{"id":457,"date":"2026-10-03T14:19:25","date_gmt":"2026-10-03T13:19:25","guid":{"rendered":"https:\/\/wpcalc.com\/tr\/yatirim-odeme-sayisi\/"},"modified":"2026-10-03T14:19:25","modified_gmt":"2026-10-03T13:19:25","slug":"yatirim-odeme-sayisi","status":"publish","type":"post","link":"https:\/\/wpcalc.com\/tr\/finans\/yatirim-odeme-sayisi\/","title":{"rendered":"Yat\u0131r\u0131m \u00d6demesi Hesaplama Arac\u0131"},"content":{"rendered":"<section class=\"not-prose calculator-box\" aria-labelledby=\"calculator-title\"><div class=\"flex items-baseline sm:items-center justify-between gap-2 sm:gap-3\"><div class=\"flex flex-col sm:flex-row sm:items-center gap-2\"><span class=\"icon icon-calculator text-primary-700! text-base! dark:text-primary-300!\" aria-hidden=\"true\"><\/span><h2 id=\"calculator-title\" class=\"text-lg font-display font-bold\">Yat\u0131r\u0131m B\u00fcy\u00fcme S\u00fcresi Hesaplama Arac\u0131<\/h2><\/div><div class=\"calcdash-favorite group\">\n  <button type=\"button\" class=\"favorite\" id=\"favorite\" data-favorite-id=\"457\" data-favorite-title=\"Yat\u0131r\u0131m \u00d6demesi\" data-favorite-url=\"https:\/\/wpcalc.com\/tr\/finans\/yatirim-odeme-sayisi\/\" data-favorite-excerpt=\"Bir yat\u0131r\u0131m hedefine ula\u015fmak i\u00e7in ka\u00e7 d\u00f6nemlik \u00f6deme gerekti\u011fini tahmin edin. D\u00f6nem say\u0131s\u0131n\u0131 g\u00f6rmek i\u00e7in hedef tutar\u0131, \u00f6deme miktar\u0131n\u0131, y\u0131ll\u0131k faiz oran\u0131n\u0131 ve bile\u015fik faiz s\u0131kl\u0131\u011f\u0131n\u0131 girin.\" aria-label=\"Favorilere ekle\" data-favorite-icon=\"icon icon-loan\">\n    <span class=\"icon icon-shape-star-empty\" aria-hidden=\"true\"><\/span>\n  <\/button>\n  <div class=\"calcdash-favorite__tip\" aria-hidden=\"true\">\n   <span class=\"favorite-tooltip\" id=\"favorite-tooltip\"><\/span>\n  <\/div>\n  <span class=\"sr-only\" role=\"status\" id=\"favorite-status\"><\/span>\n<\/div><\/div><form action=\"https:\/\/wpcalc.com\/tr\/finans\/yatirim-odeme-sayisi\/\" method=\"POST\" class=\"calculator\" id=\"calculator-457\" data-post=\"457\"><fieldset class=\"fieldset-input\"><legend class=\"sr-only\">Giri\u015f alanlar\u0131<\/legend><div class=\"field has-term\" id=\"input-1\"><label for=\"field-1\">Gelecekteki Tutar (F)<\/label><div class=\"term\">F<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"gelecekteki_tutar_f\" id=\"field-1\" aria-describedby=\"calc-unit-1 calc-info-1\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"10000\"\/><div class=\"unit\" id=\"calc-unit-1\">$<\/div><small id=\"calc-info-1\">Ula\u015fmak istedi\u011finiz gelecekteki tutar\u0131 girin<\/small><\/div><div class=\"field has-term\" id=\"input-2\"><label for=\"field-2\">\u00d6deme Tutar\u0131 (P)<\/label><div class=\"term\">P<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"deme_tutar_p\" id=\"field-2\" aria-describedby=\"calc-unit-2 