{"id":4190,"date":"2026-11-02T10:32:32","date_gmt":"2026-11-02T10:32:32","guid":{"rendered":"https:\/\/wpcalc.com\/tr\/finans\/net-deger-hesaplama\/"},"modified":"2026-11-02T10:32:32","modified_gmt":"2026-11-02T10:32:32","slug":"net-deger-hesaplama","status":"publish","type":"post","link":"https:\/\/wpcalc.com\/tr\/finans\/net-deger-hesaplama\/","title":{"rendered":"Net de\u011fer hesaplama arac\u0131"},"content":{"rendered":"<section class=\"not-prose calculator-box\" aria-labelledby=\"calculator-title\"><div class=\"flex items-baseline sm:items-center justify-between gap-2 sm:gap-3\"><div class=\"flex flex-col sm:flex-row sm:items-center gap-2\"><span class=\"icon icon-calculator text-primary-700! text-base! dark:text-primary-300!\" aria-hidden=\"true\"><\/span><h2 id=\"calculator-title\" class=\"text-lg font-display font-bold\">Varl\u0131klar\u0131n\u0131z\u0131 ve bor\u00e7lar\u0131n\u0131z\u0131 toplay\u0131n<\/h2><\/div><div class=\"calcdash-favorite group\">\n  <button type=\"button\" class=\"favorite\" id=\"favorite\" data-favorite-id=\"4190\" data-favorite-title=\"Net De\u011fer\" data-favorite-url=\"https:\/\/wpcalc.com\/tr\/finans\/net-deger-hesaplama\/\" data-favorite-excerpt=\"Sahip olduklar\u0131n\u0131z\u0131 ve bor\u00e7lar\u0131n\u0131z\u0131 toplayarak net de\u011ferinizi saniyeler i\u00e7inde bulun. Varl\u0131klar\u0131n\u0131z\u0131, bor\u00e7lar\u0131n\u0131z\u0131, gelirinizi ve ya\u015f\u0131n\u0131z\u0131 girin; toplamlar\u0131, bor\u00e7-varl\u0131k oran\u0131n\u0131, likit net de\u011ferinizi ve yayg\u0131n bir k\u0131stasa g\u00f6re durumunuzu g\u00f6r\u00fcn.\" aria-label=\"Favorilere ekle\" data-favorite-icon=\"icon icon-budget\">\n    <span class=\"icon icon-shape-star-empty\" aria-hidden=\"true\"><\/span>\n  <\/button>\n  <div class=\"calcdash-favorite__tip\" aria-hidden=\"true\">\n   <span class=\"favorite-tooltip\" id=\"favorite-tooltip\"><\/span>\n  <\/div>\n  <span class=\"sr-only\" role=\"status\" id=\"favorite-status\"><\/span>\n<\/div><\/div><form action=\"https:\/\/wpcalc.com\/tr\/finans\/net-deger-hesaplama\/\" method=\"POST\" class=\"calculator\" id=\"calculator-4190\" data-post=\"4190\"><fieldset class=\"fieldset-input is-2\"><legend class=\"sr-only\">Giri\u015f alanlar\u0131<\/legend><div class=\"is-single field\" id=\"input-1\"><span class=\"font-semibold\">Varl\u0131klar<\/span><\/div><div class=\"field\" id=\"input-2\"><label for=\"field-2\">Nakit ve vadesiz hesaplar<\/label><input type=\"text\" name=\"nakit_ve_vadesiz_hesaplar\" id=\"field-2\" aria-describedby=\"calc-unit-2\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"4000\"\/><div class=\"unit\" id=\"calc-unit-2\">$<\/div><\/div><div class=\"field\" id=\"input-3\"><label for=\"field-3\">Tasarruf hesaplar\u0131<\/label><input type=\"text\" name=\"tasarruf_hesaplar\" id=\"field-3\" aria-describedby=\"calc-unit-3\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"12000\"\/><div class=\"unit\" id=\"calc-unit-3\">$<\/div><\/div><div class=\"field\" id=\"input-4\"><label for=\"field-4\">Emeklilik (401k, IRA)<\/label><input