{"id":553,"date":"2026-10-03T14:39:07","date_gmt":"2026-10-03T13:39:07","guid":{"rendered":"https:\/\/wpcalc.com\/tr\/konut-kredisi-hesaplama\/"},"modified":"2026-10-03T14:39:07","modified_gmt":"2026-10-03T13:39:07","slug":"konut-kredisi-hesaplama","status":"publish","type":"post","link":"https:\/\/wpcalc.com\/tr\/finans\/konut-kredisi-hesaplama\/","title":{"rendered":"Konut Kredisi Hesaplama"},"content":{"rendered":"<section class=\"not-prose calculator-box\" aria-labelledby=\"calculator-title\"><div class=\"flex items-baseline sm:items-center justify-between gap-2 sm:gap-3\"><div class=\"flex flex-col sm:flex-row sm:items-center gap-2\"><span class=\"icon icon-calculator text-primary-700! text-base! dark:text-primary-300!\" aria-hidden=\"true\"><\/span><h2 id=\"calculator-title\" class=\"text-lg font-display font-bold\">Ayl\u0131k Konut Kredisi Taksiti Tahmin Arac\u0131<\/h2><\/div><div class=\"calcdash-favorite group\">\n  <button type=\"button\" class=\"favorite\" id=\"favorite\" data-favorite-id=\"553\" data-favorite-title=\"Konut Kredisi Hesaplama\" data-favorite-url=\"https:\/\/wpcalc.com\/tr\/finans\/konut-kredisi-hesaplama\/\" data-favorite-excerpt=\"Kredi tutar\u0131n\u0131, y\u0131ll\u0131k faiz oran\u0131n\u0131 ve y\u0131l cinsinden vade s\u00fcresini girerek ayl\u0131k konut kredisi taksitinizi tahmin edin. Sonu\u00e7, her ay \u00f6deyece\u011finiz sabit anapara ve faiz taksitini g\u00f6sterir.\" aria-label=\"Favorilere ekle\" data-favorite-icon=\"icon icon-loan\">\n    <span class=\"icon icon-shape-star-empty\" aria-hidden=\"true\"><\/span>\n  <\/button>\n  <div class=\"calcdash-favorite__tip\" aria-hidden=\"true\">\n   <span class=\"favorite-tooltip\" id=\"favorite-tooltip\"><\/span>\n  <\/div>\n  <span class=\"sr-only\" role=\"status\" id=\"favorite-status\"><\/span>\n<\/div><\/div><form action=\"https:\/\/wpcalc.com\/tr\/finans\/konut-kredisi-hesaplama\/\" method=\"POST\" class=\"calculator\" id=\"calculator-553\" data-post=\"553\"><fieldset class=\"fieldset-input\"><legend class=\"sr-only\">Giri\u015f alanlar\u0131<\/legend><div class=\"field has-term\" id=\"input-1\"><label for=\"field-1\">Kredi Tutar\u0131 (P)<\/label><div class=\"term\">P<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"kredi_tutar_p\" id=\"field-1\" aria-describedby=\"calc-unit-1 calc-info-1\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"300000\"\/><div class=\"unit\" id=\"calc-unit-1\">$<\/div><small id=\"calc-info-1\">Toplam konut kredisi tutar\u0131n\u0131 girin<\/small><\/div><div class=\"field has-term\" id=\"input-2\"><label for=\"field-2\">Y\u0131ll\u0131k Faiz Oran\u0131<\/label><div class=\"term\">r<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"yllk_faiz_oran\" id=\"field-2\" aria-describedby=\"calc-unit-2 calc-info-2\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"4.5\"\/><div class=\"unit\" id=\"calc-unit-2\">%<\/div><small id=\"calc-info-2\">Y\u0131ll\u0131k faiz oran\u0131n\u0131 girin<\/small><\/div><div class=\"field has-term\" id=\"input-3\"><label for=\"field-3\">Kredi Vadesi (Y\u0131l)<\/label><div class=\"term\">n<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"kredi_vadesi_yl\" id=\"field-3\" aria-describedby=\"calc-unit-3 calc-info-3\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"1\" value=\"30\"\/><div class=\"unit\" id=\"calc-unit-3\">y\u0131l<\/div><small id=\"calc-info-3\">Kredinin geri \u00f6deme s\u00fcresini y\u0131l olarak girin<\/small><\/div><\/fieldset><div class=\"buttons\"><button type=\"submit\" data-text=\"Yeniden hesapla\" id=\"calculate-button\" data-post=\"553\">Hesapla<\/button><button type=\"reset\">S\u0131f\u0131rla<\/button><\/div><div class=\"field is-checkbox hidden!