calc-info-2\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"100\"\/><div class=\"unit\" id=\"calc-unit-2\">$<\/div><small id=\"calc-info-2\">D\u00fczenli \u00f6deme tutar\u0131n\u0131 girin<\/small><\/div><div class=\"field has-term\" id=\"input-3\"><label for=\"field-3\">Y\u0131ll\u0131k Faiz Oran\u0131 (i)<\/label><div class=\"term\">i<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"yllk_faiz_oran_i\" id=\"field-3\" aria-describedby=\"calc-unit-3 calc-info-3\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" max=\"100\" value=\"6\"\/><div class=\"unit\" id=\"calc-unit-3\">%<\/div><small id=\"calc-info-3\">Y\u0131ll\u0131k faiz oran\u0131n\u0131 girin<\/small><\/div><div class=\"field\" id=\"input-4\"><label for=\"field-4\">Bile\u015fik Frekans\u0131<\/label><div class=\"grid grid-cols-1\"><select id=\"field-4\" name=\"bileik_frekans\"><option value=\"Monthly\">Ayl\u0131k<\/option><option value=\"Quarterly\">\u00dc\u00e7 Ayl\u0131k<\/option><option value=\"HalfYearly\">Alt\u0131 Ayl\u0131k<\/option><option value=\"Annually\">Y\u0131ll\u0131k<\/option><\/select><svg class=\"pointer-events-none col-start-1 row-start-1 mr-2 size-5 self-center justify-self-end text-gray-500 sm:size-4\" viewBox=\"0 0 16 16\" fill=\"currentColor\" aria-hidden=\"true\" data-slot=\"icon\">\n              <path fill-rule=\"evenodd\" d=\"M4.22 6.22a.75.75 0 0 1 1.06 0L8 8.94l2.72-2.72a.75.75 0 1 1 1.06 1.06l-3.25 3.25a.75.75 0 0 1-1.06 0L4.22 7.28a.75.75 0 0 1 0-1.06Z\" clip-rule=\"evenodd\" \/>\n            <\/svg><\/div><\/div><\/fieldset><div class=\"buttons\"><button type=\"submit\" data-text=\"Yeniden hesapla\" id=\"calculate-button\" data-post=\"457\">Hesapla<\/button><button type=\"reset\">S\u0131f\u0131rla<\/button><\/div><div class=\"field is-checkbox hidden!\" id=\"field-auto-calc\"><input type=\"checkbox\" id=\"auto-calc\"><label for=\"auto-calc\">Otomatik hesapla<\/label><small>Etkinle\u015ftirilirse, herhangi bir de\u011feri de\u011fi\u015ftirdi\u011finizde sonu\u00e7 otomatik olarak g\u00fcncellenir.<\/small><\/div><div class=\"fieldset-result is-hidden\" aria-labelledby=\"result-title\" aria-live=\"polite\" role=\"region\"> <h3 class=\"result-title bg-gradient-to-r from-primary-50 to-gray-50 dark:from-primary-900 dark:to-gray-800\" id=\"result-title\"><span class=\"icon icon-s-pulse\" aria-hidden=\"true\"><\/span> Sonu\u00e7lar\u0131n\u0131z<\/h3><div class=\"result-box\"><div class=\"field-result\" id=\"output-1\"><span class=\"field-title\"><span>\u00d6deme Say\u0131s\u0131 (N)<\/span><\/span><span class=\"field-value\" id=\"result-1\" data-unit=\"\u00f6deme\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><\/div><div class=\"result-actions\"><button type=\"button\" class=\"copy-link\"><svg viewBox=\"0 0 20 