type=\"text\" name=\"emeklilik_401k_ira\" id=\"field-4\" aria-describedby=\"calc-unit-4\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"65000\"\/><div class=\"unit\" id=\"calc-unit-4\">$<\/div><\/div><div class=\"field\" id=\"input-5\"><label for=\"field-5\">Arac\u0131 kurum \/ yat\u0131r\u0131mlar<\/label><input type=\"text\" name=\"arac_kurum_yatrmlar\" id=\"field-5\" aria-describedby=\"calc-unit-5\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"15000\"\/><div class=\"unit\" id=\"calc-unit-5\">$<\/div><\/div><div class=\"field\" id=\"input-6\"><label for=\"field-6\">Gayrimenkul<\/label><input type=\"text\" name=\"gayrimenkul\" id=\"field-6\" aria-describedby=\"calc-unit-6 calc-info-6\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"220000\"\/><div class=\"unit\" id=\"calc-unit-6\">$<\/div><small id=\"calc-info-6\">Evinizin ve sahibi oldu\u011funuz di\u011fer t\u00fcm m\u00fclklerin piyasa de\u011feri.<\/small><\/div><div class=\"field\" id=\"input-7\"><label for=\"field-7\">Ara\u00e7lar<\/label><input type=\"text\" name=\"aralar\" id=\"field-7\" aria-describedby=\"calc-unit-7\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"12000\"\/><div class=\"unit\" id=\"calc-unit-7\">$<\/div><\/div><div class=\"field\" id=\"input-8\"><label for=\"field-8\">Di\u011fer varl\u0131klar<\/label><input type=\"text\" name=\"dier_varlklar\" id=\"field-8\" aria-describedby=\"calc-unit-8 calc-info-8\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"3000\"\/><div class=\"unit\" id=\"calc-unit-8\">$<\/div><small id=\"calc-info-8\">\u00d6rn. i\u015fletmedeki pay\u0131n\u0131z, k\u0131ymetli e\u015fyalar, alacaklar\u0131n\u0131z.<\/small><\/div><div class=\"field is-single\" id=\"input-9\"><label for=\"field-9\">Ek varl\u0131k sat\u0131rlar\u0131<\/label><div class=\"grid grid-cols-1\"><select id=\"field-9\" name=\"ek_varlk_satrlar\"><option value=\"No extra rows\">Ek sat\u0131r yok<\/option><option value=\"1 extra row\">1 ek sat\u0131r<\/option><option value=\"2 extra rows\">2 ek sat\u0131r<\/option><option value=\"3 extra rows\">3 ek sat\u0131r<\/option><\/select><svg class=\"pointer-events-none col-start-1 row-start-1 mr-2 size-5 self-center justify-self-end text-gray-500 sm:size-4\" viewBox=\"0 0 16 16\" fill=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\">\n              <path fill-rule=\"evenodd\" d=\"M4.22 6.22a.75.75 0 0 1 1.06 0L8 8.94l2.72-2.72a.75.75 0 1 1 1.06 1.06l-3.25 3.25a.75.75 0 0 1-1.06 0L4.22 7.28a.75.75 0 0 1 0-1.06Z\" clip-rule=\"evenodd\" \/>\n            <\/svg><\/div><\/div><div class=\"field\" id=\"input-10\" hidden><label for=\"field-10\">Varl\u0131k ad\u0131<\/label><input type=\"text\" name=\"varlk_ad\" id=\"field-10\" placeholder=\"\u00d6rn. \u0130\u015fletme pay\u0131\" step=\"any\"\/><\/div><div class=\"field\" id=\"input-11\" hidden><label for=\"field-11\">De\u011fer<\/label><input type=\"text\" name=\"deer\" id=\"field-11\" aria-describedby=\"calc-unit-11\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"0\"\/><div class=\"unit\" id=\"calc-unit-11\">$<\/div><\/div><div class=\"field\" id=\"input-12\" hidden><label