2 id=\"calculator-title\" class=\"text-lg font-display font-bold\">Yeniden yat\u0131r\u0131mla temett\u00fc geliri ve b\u00fcy\u00fcme projeksiyonu<\/h2><\/div><div class=\"calcdash-favorite group\">\n  <button type=\"button\" class=\"favorite\" id=\"favorite\" data-favorite-id=\"4165\" data-favorite-title=\"Temett\u00fc\" data-favorite-url=\"https:\/\/wpcalc.com\/tr\/finans\/temettu-hesaplama-drip\/\" data-favorite-excerpt=\"Temett\u00fc portf\u00f6y\u00fcn\u00fcz\u00fcn \u00f6demeleri yeniden yat\u0131rd\u0131\u011f\u0131n\u0131zda (DRIP) nas\u0131l b\u00fcy\u00fcyece\u011fini g\u00f6sterir. Nihai de\u011feri, hisse say\u0131s\u0131n\u0131, gelecekteki temett\u00fc gelirini ve maliyeti g\u00f6rmeniz i\u00e7in ba\u015flang\u0131\u00e7 yat\u0131r\u0131m\u0131n\u0131z\u0131, temett\u00fc verimini, \u00f6deme s\u0131kl\u0131\u011f\u0131n\u0131, b\u00fcy\u00fcme oranlar\u0131n\u0131z\u0131, ek katk\u0131lar\u0131n\u0131z\u0131 ve temett\u00fc verginizi girin.\" aria-label=\"Favorilere ekle\" data-favorite-icon=\"icon icon-investment\">\n    <span class=\"icon icon-shape-star-empty\" aria-hidden=\"true\"><\/span>\n  <\/button>\n  <div class=\"calcdash-favorite__tip\" aria-hidden=\"true\">\n   <span class=\"favorite-tooltip\" id=\"favorite-tooltip\"><\/span>\n  <\/div>\n  <span class=\"sr-only\" role=\"status\" id=\"favorite-status\"><\/span>\n<\/div><\/div><form action=\"https:\/\/wpcalc.com\/tr\/finans\/temettu-hesaplama-drip\/\" method=\"POST\" class=\"calculator\" id=\"calculator-4165\" data-post=\"4165\"><fieldset class=\"fieldset-input is-2\"><legend class=\"sr-only\">Giri\u015f alanlar\u0131<\/legend><div class=\"is-single field\" id=\"input-1\"><span class=\"font-semibold\">Yat\u0131r\u0131m\u0131n\u0131z<\/span><\/div><div class=\"field is-single\" id=\"input-2\"><label for=\"field-2\">Ba\u015flang\u0131\u00e7 yat\u0131r\u0131m\u0131<\/label><input type=\"text\" name=\"balang_yatrm\" id=\"field-2\" aria-describedby=\"calc-unit-2\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"10000\"\/><div class=\"unit\" id=\"calc-unit-2\">$<\/div><\/div><div class=\"field\" id=\"input-3\"><label for=\"field-3\">Hisse fiyat\u0131<\/label><input type=\"text\" name=\"hisse_fiyat\" id=\"field-3\" aria-describedby=\"calc-unit-3\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0.01\" value=\"50\"\/><div class=\"unit\" id=\"calc-unit-3\">$<\/div><\/div><div class=\"field\" id=\"input-4\"><label for=\"field-4\">Temett\u00fc oran\u0131<\/label><div class=\"field-group\"><input type=\"text\" name=\"temett_oran\" id=\"field-4\" aria-describedby=\"calc-info-4\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"3.5\"\/><div class=\"grid grid-cols-1\"><select id=\"field-5\" name=\"temel\" aria-label=\"Temel\"><option value=\"yield\" selected>Y\u0131ll\u0131k % getiri<\/option><option value=\"dps\">Hisse ba\u015f\u0131na y\u0131ll\u0131k $<\/option><\/select><svg class=\"pointer-events-none col-start-1 row-start-1 mr-2 size-5 self-center justify-self-end text-gray-500 sm:size-4\" viewBox=\"0 0 16 16\" fill=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\">\n              <path fill-rule=\"evenodd\" d=\"M4.22 6.22a.75.75 0 0 1 1.06 0L8 8.94l2.72-2.72a.75.75 0 1 1 1.06 1.06l-3.25 3.25a.75.75 0 0 1-1.06 0L4.22 7.28a.75.75 0 0 1 0-1.06Z\" clip-rule=\"evenodd\" \/>\n            <\/svg><\/div><\/div><small id=\"calc-info-4\">Hisse fiyat\u0131n\u0131n y\u00fczdesi olarak (getiri) veya hisse ba\u015f\u0131na y\u0131ll\u0131k $ tutar\u0131 olarak girin.