20\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M12.232 4.232a2.5 2.5 0 0 1 3.536 3.536l-1.225 1.224a.75.75 0 0 0 1.061 1.06l1.224-1.224a4 4 0 0 0-5.656-5.656l-3 3a4 4 0 0 0 .225 5.865.75.75 0 0 0 .977-1.138 2.5 2.5 0 0 1-.142-3.667l3-3Z\"\/><path d=\"M11.603 7.963a.75.75 0 0 0-.977 1.138 2.5 2.5 0 0 1 .142 3.667l-3 3a2.5 2.5 0 0 1-3.536-3.536l1.225-1.224a.75.75 0 0 0-1.061-1.06l-1.224 1.224a4 4 0 1 0 5.656 5.656l3-3a4 4 0 0 0-.225-5.865Z\"\/><\/svg><span class=\"copy-link__text\">Bu hesaplaman\u0131n ba\u011flant\u0131s\u0131n\u0131 kopyala<\/span><\/button><span class=\"sr-only\" role=\"status\" id=\"copy-link-status\"><\/span><\/div><\/div><a href=\"#respond\" class=\"hidden transition-opacity duration-300 opacity-0 w-50 text-sm justify-center items-center gap-2 px-4 py-2 rounded bg-gray-200 text-gray-700 hover:bg-gray-300\" id=\"leave-comment\"><span class=\"icon icon-comments\" aria-hidden=\"true\"><\/span>Yorum b\u0131rak<\/a><\/form><\/section><section id=\"calc-reactions\" class=\"not-prose hidden my-12 bg-gradient-to-r from-primary-50 to-gray-50 border border-indigo-100 rounded-xl px-6 py-4 shadow-sm\" data-post=\"457\" aria-live=\"polite\" aria-labelledby=\"calc-reactions-title\"><p id=\"calc-reactions-title\" class=\"text-sm text-gray-500 text-center mb-2\">Bu sonu\u00e7 hakk\u0131nda ne d\u00fc\u015f\u00fcn\u00fcyorsunuz?<\/p><div role=\"group\" aria-labelledby=\"calc-reactions-title\" class=\"grid grid-cols-3 sm:flex sm:flex-row sm:justify-around gap-4 sm:items-center sm:flex-wrap\"><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"like\"><span class=\"reaction-count\" data-reaction-count=\"like\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude00 <\/span><span class=\"reaction-description font-medium\">Be\u011fendim <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"helpful\"><span class=\"reaction-count\" data-reaction-count=\"helpful\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\udca1 <\/span><span class=\"reaction-description font-medium\">Faydal\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"confused\"><span class=\"reaction-count\" data-reaction-count=\"confused\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude15 <\/span><span class=\"reaction-description font-medium\">Kafam kar\u0131\u015ft\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"disappointed\"><span class=\"reaction-count\" data-reaction-count=\"disappointed\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude1e <\/span><span class=\"reaction-description font-medium\">Hayal k\u0131r\u0131kl\u0131\u011f\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"inaccurate\"><span class=\"reaction-count\" data-reaction-count=\"inaccurate\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\u274c <\/span><span class=\"reaction-description font-medium\">Hatal\u0131 <\/span><\/button><\/div><div id=\"reaction-message\" class=\"hidden mt-8 rounded-md border border-primary-100 bg-white\/50 backdrop-blur-sm px-4 py-2 text-sm text-center shadow-sm\"><\/div><\/section><div class=\"calcdash-ad not-prose calcdash-ad--calc_result calcdash-ad--in-article\"><ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-1721569815777345\" data-ad-slot=\"6317458308\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\"><\/ins><script>(adsbygoogle = window.adsbygoogle || []).push({});<\/script><\/div>\n<style id=\"wpcoderpro-inline-1\">.formula-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section class=\"formula-box\" aria-labelledby=\"formula-title\">\r\n\t<div id=\"formula-title\" class=\"not-prose font-display mb-4\"><span class=\"icon icon-formula\" aria-hidden=\"true\"><\/span><h2>Yat\u0131r\u0131m \u00d6demesi Form\u00fcl\u00fc<\/h2><\/div>\r\n\t<figure class=\"not-prose formula\">\r\n\t\t<figcaption class=\"formula-title\">Form\u00fcl<\/figcaption>\r\n\t\t<div class=\"text-base text-gray-800\" id=\"formula\">\n\\[ N = \\frac{\\log\\!\\left( \\dfrac{F \\times r}{P} + 1 \\right)}{\\log(1 + r)} \\]\n<\/div>\r\n\t<\/figure>\r\n\t<\/p>\n<p><strong>Burada:<\/strong><\/p>\n<ul>\n<li>\\(N\\) \u2014 yat\u0131r\u0131m hedefine ula\u015fmak i\u00e7in gereken \u00f6deme d\u00f6nemi say\u0131s\u0131<\/li>\n<li>\\(F\\) \u2014 gelecekteki de\u011fer (hedeflenen yat\u0131r\u0131m tutar\u0131)<\/li>\n<li>\\(P\\) \u2014 her d\u00f6nem yap\u0131lan \u00f6deme tutar\u0131<\/li>\n<li>\\(r\\) \u2014 d\u00f6nem ba\u015f\u0131na faiz oran\u0131 (ondal\u0131k olarak)<\/li>\n<\/ul>\n<p>Y\u0131ll\u0131k nominal oran \\(i\\) (y\u00fczde olarak) ve faiz y\u0131lda \\(m\\) kez bile\u015fik hesaplan\u0131yorsa, d\u00f6nemsel oran \\( r = \\dfrac{i}{100 \\times m} \\) olur. Form\u00fcl, \u00f6demelerin her d\u00f6nemin sonunda yap\u0131ld\u0131\u011f\u0131n\u0131 varsayar (adi an\u00fcite) ve \\( F = P \\times \\frac{(1+r)^N - 1}{r} \\) an\u00fcitenin gelecekteki de\u011feri denklemini \\(N\\) i\u00e7in \u00e7\u00f6zer.<\/p>\n<p>\r\n<\/section>\n<style id=\"wpcoderpro-inline-2\">.calculation-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section id=\"calculation\" class=\"calculation-box\" aria-labelledby=\"calculation-title\">\r\n\t<div id=\"calculation-title\" class=\"not-prose font-display\"><span class=\"icon icon-unordered-list\" aria-hidden=\"true\"><\/span><h2>Yat\u0131r\u0131m \u00d6demesi \u2013 Hesaplama \u00d6rne\u011fi<\/h2><\/div>\r\n\r\n<\/p>\n<p><strong>\u00d6rnek:<\/strong> ayl\u0131k %6 getiri veren ve faizi ayl\u0131k bile\u015fik hesaplanan bir yat\u0131r\u0131m arac\u0131na her ay\u0131n sonunda 100 $ yat\u0131rmak suretiyle hesab\u0131n\u0131z\u0131 10.000 $'a \u00e7\u0131karmak istiyorsunuz.