for=\"field-12\">Varl\u0131k ad\u0131<\/label><input type=\"text\" name=\"varlk_ad\" id=\"field-12\" placeholder=\"\u00d6rn. Kripto para\" step=\"any\"\/><\/div><div class=\"field\" id=\"input-13\" hidden><label for=\"field-13\">De\u011fer<\/label><input type=\"text\" name=\"deer\" id=\"field-13\" aria-describedby=\"calc-unit-13\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"0\"\/><div class=\"unit\" id=\"calc-unit-13\">$<\/div><\/div><div class=\"field\" id=\"input-14\" hidden><label for=\"field-14\">Varl\u0131k ad\u0131<\/label><input type=\"text\" name=\"varlk_ad\" id=\"field-14\" placeholder=\"\u00d6rn. Sanat eserleri ve koleksiyonlar\" step=\"any\"\/><\/div><div class=\"field\" id=\"input-15\" hidden><label for=\"field-15\">De\u011fer<\/label><input type=\"text\" name=\"deer\" id=\"field-15\" aria-describedby=\"calc-unit-15\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"0\"\/><div class=\"unit\" id=\"calc-unit-15\">$<\/div><\/div><div class=\"is-single field\" id=\"input-16\"><span class=\"font-semibold\">Bor\u00e7lar<\/span><\/div><div class=\"field\" id=\"input-17\"><label for=\"field-17\">Konut kredisi<\/label><input type=\"text\" name=\"konut_kredisi\" id=\"field-17\" aria-describedby=\"calc-unit-17 calc-info-17\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"165000\"\/><div class=\"unit\" id=\"calc-unit-17\">$<\/div><small id=\"calc-info-17\">Kalan anapara bakiyesi.<\/small><\/div><div class=\"field\" id=\"input-18\"><label for=\"field-18\">Konut teminatl\u0131 kredi<\/label><input type=\"text\" name=\"konut_teminatl_kredi\" id=\"field-18\" aria-describedby=\"calc-unit-18\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"0\"\/><div class=\"unit\" id=\"calc-unit-18\">$<\/div><\/div><div class=\"field\" id=\"input-19\"><label for=\"field-19\">Ta\u015f\u0131t kredileri<\/label><input type=\"text\" name=\"tat_kredileri\" id=\"field-19\" aria-describedby=\"calc-unit-19\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"8000\"\/><div class=\"unit\" id=\"calc-unit-19\">$<\/div><\/div><div class=\"field\" id=\"input-20\"><label for=\"field-20\">\u00d6\u011frenci kredileri<\/label><input type=\"text\" name=\"renci_kredileri\" id=\"field-20\" aria-describedby=\"calc-unit-20\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"15000\"\/><div class=\"unit\" id=\"calc-unit-20\">$<\/div><\/div><div class=\"field\" id=\"input-21\"><label for=\"field-21\">Kredi kartlar\u0131<\/label><input type=\"text\" name=\"kredi_kartlar\" id=\"field-21\" aria-describedby=\"calc-unit-21 calc-info-21\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"2500\"\/><div class=\"unit\" id=\"calc-unit-21\">$<\/div><small id=\"calc-info-21\">Ayl\u0131k \u00f6deme tutar\u0131 de\u011fil, bor\u00e7lu oldu\u011funuz toplam bakiye.