<\/small><\/div><div class=\"field\" id=\"input-5\"><label for=\"field-6\">\u00d6deme s\u0131kl\u0131\u011f\u0131<\/label><div class=\"grid grid-cols-1\"><select id=\"field-6\" name=\"deme_skl\"><option value=\"m\">Ayl\u0131k (y\u0131lda 12 kez)<\/option><option value=\"q\" selected>\u00dc\u00e7 ayl\u0131k (y\u0131lda 4 kez)<\/option><option value=\"s\">Alt\u0131 ayl\u0131k (y\u0131lda 2 kez)<\/option><option value=\"y\">Y\u0131ll\u0131k (y\u0131lda 1 kez)<\/option><\/select><svg class=\"pointer-events-none col-start-1 row-start-1 mr-2 size-5 self-center justify-self-end text-gray-500 sm:size-4\" viewBox=\"0 0 16 16\" fill=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\">\n              <path fill-rule=\"evenodd\" d=\"M4.22 6.22a.75.75 0 0 1 1.06 0L8 8.94l2.72-2.72a.75.75 0 1 1 1.06 1.06l-3.25 3.25a.75.75 0 0 1-1.06 0L4.22 7.28a.75.75 0 0 1 0-1.06Z\" clip-rule=\"evenodd\" \/>\n            <\/svg><\/div><\/div><div class=\"field\" id=\"input-6\"><label for=\"field-7\">Y\u0131ll\u0131k temett\u00fc art\u0131\u015f\u0131<\/label><input type=\"number\" name=\"yllk_temett_art\" id=\"field-7\" aria-describedby=\"calc-unit-7\" min=\"-99\" max=\"1000\" step=\"0.1\" value=\"5\"\/><div class=\"unit\" id=\"calc-unit-7\">%<\/div><\/div><div class=\"field\" id=\"input-7\"><label for=\"field-8\">Y\u0131ll\u0131k hisse fiyat\u0131 art\u0131\u015f\u0131<\/label><input type=\"number\" name=\"yllk_hisse_fiyat_art\" id=\"field-8\" aria-describedby=\"calc-unit-8\" min=\"-99\" max=\"1000\" step=\"0.1\" value=\"4\"\/><div class=\"unit\" id=\"calc-unit-8\">%<\/div><\/div><div class=\"field\" id=\"input-8\"><label for=\"field-9\">Y\u0131l say\u0131s\u0131<\/label><input type=\"text\" name=\"yl_says\" id=\"field-9\" aria-describedby=\"calc-info-9\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"1\" max=\"50\" value=\"20\"\/><small id=\"calc-info-9\">1 ile 50 y\u0131l aras\u0131.<\/small><\/div><div class=\"field\" id=\"input-9\"><label for=\"field-10\">Ek katk\u0131<\/label><div class=\"field-group\"><input type=\"text\" name=\"ek_katk\" id=\"field-10\" aria-describedby=\"calc-info-10\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"100\"\/><div class=\"grid grid-cols-1\"><select id=\"field-11\" name=\"sklk\" aria-label=\"S\u0131kl\u0131k\"><option value=\"month\" selected>Ayl\u0131k $<\/option><option value=\"year\">Y\u0131ll\u0131k $<\/option><\/select><svg class=\"pointer-events-none col-start-1 row-start-1 mr-2 size-5 self-center justify-self-end text-gray-500 sm:size-4\" viewBox=\"0 0 16 16\" fill=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\">\n              <path fill-rule=\"evenodd\" d=\"M4.22 6.22a.75.75 0 0 1 1.06 0L8 8.94l2.72-2.72a.75.75 0 1 1 1.06 1.06l-3.25 3.25a.75.75 0 0 1-1.06 0L4.22 7.28a.75.75 0 0 1 0-1.06Z\" clip-rule=\"evenodd\" \/>\n            <\/svg><\/div><\/div><small id=\"calc-info-10\">Her \u00f6deme d\u00f6neminin ba\u015f\u0131nda eklenir.