\" id=\"field-auto-calc\"><input type=\"checkbox\" id=\"auto-calc\"><label for=\"auto-calc\">Otomatik hesapla<\/label><small>Etkinle\u015ftirilirse, herhangi bir de\u011feri de\u011fi\u015ftirdi\u011finizde sonu\u00e7 otomatik olarak g\u00fcncellenir.<\/small><\/div><div class=\"fieldset-result is-hidden\" aria-labelledby=\"result-title\" aria-live=\"polite\" role=\"region\"> <h3 class=\"result-title bg-gradient-to-r from-primary-50 to-gray-50 dark:from-primary-900 dark:to-gray-800\" id=\"result-title\"><span class=\"icon icon-s-pulse\" aria-hidden=\"true\"><\/span> Sonu\u00e7lar\u0131n\u0131z<\/h3><div class=\"result-box\"><div class=\"field-result\" id=\"output-1\"><span class=\"field-title\"><span>Ayl\u0131k \u00d6deme<\/span><\/span><span class=\"field-value\" id=\"result-1\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><\/div><div class=\"result-actions\"><button type=\"button\" class=\"copy-link\"><svg viewBox=\"0 0 20 20\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M12.232 4.232a2.5 2.5 0 0 1 3.536 3.536l-1.225 1.224a.75.75 0 0 0 1.061 1.06l1.224-1.224a4 4 0 0 0-5.656-5.656l-3 3a4 4 0 0 0 .225 5.865.75.75 0 0 0 .977-1.138 2.5 2.5 0 0 1-.142-3.667l3-3Z\"\/><path d=\"M11.603 7.963a.75.75 0 0 0-.977 1.138 2.5 2.5 0 0 1 .142 3.667l-3 3a2.5 2.5 0 0 1-3.536-3.536l1.225-1.224a.75.75 0 0 0-1.061-1.06l-1.224 1.224a4 4 0 1 0 5.656 5.656l3-3a4 4 0 0 0-.225-5.865Z\"\/><\/svg><span class=\"copy-link__text\">Bu hesaplaman\u0131n ba\u011flant\u0131s\u0131n\u0131 kopyala<\/span><\/button><span class=\"sr-only\" role=\"status\" id=\"copy-link-status\"><\/span><\/div><\/div><a href=\"#respond\" class=\"hidden transition-opacity duration-300 opacity-0 w-50 text-sm justify-center items-center gap-2 px-4 py-2 rounded bg-gray-200 text-gray-700 hover:bg-gray-300\" id=\"leave-comment\"><span class=\"icon icon-comments\" aria-hidden=\"true\"><\/span>Yorum b\u0131rak<\/a><\/form><\/section><section id=\"calc-reactions\" class=\"not-prose hidden my-12 bg-gradient-to-r from-primary-50 to-gray-50 border border-indigo-100 rounded-xl px-6 py-4 shadow-sm\" data-post=\"553\" aria-live=\"polite\" aria-labelledby=\"calc-reactions-title\"><p id=\"calc-reactions-title\" class=\"text-sm text-gray-500 text-center mb-2\">Bu sonu\u00e7 hakk\u0131nda ne d\u00fc\u015f\u00fcn\u00fcyorsunuz?