<\/small><\/div><div class=\"field\" id=\"input-22\"><label for=\"field-22\">\u0130htiya\u00e7 kredileri<\/label><input type=\"text\" name=\"htiya_kredileri\" id=\"field-22\" aria-describedby=\"calc-unit-22\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"4000\"\/><div class=\"unit\" id=\"calc-unit-22\">$<\/div><\/div><div class=\"field\" id=\"input-23\"><label for=\"field-23\">Di\u011fer bor\u00e7lar<\/label><input type=\"text\" name=\"dier_borlar\" id=\"field-23\" aria-describedby=\"calc-unit-23 calc-info-23\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"0\"\/><div class=\"unit\" id=\"calc-unit-23\">$<\/div><small id=\"calc-info-23\">\u00d6rn. vergi bor\u00e7lar\u0131, ertelemeli al\u0131\u015fveri\u015f bor\u00e7lar\u0131, aileden al\u0131nan bor\u00e7lar.<\/small><\/div><div class=\"field is-single\" id=\"input-24\"><label for=\"field-24\">Ek bor\u00e7 sat\u0131rlar\u0131<\/label><div class=\"grid grid-cols-1\"><select id=\"field-24\" name=\"ek_bor_satrlar\"><option value=\"No extra rows\">Ek sat\u0131r yok<\/option><option value=\"1 extra row\">1 ek sat\u0131r<\/option><option value=\"2 extra rows\">2 ek sat\u0131r<\/option><option value=\"3 extra rows\">3 ek sat\u0131r<\/option><\/select><svg class=\"pointer-events-none col-start-1 row-start-1 mr-2 size-5 self-center justify-self-end text-gray-500 sm:size-4\" viewBox=\"0 0 16 16\" fill=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\">\n              <path fill-rule=\"evenodd\" d=\"M4.22 6.22a.75.75 0 0 1 1.06 0L8 8.94l2.72-2.72a.75.75 0 1 1 1.06 1.06l-3.25 3.25a.75.75 0 0 1-1.06 0L4.22 7.28a.75.75 0 0 1 0-1.06Z\" clip-rule=\"evenodd\" \/>\n            <\/svg><\/div><\/div><div class=\"field\" id=\"input-25\" hidden><label for=\"field-25\">Bor\u00e7 ad\u0131<\/label><input type=\"text\" name=\"bor_ad\" id=\"field-25\" placeholder=\"\u00d6rn. Tedavi borcu\" step=\"any\"\/><\/div><div class=\"field\" id=\"input-26\" hidden><label for=\"field-26\">Bakiye<\/label><input type=\"text\" name=\"bakiye\" id=\"field-26\" aria-describedby=\"calc-unit-26\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"0\"\/><div class=\"unit\" id=\"calc-unit-26\">$<\/div><\/div><div class=\"field\" id=\"input-27\" hidden><label for=\"field-27\">Bor\u00e7 ad\u0131<\/label><input type=\"text\" name=\"bor_ad\" id=\"field-27\" placeholder=\"\u00d6rn. Vergi borcu\" step=\"any\"\/><\/div><div class=\"field\" id=\"input-28\" hidden><label for=\"field-28\">Bakiye<\/label><input type=\"text\" name=\"bakiye\" id=\"field-28\" aria-describedby=\"calc-unit-28\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"0\"\/><div class=\"unit\" id=\"calc-unit-28\">$<\/div><\/div><div class=\"field\" id=\"input-29\" hidden><label for=\"field-29\">Bor\u00e7 ad\u0131<\/label><input type=\"text\" name=\"bor_ad\" id=\"field-29\" placeholder=\"\u00d6rn. 401k kredisi\" step=\"any\"\/><\/div><div class=\"field\" id=\"input-30\" hidden><label for=\"field-30\">Bakiye<\/label><input type=\"text\" name=\"bakiye\" id=\"field-30\" aria-describedby=\"calc-unit-30\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"0\"\/><div class=\"unit\" id=\"calc-unit-30\">$<\/div><\/div><div class=\"is-single field\" id=\"input-31\"><span class=\"font-semibold\">\u0130ste\u011fe ba\u011fl\u0131 kar\u015f\u0131la\u015ft\u0131rma<\/span><\/div><div class=\"field is-single\" id=\"input-32\"><label for=\"field-32\">Ya\u015f<\/label><input type=\"text\" name=\"ya\" id=\"field-32\" aria-describedby=\"calc-info-32\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" max=\"120\" value=\"35\"\/><small id=\"calc-info-32\">Kar\u015f\u0131la\u015ft\u0131rmay\u0131 atlamak i\u00e7in her iki alan\u0131 da bo\u015f b\u0131rak\u0131n.