<\/p>\n<p>\\[ r = \\frac{6}{100 \\times 12} = 0.005 \\]<\/p>\n<p>\\[ N = \\frac{\\log\\left( \\frac{10{,}000 \\times 0.005}{100} + 1 \\right)}{\\log(1 + 0.005)} = \\frac{\\log(1.5)}{\\log(1.005)} \\approx 81.30 \\]<\/p>\n<p><strong>Sonu\u00e7:<\/strong> yakla\u015f\u0131k 81,30 ayl\u0131k \u00f6deme \u2014 10.000 $'a ula\u015fmak i\u00e7in yakla\u015f\u0131k 82 \u00f6deme, yani kabaca 6,8 y\u0131l gerekir.<\/p>\n<p>\n\r\n<\/section>\n<h2>Yat\u0131r\u0131m \u00d6demesi Hesaplama Arac\u0131 Nas\u0131l Kullan\u0131l\u0131r?<\/h2>\n<ol>\n<li><strong>Gelecekteki Tutar (F)<\/strong> de\u011ferini girin \u2014 yat\u0131r\u0131m\u0131n ula\u015fmas\u0131n\u0131 istedi\u011finiz hedef tutar.<\/li>\n<li><strong>\u00d6deme Tutar\u0131 (P)<\/strong> de\u011ferini girin \u2014 her d\u00f6nem ay\u0131rmay\u0131 planlad\u0131\u011f\u0131n\u0131z miktar.<\/li>\n<li><strong>Y\u0131ll\u0131k Faiz Oran\u0131 (i)<\/strong> de\u011ferini girin \u2014 bekledi\u011finiz nominal y\u0131ll\u0131k getiri oran\u0131 (y\u00fczde olarak).<\/li>\n<li><strong>Bile\u015fik Faiz S\u0131kl\u0131\u011f\u0131n\u0131<\/strong> se\u00e7in \u2014 Ayl\u0131k, \u00dc\u00e7 Ayl\u0131k, Alt\u0131 Ayl\u0131k veya Y\u0131ll\u0131k. \u00d6deme d\u00f6nemi bu s\u0131kl\u0131kla e\u015fle\u015fir; \"Ayl\u0131k\" se\u00e7mek ayl\u0131k \u00f6deme ve ayl\u0131k bile\u015fik faiz demektir.<\/li>\n<li>Sonucu okuyun: <strong>\u00d6deme Say\u0131s\u0131 (N)<\/strong>, hedefinize ula\u015fmak i\u00e7in ka\u00e7 d\u00f6nem gerekti\u011fini g\u00f6sterir.<\/li>\n<\/ol>\n<h2>Yat\u0131r\u0131m \u00d6demesi Hesaplama Arac\u0131 Ne \u0130\u015fe Yarar?<\/h2>\n<p>Bu hesaplama arac\u0131 yayg\u0131n bir birikim sorusuna yan\u0131t verir: <em>ne kadar s\u00fcrer?<\/em> Ne kadar biriktirmek istedi\u011finizi, her d\u00f6nem ne kadar ay\u0131rabilece\u011finizi ve kabaca ne kadar getiri bekledi\u011finizi bilirsiniz \u2014 hesaplama arac\u0131 bu girdileri somut bir zaman \u00e7izelgesine d\u00f6n\u00fc\u015ft\u00fcr\u00fcr. Emeklilik katk\u0131lar\u0131, e\u011fitim birikimi, acil durum fonu olu\u015fturma veya d\u00fczenli yat\u0131r\u0131mlarla finanse edilen herhangi bir hedef i\u00e7in kullan\u0131\u015fl\u0131d\u0131r.<\/p>\n<p>Arka plandaki matematik, adi an\u00fcitenin gelecekteki de\u011feridir. Her \u00f6deme, yap\u0131ld\u0131\u011f\u0131 andan sonuna kadar \\(r\\) d\u00f6nemsel oran\u0131yla bile\u015fik faiz i\u015fler; bu y\u00fczden erken yap\u0131lan \u00f6demeler ge\u00e7 yap\u0131landan daha fazla faiz kazand\u0131r\u0131r. An\u00fcite denklemini \\(N\\) i\u00e7in \u00e7\u00f6zmek logaritma gerektirir; yukar\u0131daki form\u00fcl\u00fcn yapt\u0131\u011f\u0131 tam olarak budur. D\u00f6nem say\u0131s\u0131 pratikte bir tam say\u0131 olmas\u0131 gerekti\u011finden sonucu yukar\u0131 yuvarlay\u0131n: 81,30 \u00f6deme ger\u00e7ekte 82 \u00f6deme gerekti\u011fi anlam\u0131na gelir.