<\/p><div role=\"group\" aria-labelledby=\"calc-reactions-title\" class=\"grid grid-cols-3 sm:flex sm:flex-row sm:justify-around gap-4 sm:items-center sm:flex-wrap\"><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"like\"><span class=\"reaction-count\" data-reaction-count=\"like\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude00 <\/span><span class=\"reaction-description font-medium\">Be\u011fendim <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"helpful\"><span class=\"reaction-count\" data-reaction-count=\"helpful\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\udca1 <\/span><span class=\"reaction-description font-medium\">Faydal\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"confused\"><span class=\"reaction-count\" data-reaction-count=\"confused\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude15 <\/span><span class=\"reaction-description font-medium\">Kafam kar\u0131\u015ft\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"disappointed\"><span class=\"reaction-count\" data-reaction-count=\"disappointed\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude1e <\/span><span class=\"reaction-description font-medium\">Hayal k\u0131r\u0131kl\u0131\u011f\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"inaccurate\"><span class=\"reaction-count\" data-reaction-count=\"inaccurate\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\u274c <\/span><span class=\"reaction-description font-medium\">Hatal\u0131 <\/span><\/button><\/div><div id=\"reaction-message\" class=\"hidden mt-8 rounded-md border border-primary-100 bg-white\/50 backdrop-blur-sm px-4 py-2 text-sm text-center shadow-sm\"><\/div><\/section><div class=\"calcdash-ad not-prose calcdash-ad--calc_result calcdash-ad--in-article\"><ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-1721569815777345\" data-ad-slot=\"6317458308\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\"><\/ins><script>(adsbygoogle = window.adsbygoogle || []).push({});<\/script><\/div>\n<style id=\"wpcoderpro-inline-1\">.formula-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section class=\"formula-box\" aria-labelledby=\"formula-title\">\r\n\t<div id=\"formula-title\" class=\"not-prose font-display mb-4\"><span class=\"icon icon-formula\" aria-hidden=\"true\"><\/span><h2>Konut Kredisi Ayl\u0131k Taksit Form\u00fcl\u00fc<\/h2><\/div>\r\n\t<figure class=\"not-prose formula\">\r\n\t\t<figcaption class=\"formula-title\">Form\u00fcl<\/figcaption>\r\n\t\t<div class=\"text-base text-gray-800\" id=\"formula\">\n\\[ \\text{Ayl\u0131k Taksit} = \\frac{P \\times r}{1 - (1 + r)^{-n}} \\]\n<\/div>\r\n\t<\/figure>\r\n\t<\/p>\n<p><strong>Burada:<\/strong><\/p>\n<ul>\n<li>\\(P\\) \u2014 kredi anaparas\u0131 (\u00f6d\u00fcn\u00e7 al\u0131nan tutar)<\/li>\n<li>\\(r\\) \u2014 ayl\u0131k faiz oran\u0131 (y\u0131ll\u0131k oran\u0131n 12'ye b\u00f6l\u00fcnm\u00fc\u015f h\u00e2li)<\/li>\n<li>\\(n\\) \u2014 toplam ayl\u0131k \u00f6deme say\u0131s\u0131 (y\u0131l cinsinden vade \u00d7 12)<\/li>\n<\/ul>\n<p>Bu, standart amortismanl\u0131 (e\u015fit taksitli) kredi form\u00fcl\u00fcd\u00fcr: tek seferde verilen krediyi, t\u00fcm \u00f6demelerin bug\u00fcnk\u00fc de\u011feri anaparaya e\u015fit olacak \u015fekilde e\u015fit ayl\u0131k taksitlere d\u00f6n\u00fc\u015ft\u00fcr\u00fcr. Faiz oran\u0131 0 ise taksit \\(P \/ n\\) \u015fekline sadele\u015fir.<\/p>\n<p>\r\n<\/section>\n<style id=\"wpcoderpro-inline-2\">.calculation-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section id=\"calculation\" class=\"calculation-box\" aria-labelledby=\"calculation-title\">\r\n\t<div id=\"calculation-title\" class=\"not-prose font-display\"><span class=\"icon icon-unordered-list\" aria-hidden=\"true\"><\/span><h2>Konut Kredisi Hesaplama \u2013 \u00d6rnek Hesaplama<\/h2><\/div>\r\n\r\n<\/p>\n<p><strong>\u00d6rnek:<\/strong> 300.000 $ tutar\u0131nda, y\u0131ll\u0131k %4,5 faiz oranl\u0131 ve 30 y\u0131ll\u0131k vadeli bir kredi al\u0131yorsunuz.