<\/small><\/div><div class=\"field is-single\" id=\"input-33\"><label for=\"field-33\">Y\u0131ll\u0131k br\u00fct gelir<\/label><input type=\"text\" name=\"yllk_brt_gelir\" id=\"field-33\" aria-describedby=\"calc-unit-33\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"70000\"\/><div class=\"unit\" id=\"calc-unit-33\">$<\/div><\/div><\/fieldset><div class=\"buttons\"><button type=\"submit\" data-text=\"Yeniden hesapla\" id=\"calculate-button\" data-post=\"4190\">Hesapla<\/button><button type=\"reset\">S\u0131f\u0131rla<\/button><\/div><div class=\"field is-checkbox hidden!\" id=\"field-auto-calc\"><input type=\"checkbox\" id=\"auto-calc\"><label for=\"auto-calc\">Otomatik hesapla<\/label><small>Etkinle\u015ftirilirse, herhangi bir de\u011feri de\u011fi\u015ftirdi\u011finizde sonu\u00e7 otomatik olarak g\u00fcncellenir.<\/small><\/div><div class=\"fieldset-result is-hidden\" aria-labelledby=\"result-title\" aria-live=\"polite\" role=\"region\"> <h3 class=\"result-title bg-gradient-to-r from-primary-50 to-gray-50 dark:from-primary-900 dark:to-gray-800\" id=\"result-title\"><span class=\"icon icon-s-pulse\" aria-hidden=\"true\"><\/span> Net de\u011fer \u00f6zetiniz<\/h3><div class=\"result-box\"><div class=\"field-result\" id=\"output-1\"><span class=\"field-title\"><span>Toplam varl\u0131klar<\/span><\/span><span class=\"field-value\" id=\"result-1\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-2\"><span class=\"field-title\"><span>Toplam bor\u00e7lar<\/span><\/span><span class=\"field-value\" id=\"result-2\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-3\"><span class=\"field-title\"><span>Net de\u011fer<\/span><\/span><span class=\"field-value\" id=\"result-3\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-4\"><span class=\"field-title\"><span>Bor\u00e7\/varl\u0131k oran\u0131<\/span><\/span><span class=\"field-value\" id=\"result-4\" data-unit=\"%\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result\" id=\"output-5\"><span class=\"field-title\"><span>Likit net de\u011fer<\/span><\/span><span class=\"field-value\" id=\"result-5\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result is-column\" id=\"output-6\"><span class=\"field-title\"><span>Varl\u0131k da\u011f\u0131l\u0131m\u0131<\/span><\/span><span class=\"field-value\" id=\"result-6\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result is-column\" id=\"output-7\"><span class=\"field-title\"><span>Bor\u00e7 da\u011f\u0131l\u0131m\u0131<\/span><\/span><span class=\"field-value\" id=\"result-7\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><div class=\"field-result is-column\" id=\"output-8\"><span class=\"field-title\"><span>Ya\u015f \u00d7 gelir pratik kural\u0131<\/span><\/span><span class=\"field-value\" id=\"result-8\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><\/div><div