<\/small><\/div><div class=\"field is-checkbox is-single\" id=\"input-10\"><input type=\"checkbox\" id=\"field-12\" value=\"1\" checked=\"checked\"\/><label for=\"field-12\">Temett\u00fcleri yeniden yat\u0131r (DRIP)<\/label><\/div><div class=\"field\" id=\"input-11\"><label for=\"field-13\">Temett\u00fc vergisi oran\u0131<\/label><input type=\"text\" name=\"temett_vergisi_oran\" id=\"field-13\" aria-describedby=\"calc-unit-13 calc-info-13\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" max=\"100\" value=\"15\"\/><div class=\"unit\" id=\"calc-unit-13\">%<\/div><small id=\"calc-info-13\">Temett\u00fcler \u00f6dendi\u011fi anda vergilendirilir; DRIP a\u00e7\u0131kken yaln\u0131zca vergi sonras\u0131 tutarla hisse al\u0131n\u0131r.<\/small><\/div><\/fieldset><div class=\"buttons\"><button type=\"submit\" data-text=\"Yeniden hesapla\" id=\"calculate-button\" data-post=\"4165\">Hesapla<\/button><button type=\"reset\">S\u0131f\u0131rla<\/button><\/div><div class=\"field is-checkbox hidden!\" id=\"field-auto-calc\"><input type=\"checkbox\" id=\"auto-calc\"><label for=\"auto-calc\">Otomatik hesapla<\/label><small>Etkinle\u015ftirilirse, herhangi bir de\u011feri de\u011fi\u015ftirdi\u011finizde sonu\u00e7 otomatik olarak g\u00fcncellenir.<\/small><\/div><div class=\"fieldset-result is-hidden\" aria-labelledby=\"result-title\" aria-live=\"polite\" role=\"region\"> <h3 class=\"result-title bg-gradient-to-r from-primary-50 to-gray-50 dark:from-primary-900 dark:to-gray-800\" id=\"result-title\"><span class=\"icon icon-s-pulse\" aria-hidden=\"true\"><\/span> DRIP projeksiyonunuz<\/h3><div class=\"result-box\"><div class=\"field-result\" id=\"output-1\"><span class=\"field-title\"><span>Son portf\u00f6y de\u011feri<\/span><\/span><span class=\"field-value\" id=\"result-1\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-2\"><span class=\"field-title\"><span>Hisse say\u0131s\u0131<\/span><\/span><span class=\"field-value\" id=\"result-2\" data-unit=\"hisse\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-3\"><span class=\"field-title\"><span>Son y\u0131ldaki temett\u00fc geliri<\/span><\/span><span class=\"field-value\" id=\"result-3\" data-unit=\"$\/y\u0131l\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-4\"><span class=\"field-title\"><span>Maliyet \u00fczerinden getiri<\/span><\/span><span class=\"field-value\" id=\"result-4\" data-unit=\"%\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-5\"><span class=\"field-title\"><span>Toplam al\u0131nan temett\u00fc<\/span><\/span><span class=\"field-value\" id=\"result-5\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-6\"><span class=\"field-title\"><span>Toplam yat\u0131r\u0131lan tutar<\/span><\/span><span class=\"field-value\" id=\"result-6\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-7\"><span class=\"field-title\"><span>Nakit temett\u00fc (yeniden yat\u0131r\u0131lmayan)<\/span><\/span><span class=\"field-value\" id=\"result-7\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result is-column\" id=\"output-8\"><span class=\"field-title\"><span>Y\u0131l y\u0131l d\u00f6k\u00fcm\u00fc<\/span><\/span><span class=\"field-value\" id=\"result-8\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result is-column\" id=\"output-9\"><span class=\"field-title\"><span>Portf\u00f6y\u00fcn\u00fcz nas\u0131l b\u00fcy\u00fcd\u00fc<\/span><\/span><span class=\"field-value\" id=\"result-9\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><\/div><div class=\"result-actions\"><button type=\"button\" class=\"copy-link\"><svg