<\/p>\n<p>Sonucu yorumlamak i\u00e7in \\(N\\)'yi y\u0131ldaki d\u00f6nem say\u0131s\u0131na b\u00f6lerek s\u00fcreyi y\u0131l cinsinden bulun. Ayl\u0131k bile\u015fik faizde \\( N \/ 12 \\) y\u0131llar\u0131; \u00fc\u00e7 ayl\u0131k bile\u015fik faizde \\( N \/ 4 \\) verir. Daha b\u00fcy\u00fck \u00f6deme, daha y\u00fcksek oran veya daha k\u00fc\u00e7\u00fck hedef, zaman \u00e7izelgesini k\u0131salt\u0131r \u2014 \u00e7o\u011fu zaman \u00e7arp\u0131c\u0131 bi\u00e7imde, \u00e7\u00fcnk\u00fc bile\u015fik faiz zamanla b\u00fcy\u00fcmeyi h\u0131zland\u0131r\u0131r. S\u00fcreyi sabitleyip gereken depozito tutar\u0131n\u0131 \u00e7\u00f6zmeyi tercih ederseniz, ayna soruya yan\u0131t veren <a href=\"https:\/\/wpcalc.com\/tr\/finans\/yatirim-odeme-tutari\/\">Yat\u0131r\u0131m \u00d6deme Tutar\u0131 hesaplama arac\u0131n\u0131<\/a> kullan\u0131n.<\/p>\n<h2>Varsay\u0131mlar, S\u0131n\u0131rlamalar ve \u0130pu\u00e7lar\u0131<\/h2>\n<ul>\n<li><strong>\u00d6demeler her d\u00f6nemin sonunda yap\u0131l\u0131r.<\/strong> Form\u00fcl adi an\u00fciteyi tan\u0131mlar. \u00d6demeyi her d\u00f6nemin ba\u015f\u0131nda yaparsan\u0131z (vadeli an\u00fcite), hesaplama arac\u0131n\u0131n g\u00f6sterdi\u011finden biraz daha erken hedefe ula\u015f\u0131rs\u0131n\u0131z.<\/li>\n<li><strong>Sabit getiri oran\u0131.<\/strong> Hisse senetleri ve yat\u0131r\u0131m fonlar\u0131 gibi ger\u00e7ek yat\u0131r\u0131mlar dalgalan\u0131r. Faiz oran\u0131n\u0131 uzun vadeli bir ortalama olarak ele al\u0131n ve olas\u0131 sonu\u00e7 aral\u0131\u011f\u0131n\u0131 g\u00f6rmek i\u00e7in hesaplamay\u0131 hem temkinli hem iyimser bir orANLA yapmay\u0131 d\u00fc\u015f\u00fcn\u00fcn.<\/li>\n<li><strong>Oran ve s\u0131kl\u0131k e\u015fle\u015fmelidir.<\/strong> Y\u0131ll\u0131k oran, se\u00e7ti\u011finiz bile\u015fik faiz s\u0131kl\u0131\u011f\u0131 kullan\u0131larak d\u00f6nemsel orana d\u00f6n\u00fc\u015ft\u00fcr\u00fcl\u00fcr ve \u00f6demenin de ayn\u0131 s\u0131kl\u0131kla yap\u0131ld\u0131\u011f\u0131 varsay\u0131l\u0131r. \"Ayl\u0131k\" se\u00e7iliyken 100 $ \u00f6deme, y\u0131lda bir kez 1.200 $ de\u011fil, her ay 100 $ demektir.<\/li>\n<li><strong>S\u0131f\u0131r faiz oran\u0131.<\/strong> %0 girerseniz hesaplama arac\u0131 basit\u00e7e \\( F \/ P \\) b\u00f6l\u00fcm\u00fcn\u00fc yapar \u2014 bile\u015fik faiz olmad\u0131\u011f\u0131nda hedefe yaln\u0131zca yat\u0131r\u0131lan parayla ula\u015fman\u0131z gerekir.<\/li>\n<li><strong>Vergiler, \u00fccretler ve enflasyon yok say\u0131l\u0131r.<\/strong> Yat\u0131r\u0131m \u00fccretleri ve vergiler etkin getirinizi d\u00fc\u015f\u00fcr\u00fcr, enflasyon ise gelecekteki tutar\u0131n sat\u0131n alma g\u00fcc\u00fcn\u00fc a\u015f\u0131nd\u0131r\u0131r. 7 y\u0131l sonraki 10.000 $ hedefi, bug\u00fcnk\u00fc 10.000 $'dan daha az \u015fey al\u0131r.<\/li>\n<li><strong>Yukar\u0131 yuvarlay\u0131n ve esnek kal\u0131n.