class=\"result-actions\"><button type=\"button\" class=\"copy-link\"><svg viewBox=\"0 0 20 20\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M12.232 4.232a2.5 2.5 0 0 1 3.536 3.536l-1.225 1.224a.75.75 0 0 0 1.061 1.06l1.224-1.224a4 4 0 0 0-5.656-5.656l-3 3a4 4 0 0 0 .225 5.865.75.75 0 0 0 .977-1.138 2.5 2.5 0 0 1-.142-3.667l3-3Z\"\/><path d=\"M11.603 7.963a.75.75 0 0 0-.977 1.138 2.5 2.5 0 0 1 .142 3.667l-3 3a2.5 2.5 0 0 1-3.536-3.536l1.225-1.224a.75.75 0 0 0-1.061-1.06l-1.224 1.224a4 4 0 1 0 5.656 5.656l3-3a4 4 0 0 0-.225-5.865Z\"\/><\/svg><span class=\"copy-link__text\">Bu hesaplaman\u0131n ba\u011flant\u0131s\u0131n\u0131 kopyala<\/span><\/button><span class=\"sr-only\" role=\"status\" id=\"copy-link-status\"><\/span><\/div><\/div><a href=\"#respond\" class=\"hidden transition-opacity duration-300 opacity-0 w-50 text-sm justify-center items-center gap-2 px-4 py-2 rounded bg-gray-200 text-gray-700 hover:bg-gray-300\" id=\"leave-comment\"><span class=\"icon icon-comments\" aria-hidden=\"true\"><\/span>Yorum b\u0131rak<\/a><\/form><\/section><section id=\"calc-reactions\" class=\"not-prose hidden my-12 bg-gradient-to-r from-primary-50 to-gray-50 border border-indigo-100 rounded-xl px-6 py-4 shadow-sm\" data-post=\"4190\" aria-live=\"polite\" aria-labelledby=\"calc-reactions-title\"><p id=\"calc-reactions-title\" class=\"text-sm text-gray-500 text-center mb-2\">Bu sonu\u00e7 hakk\u0131nda ne d\u00fc\u015f\u00fcn\u00fcyorsunuz?<\/p><div role=\"group\" aria-labelledby=\"calc-reactions-title\" class=\"grid grid-cols-3 sm:flex sm:flex-row sm:justify-around gap-4 sm:items-center sm:flex-wrap\"><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"like\"><span class=\"reaction-count\" data-reaction-count=\"like\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude00 <\/span><span class=\"reaction-description font-medium\">Be\u011fendim <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"helpful\"><span class=\"reaction-count\" data-reaction-count=\"helpful\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\udca1 <\/span><span class=\"reaction-description font-medium\">Faydal\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"confused\"><span class=\"reaction-count\" data-reaction-count=\"confused\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude15 <\/span><span class=\"reaction-description font-medium\">Kafam kar\u0131\u015ft\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"disappointed\"><span class=\"reaction-count\" data-reaction-count=\"disappointed\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude1e <\/span><span class=\"reaction-description font-medium\">Hayal k\u0131r\u0131kl\u0131\u011f\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"inaccurate\"><span class=\"reaction-count\" data-reaction-count=\"inaccurate\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\u274c <\/span><span class=\"reaction-description font-medium\">Hatal\u0131 <\/span><\/button><\/div><div id=\"reaction-message\" class=\"hidden mt-8 rounded-md border border-primary-100 bg-white\/50 backdrop-blur-sm