viewBox=\"0 0 20 20\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M12.232 4.232a2.5 2.5 0 0 1 3.536 3.536l-1.225 1.224a.75.75 0 0 0 1.061 1.06l1.224-1.224a4 4 0 0 0-5.656-5.656l-3 3a4 4 0 0 0 .225 5.865.75.75 0 0 0 .977-1.138 2.5 2.5 0 0 1-.142-3.667l3-3Z\"\/><path d=\"M11.603 7.963a.75.75 0 0 0-.977 1.138 2.5 2.5 0 0 1 .142 3.667l-3 3a2.5 2.5 0 0 1-3.536-3.536l1.225-1.224a.75.75 0 0 0-1.061-1.06l-1.224 1.224a4 4 0 1 0 5.656 5.656l3-3a4 4 0 0 0-.225-5.865Z\"\/><\/svg><span class=\"copy-link__text\">Bu hesaplaman\u0131n ba\u011flant\u0131s\u0131n\u0131 kopyala<\/span><\/button><span class=\"sr-only\" role=\"status\" id=\"copy-link-status\"><\/span><\/div><\/div><a href=\"#respond\" class=\"hidden transition-opacity duration-300 opacity-0 w-50 text-sm justify-center items-center gap-2 px-4 py-2 rounded bg-gray-200 text-gray-700 hover:bg-gray-300\" id=\"leave-comment\"><span class=\"icon icon-comments\" aria-hidden=\"true\"><\/span>Yorum b\u0131rak<\/a><\/form><\/section><section id=\"calc-reactions\" class=\"not-prose hidden my-12 bg-gradient-to-r from-primary-50 to-gray-50 border border-indigo-100 rounded-xl px-6 py-4 shadow-sm\" data-post=\"4165\" aria-live=\"polite\" aria-labelledby=\"calc-reactions-title\"><p id=\"calc-reactions-title\" class=\"text-sm text-gray-500 text-center mb-2\">Bu sonu\u00e7 hakk\u0131nda ne d\u00fc\u015f\u00fcn\u00fcyorsunuz?<\/p><div role=\"group\" aria-labelledby=\"calc-reactions-title\" class=\"grid grid-cols-3 sm:flex sm:flex-row sm:justify-around gap-4 sm:items-center sm:flex-wrap\"><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"like\"><span class=\"reaction-count\" data-reaction-count=\"like\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude00 <\/span><span class=\"reaction-description font-medium\">Be\u011fendim <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"helpful\"><span class=\"reaction-count\" data-reaction-count=\"helpful\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\udca1 <\/span><span class=\"reaction-description font-medium\">Faydal\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"confused\"><span class=\"reaction-count\" data-reaction-count=\"confused\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude15 <\/span><span class=\"reaction-description font-medium\">Kafam kar\u0131\u015ft\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"disappointed\"><span class=\"reaction-count\" data-reaction-count=\"disappointed\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude1e <\/span><span class=\"reaction-description font-medium\">Hayal k\u0131r\u0131kl\u0131\u011f\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"inaccurate\"><span class=\"reaction-count\" data-reaction-count=\"inaccurate\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\u274c <\/span><span class=\"reaction-description font-medium\">Hatal\u0131 <\/span><\/button><\/div><div id=\"reaction-message\" class=\"hidden mt-8 rounded-md border border-primary-100 bg-white\/50 backdrop-blur-sm px-4 py-2 text-sm text-center shadow-sm\"><\/div><\/section><div class=\"calcdash-ad not-prose calcdash-ad--calc_result calcdash-ad--in-article\"><ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-1721569815777345\" data-ad-slot=\"6317458308\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\"><\/ins><script>(adsbygoogle = window.adsbygoogle || []).push({});<\/script><\/div>\n<style id=\"wpcoderpro-inline-1\">.formula-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section class=\"formula-box\" aria-labelledby=\"formula-title\">\r\n\t<div id=\"formula-title\" class=\"not-prose font-display mb-4\"><span class=\"icon icon-formula\" aria-hidden=\"true\"><\/span><h2>Temett\u00fc yeniden yat\u0131r\u0131m\u0131 (DRIP) form\u00fcl\u00fc<\/h2><\/div>\r\n\t<figure class=\"not-prose formula\">\r\n\t\t<figcaption class=\"formula-title\">Form\u00fcl<\/figcaption>\r\n\t\t<div class=\"text-base text-gray-800\" id=\"formula\">\n\\[ V_n = \\left(V_{n-1}+C_n\\right)\\cdot\\frac{P_n+(1-t)\\,d_y}{P_{n-1}}, \\qquad P_n = P_0\\left(1+\\frac{g_p}{100}\\right)^{n\/m}, \\qquad d_y = \\frac{D_0\\left(1+\\frac{g_d}{100}\\right)^{y-1}}{m} \\]\n<\/div>\r\n\t<\/figure>\r\n\t<\/p>\n<p><strong>Buradaki:<\/strong><\/p>\n<ul>\n<li>\\(V_n\\) \u2014 \\(n\\) say\u0131l\u0131 \u00f6deme d\u00f6neminin sonunda portf\u00f6y de\u011feri (bir d\u00f6nem = iki \u00f6deme aras\u0131ndaki s\u00fcre)<\/li>\n<li>\\(C_n\\) \u2014 d\u00f6nemin ba\u015f\u0131nda eklenen ek katk\u0131<\/li>\n<li>\\(P_n\\) \u2014 \\(n\\) say\u0131l\u0131 d\u00f6nemin sonunda hisse fiyat\u0131<\/li>\n<li>\\(d_y\\) \u2014 \\(y\\) say\u0131l\u0131 y\u0131lda yap\u0131lan her \u00f6demede hisse ba\u015f\u0131na d\u00fc\u015fen temett\u00fc<\/li>\n<li>\\(D_0\\) \u2014 ba\u015flang\u0131\u00e7ta y\u0131ll\u0131k hisse ba\u015f\u0131na temett\u00fc (hisse fiyat\u0131 &times; verim ya da do\u011frudan dolar cinsinden girilir)<\/li>\n<li>\\(t\\) \u2014 temett\u00fc vergisi oran\u0131, ondal\u0131k olarak (\u00f6rn. %15 i\u00e7in 0,15)<\/li>\n<li>\\(m\\) \u2014 y\u0131ll\u0131k \u00f6deme say\u0131s\u0131: 12 (ayl\u0131k), 4 (\u00fc\u00e7 ayl\u0131k), 2 (alt\u0131 ayl\u0131k) veya 1 (y\u0131ll\u0131k)<\/li>\n<li>\\(g_d\\), \\(g_p\\) \u2014 varsay\u0131lan y\u0131ll\u0131k temett\u00fc art\u0131\u015f\u0131 ve hisse fiyat\u0131 art\u0131\u015f\u0131, % olarak<\/li>\n<\/ul>\n<p>Kesrin anlatt\u0131\u011f\u0131 \u015fu: mevcut de\u011ferinizle yeni katk\u0131, d\u00f6nemin ba\u015flang\u0131\u00e7 fiyat\u0131 olan \\(P_{n-1}\\) \u00fczerinden hisse sat\u0131n al\u0131r; d\u00f6nemin sonunda bu hisseler yeni fiyat olan \\(P_n\\) de\u011ferine ula\u015f\u0131r ve ayr\u0131ca vergi sonras\u0131 temett\u00fc derhal yeniden yat\u0131r\u0131l\u0131r. DRIP kapat\u0131l\u0131rsa \\((1-t)d_y\\) terimi hesaptan \u00e7\u0131kar ve vergi sonras\u0131 temett\u00fc yerine nakit olarak birikir.<\/p>\n<p>\r\n<\/section>\n<style id=\"wpcoderpro-inline-2\">.calculation-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section id=\"calculation\" class=\"calculation-box\" aria-labelledby=\"calculation-title\">\r\n\t<div id=\"calculation-title\" class=\"not-prose font-display\"><span class=\"icon icon-unordered-list\" aria-hidden=\"true\"><\/span><h2>Temett\u00fc yeniden yat\u0131r\u0131m\u0131 \u2013 hesaplama \u00f6rne\u011fi<\/h2><\/div>\r\n\r\n<\/p>\n<p><strong>\u00d6rnek:<\/strong> hisse ba\u015f\u0131na 50 $ fiyatla i\u015flem g\u00f6ren, \u00e7eyrek d\u00f6nemlerde \u00f6denen %3,5 temett\u00fc verimli bir hisseye 10.000 $ yat\u0131rd\u0131\u011f\u0131n\u0131z\u0131 varsayal\u0131m. Temett\u00fcn\u00fcn y\u0131lda %5, hisse fiyat\u0131n\u0131n y\u0131lda %4 artaca\u011f\u0131n\u0131 \u00f6ng\u00f6r\u00fcyorsunuz; ayda 100 $ ek katk\u0131 yap\u0131yorsunuz, temett\u00fcler %15 oran\u0131nda vergileniyor ve 20 y\u0131l boyunca yeniden yat\u0131r\u0131l\u0131yor (DRIP).