<\/strong> \\(N\\)'yi \u00f6\u011frendikten sonra, \u00f6demede k\u00fc\u00e7\u00fck bir art\u0131\u015f plandan aylarca, hatta y\u0131llarca kesebilir. Hedefiniz, geliriniz veya beklenen getiri de\u011fi\u015fti\u011finde yeniden hesaplay\u0131n.<\/li>\n<\/ul>\n<h2>Bile\u015fik Faiz S\u0131kl\u0131\u011f\u0131 Ba\u015fvuru Tablosu<\/h2>\n<table>\n<thead>\n<tr>\n<th>S\u0131kl\u0131k<\/th>\n<th>Y\u0131ldaki d\u00f6nem say\u0131s\u0131 (\\(m\\))<\/th>\n<th>Y\u0131ll\u0131k %6 i\u00e7in d\u00f6nemsel oran (\\(r\\))<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Ayl\u0131k<\/td>\n<td>12<\/td>\n<td>ayda %0,5<\/td>\n<\/tr>\n<tr>\n<td>\u00dc\u00e7 ayl\u0131k<\/td>\n<td>4<\/td>\n<td>\u00fc\u00e7 ayda %1,5<\/td>\n<\/tr>\n<tr>\n<td>Alt\u0131 ayl\u0131k<\/td>\n<td>2<\/td>\n<td>alt\u0131 ayda %3<\/td>\n<\/tr>\n<tr>\n<td>Y\u0131ll\u0131k<\/td>\n<td>1<\/td>\n<td>y\u0131lda %6<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Uzun vadeli planlama i\u00e7in daha geni\u015f resme bakmak da yararl\u0131d\u0131r: <a href=\"https:\/\/wpcalc.com\/tr\/finans\/emeklilik-planlayici\/\">Emeklilik Planlay\u0131c\u0131s\u0131<\/a> bu zaman \u00e7izelgesini genel emeklilik hedefiniz ba\u011flam\u0131na yerle\u015ftirebilir ve <a href=\"https:\/\/wpcalc.com\/tr\/finans\/yatirim-getirisi\/\">Yat\u0131r\u0131m Getirisi hesaplama arac\u0131<\/a> varsayd\u0131\u011f\u0131n\u0131z b\u00fcy\u00fcme oran\u0131n\u0131 sa\u011flama alman\u0131za yard\u0131mc\u0131 olabilir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bir yat\u0131r\u0131m hedefine ula\u015fmak i\u00e7in ka\u00e7 d\u00f6nemlik \u00f6deme gerekti\u011fini tahmin edin. D\u00f6nem say\u0131s\u0131n\u0131 g\u00f6rmek i\u00e7in hedef tutar\u0131, \u00f6deme miktar\u0131n\u0131, y\u0131ll\u0131k faiz oran\u0131n\u0131 ve bile\u015fik faiz s\u0131kl\u0131\u011f\u0131n\u0131 girin.<\/p>\n","protected":false},"author":3168,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[75],"class_list":["post-457","post","type-post","status-publish","format-standard","hentry","category-finans","tag-konut-kredisi"],"acf":[],"_links":{"self":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/457","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/users\/3168"}],"replies":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/comments?post=457"}],"version-history":[{"count":4,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/457\/revisions"}],"predecessor-version":[{"id":2483,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/457\/revisions\/2483"}],"wp:attachment":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/media?parent=457"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/categories?post=457"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/tags?post=457"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}