px-4 py-2 text-sm text-center shadow-sm\"><\/div><\/section><div class=\"calcdash-ad not-prose calcdash-ad--calc_result calcdash-ad--in-article\"><ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-1721569815777345\" data-ad-slot=\"6317458308\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\"><\/ins><script>(adsbygoogle = window.adsbygoogle || []).push({});<\/script><\/div>\n<style id=\"wpcoderpro-inline-1\">.formula-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section class=\"formula-box\" aria-labelledby=\"formula-title\">\r\n\t<div id=\"formula-title\" class=\"not-prose font-display mb-4\"><span class=\"icon icon-formula\" aria-hidden=\"true\"><\/span><h2>Net de\u011fer form\ufffd\u65b0 form\u00fcl\u00fc<\/h2><\/div>\r\n\t<figure class=\"not-prose formula\">\r\n\t\t<figcaption class=\"formula-title\">Form\u00fcl<\/figcaption>\r\n\t\t<div class=\"text-base text-gray-800\" id=\"formula\">\n\\[ \\text{Net De\u011fer} = \\text{Toplam Varl\u0131klar} - \\text{Toplam Y\u00fck\u00fcml\u00fcl\u00fckler} \\]\n\\[ \\text{Bor\u00e7-Varl\u0131k Oran\u0131} = \\frac{\\text{Toplam Y\u00fck\u00fcml\u00fcl\u00fckler}}{\\text{Toplam Varl\u0131klar}} \\times 100\\% \\]\n\\[ \\text{Likit Net De\u011fer} = \\text{Nakit} + \\text{Tasarruflar} + \\text{Yat\u0131r\u0131m Hesab\u0131} - \\text{Kredi Kartlar\u0131} - \\text{Bireysel Krediler} \\]\n<\/div>\r\n\t<\/figure>\r\n\t<\/p>\n<p><strong>Burada:<\/strong><\/p>\n<ul>\n<li><em>Toplam varl\u0131klar<\/em> \u2014 sahip oldu\u011funuz her \u015feyin g\u00fcncel piyasa de\u011feri: nakit, tasarruflar, emeklilik ve yat\u0131r\u0131m hesaplar\u0131, gayrimenkuller, ara\u00e7lar ve di\u011fer de\u011ferli varl\u0131klar<\/li>\n<li><em>Toplam y\u00fck\u00fcml\u00fcl\u00fckler<\/em> \u2014 bor\u00e7lu oldu\u011funuz her borcun kalan bakiyesi: ipotek borcu (evin de\u011feri de\u011fil), ara\u00e7 ve \u00f6\u011frenim kredileri, kredi kart\u0131 bor\u00e7lar\u0131 vb.<\/li>\n<\/ul>\n<p>Net de\u011fer, sahip olduklar\u0131n\u0131zla bor\u00e7lar\u0131n\u0131z aras\u0131ndaki farktan ibarettir. Bor\u00e7-varl\u0131k oran\u0131 ne \u00f6l\u00e7\u00fcde bor\u00e7la finanse edilmi\u015f oldu\u011funuzu, likit net de\u011fer ise acil bir durumda ger\u00e7ekten h\u0131zla ula\u015fabilece\u011finiz paray\u0131 ortaya koyar.<\/p>\n<p>\r\n<\/section>\n<style id=\"wpcoderpro-inline-2\">.calculation-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section id=\"calculation\" class=\"calculation-box\" aria-labelledby=\"calculation-title\">\r\n\t<div id=\"calculation-title\" class=\"not-prose font-display\"><span class=\"icon icon-unordered-list\" aria-hidden=\"true\"><\/span><h2>Net de\u011fer \u2013 hesaplama \u00f6rne\u011fi<\/h2><\/div>\r\n\r\n<\/p>\n<p><strong>\u00d6rnek:<\/strong> y\u0131ll\u0131k vergiler \u00f6ncesi geliri $70.000 olan 35 ya\u015f\u0131ndaki bir ki\u015finin varl\u0131klar\u0131 \u015f\u00f6yle: $4.000 nakit, $12.000 tasarruf, $65.000 emeklilik hesab\u0131, $15.000 yat\u0131r\u0131m, $220.000 de\u011ferinde bir ev, $12.000 ara\u00e7 ve $3.000 di\u011fer varl\u0131klar. Bor\u00e7lar\u0131 ise $165.000 ipotek, $8.000 ara\u00e7 kredisi, $15.000 \u00f6\u011frenim kredisi, $2.500 kredi kart\u0131 ve $4.000 bireysel kredi.