<\/p>\n<p>\\(10{,}000\/50 = 200\\) hisseyle ba\u015fl\u0131yorsunuz. Y\u0131ll\u0131k temett\u00fc hisse ba\u015f\u0131na \\(50 \\times 0.035 = \\$1.75\\), yani \u00e7eyrek ba\u015f\u0131na \\(1.75\/4 = \\$0.4375\\) \u2014 vergi sonras\u0131 \\(\\$0.3719\\); bu da her d\u00f6nemde eklenen 300 $ (\u00fc\u00e7 ayl\u0131k katk\u0131) \u00fczerine yakla\u015f\u0131k 1,5 ek hisse daha al\u0131r. Her \u00f6demede kartopu b\u00fcy\u00fcr: daha \u00e7ok hisse, daha b\u00fcy\u00fck temett\u00fc, yine daha \u00e7ok hisse.<\/p>\n<p>\\[ V_{\\text{20 y\u0131l}} \\approx \\$95{,}300, \\qquad S_N = \\frac{V_N}{P_N} \\approx \\frac{95{,}300}{50 \\times 1.04^{20}} \\approx 870 \\text{ hisse} \\]<\/p>\n<p><strong>Sonu\u00e7:<\/strong> yakla\u015f\u0131k 95.300 $, kabaca 870 hisse; son y\u0131lda yakla\u015f\u0131k 3.750 $ temett\u00fc geliri \u00fcretiyor \u2014 bu, ger\u00e7ekten yatan 34.000 $ \u00fczerinden (\\(10{,}000 + 100 \\times 12 \\times 20\\)) yakla\u015f\u0131k %11 maliyet verimi demek. Bu arada toplam al\u0131nan temett\u00fc ise yakla\u015f\u0131k 33.000 $.<\/p>\n<p>\n\r\n<\/section>\n<h2>Hesaplama arac\u0131 nas\u0131l kullan\u0131l\u0131r<\/h2>\n<ol>\n<li><strong>Ba\u015flang\u0131\u00e7 yat\u0131r\u0131m\u0131n\u0131z\u0131<\/strong> ve g\u00fcncel <strong>hisse fiyat\u0131n\u0131<\/strong> girin \u2014 ikisi birlikte ba\u015flang\u0131\u00e7taki hisse say\u0131n\u0131z\u0131 belirler.<\/li>\n<li><strong>Temett\u00fc oran\u0131n\u0131<\/strong> girin ve <strong>temeli<\/strong> se\u00e7in: \"% y\u0131ll\u0131k verim\" (hisse fiyat\u0131n\u0131n y\u00fczdesi) ya da \"hisse ba\u015f\u0131na y\u0131ll\u0131k $<br \/>\n","protected":false},"excerpt":{"rendered":"<p>Temett\u00fc portf\u00f6y\u00fcn\u00fcz\u00fcn \u00f6demeleri yeniden yat\u0131rd\u0131\u011f\u0131n\u0131zda (DRIP) nas\u0131l b\u00fcy\u00fcyece\u011fini g\u00f6sterir. Nihai de\u011feri, hisse say\u0131s\u0131n\u0131, gelecekteki temett\u00fc gelirini ve maliyeti g\u00f6rmeniz i\u00e7in ba\u015flang\u0131\u00e7 yat\u0131r\u0131m\u0131n\u0131z\u0131, temett\u00fc verimini, \u00f6deme s\u0131kl\u0131\u011f\u0131n\u0131, b\u00fcy\u00fcme oranlar\u0131n\u0131z\u0131, ek katk\u0131lar\u0131n\u0131z\u0131 ve temett\u00fc verginizi girin.<\/p>\n","protected":false},"author":3168,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[50],"class_list":["post-4165","post","type-post","status-publish","format-standard","hentry","category-finans","tag-yatirim"],"acf":[],"_links":{"self":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/4165","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/users\/3168"}],"replies":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/comments?post=4165"}],"version-history":[{"count":0,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/4165\/revisions"}],"wp:attachment":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/media?parent=4165"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/categories?post=4165"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/tags?post=4165"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}