<\/p>\n<p>\\[ \\text{Varl\u0131klar} = 4{,}000 + 12{,}000 + 65{,}000 + 15{,}000 + 220{,}000 + 12{,}000 + 3{,}000 = \\$331{,}000 \\]<\/p>\n<p>\\[ \\text{Y\u00fck\u00fcml\u00fcl\u00fckler} = 165{,}000 + 8{,}000 + 15{,}000 + 2{,}500 + 4{,}000 = \\$194{,}500 \\]<\/p>\n<p>\\[ \\text{Net De\u011fer} = 331{,}000 - 194{,}500 = \\$136{,}500 \\]<\/p>\n<p>\\[ \\text{Bor\u00e7-Varl\u0131k Oran\u0131} = \\frac{194{,}500}{331{,}000} \\times 100\\% \\approx 58.76\\% \\]<\/p>\n<p>\\[ \\text{Likit Net De\u011fer} = 4{,}000 + 12{,}000 + 15{,}000 - 2{,}500 - 4{,}000 = \\$24{,}500 \\]<\/p>\n<p><strong>Sonu\u00e7:<\/strong> net de\u011fer $136.500 ve bunun $24.500'\u00fc likit. Ya\u015f \u00d7 gelir k\u0131stas\u0131 (35 \u00d7 $70.000 \u00f7 10) $245.000 oldu\u011fundan, ki\u015fi bu hedefin yakla\u015f\u0131k %56's\u0131nda bulunuyor.<\/p>\n<p>\n\r\n<\/section>\n<h2>Hesaplama arac\u0131 nas\u0131l kullan\u0131l\u0131r?<\/h2>\n<ol>\n<li><strong>Varl\u0131klar<\/strong> b\u00f6l\u00fcm\u00fcnde her varl\u0131\u011f\u0131n g\u00fcncel de\u011ferini girin \u2014 <strong>Nakit ve vadesiz hesap<\/strong>, <strong>Tasarruf hesaplar\u0131<\/strong>, <strong>Emeklilik (401k, IRA)<\/strong>, <strong>Yat\u0131r\u0131m hesab\u0131<\/strong>, <strong>Gayrimenkul<\/strong>, <strong>Ara\u00e7lar<\/strong> ve <strong>Di\u011fer varl\u0131klar<\/strong>. Sahip olmad\u0131\u011f\u0131n\u0131z \u015feyler i\u00e7in 0 girin.<\/li>\n<li>Daha fazla varl\u0131k alan\u0131na ihtiyac\u0131n\u0131z varsa <strong>Ek varl\u0131k sat\u0131rlar\u0131<\/strong> b\u00f6l\u00fcm\u00fcnden ka\u00e7 tane istedi\u011finizi se\u00e7in, ard\u0131ndan bir ad yaz\u0131n (\u00f6r.<br \/>\n","protected":false},"excerpt":{"rendered":"<p>Sahip olduklar\u0131n\u0131z\u0131 ve bor\u00e7lar\u0131n\u0131z\u0131 toplayarak net de\u011ferinizi saniyeler i\u00e7inde bulun. Varl\u0131klar\u0131n\u0131z\u0131, bor\u00e7lar\u0131n\u0131z\u0131, gelirinizi ve ya\u015f\u0131n\u0131z\u0131 girin; toplamlar\u0131, bor\u00e7-varl\u0131k oran\u0131n\u0131, likit net de\u011ferinizi ve yayg\u0131n bir k\u0131stasa g\u00f6re durumunuzu g\u00f6r\u00fcn.<\/p>\n","protected":false},"author":3168,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[24],"class_list":["post-4190","post","type-post","status-publish","format-standard","hentry","category-finans","tag-butce"],"acf":[],"_links":{"self":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/4190","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/users\/3168"}],"replies":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/comments?post=4190"}],"version-history":[{"count":0,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/4190\/revisions"}],"wp:attachment":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/media?parent=4190"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/categories?post=4190"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/tags?post=4190"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}