<\/p>\n<p>\\[ r = \\frac{4.5\\%}{12} = 0.00375, \\quad n = 30 \\times 12 = 360 \\]<\/p>\n<p>\\[ \\text{Ayl\u0131k Taksit} = \\frac{300{,}000 \\times 0.00375}{1 - (1.00375)^{-360}} = \\frac{1{,}125}{0.7401} \\]<\/p>\n<p><strong>Sonu\u00e7:<\/strong> ayl\u0131k taksit yakla\u015f\u0131k <strong>1.520,06 $<\/strong>. 360 \u00f6deme boyunca toplam kabaca 547.222 $ geri \u00f6dersiniz; bunun yakla\u015f\u0131k 247.222 $'\u0131 faizdir.<\/p>\n<p>\n\r\n<\/section>\n<h2>Konut Kredisi Hesaplama Arac\u0131 Nas\u0131l Kullan\u0131l\u0131r?<\/h2>\n<ol>\n<li><strong>Kredi Tutar\u0131n\u0131 (P)<\/strong> girin \u2014 evin toplam fiyat\u0131ndan pe\u015finat\u0131n\u0131z d\u00fc\u015f\u00fclm\u00fc\u015f tutar.<\/li>\n<li>Kredi vereninizin bildirdi\u011fi <strong>Y\u0131ll\u0131k Faiz Oran\u0131n\u0131<\/strong> y\u00fczde olarak girin (\u00f6rne\u011fin %4,5 i\u00e7in 4,5).<\/li>\n<li><strong>Vade S\u00fcresini (Y\u0131l)<\/strong> girin \u2014 geri \u00f6deme d\u00f6nemi; genellikle 15, 20 veya 30 y\u0131ld\u0131r.<\/li>\n<li>Yaln\u0131zca anapara ve faizi kapsayan <strong>Ayl\u0131k Taksit<\/strong> sonucunu okuyun.<\/li>\n<\/ol>\n<h2>Konut Kredisi Taksiti Nedir?<\/h2>\n<p>Konut kredisi taksiti, ev kredisini a\u015famal\u0131 olarak geri \u00f6demek i\u00e7in kredi vereninize her ay \u00f6dedi\u011finiz sabit tutard\u0131r. Standart bir sabit faizli konut kredisinde bu taksit vade boyunca ayn\u0131 kal\u0131r, ancak bile\u015fimi zamanla de\u011fi\u015fir: ilk \u00f6demelerin \u00e7o\u011funlu\u011fu faizken, sonraki \u00f6demelerin \u00e7o\u011funlu\u011fu anaparad\u0131r. Bakiyenin a\u015famal\u0131 olarak kapat\u0131lmas\u0131na bu s\u00fcre\u00e7 amortisman (amortismanl\u0131 \u00f6deme) denir.<\/p>\n<p>Taksitin b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fc \u00fc\u00e7 etken belirler. Daha y\u00fcksek kredi tutar\u0131 (\\(P\\)) taksiti art\u0131r\u0131r. Daha y\u00fcksek faiz oran\u0131 (\\(r\\)) taksiti \u00f6nemli \u00f6l\u00e7\u00fcde art\u0131r\u0131r, \u00e7\u00fcnk\u00fc her ay kalan bakiye \u00fczerinden faiz i\u015fler. Daha uzun vade (\\(n\\)) ayl\u0131k taksiti d\u00fc\u015f\u00fcr\u00fcr, ancak kredinin \u00f6mr\u00fc boyunca \u00f6denen toplam faizi art\u0131r\u0131r \u2014 yukar\u0131daki \u00f6rnekte, geri \u00f6denen ~547.000 $'\u0131n neredeyse 250.000 $'\u0131 faizdir.<\/p>\n<p>Bu hesaplama arac\u0131n\u0131n sonucu anapara ve faiz (P&amp;I) taksitidir. Ayl\u0131k toplam konut maliyetinize ayr\u0131ca emlak vergileri, konut sigortas\u0131 ve pe\u015finat\u0131n\u0131z %20'nin alt\u0131ndaysa \u00f6zel konut kredisi sigortas\u0131 (PMI) da eklenebilir. Kredi verenler t\u00fcm bunlar\u0131 PITI taksitinde (Principal, Interest, Taxes, Insurance \u2014 Anapara, Faiz, Vergiler, Sigorta) birle\u015ftirir ve uygunlu\u011funuzu de\u011ferlendirirken bu tutar\u0131 kullan\u0131r.<\/p>\n<h2>Varsay\u0131mlar ve S\u0131n\u0131rlamalar<\/h2>\n<ul>\n<li><strong>Yaln\u0131zca sabit faiz.<\/strong> Form\u00fcl, faiz oran\u0131n\u0131n hi\u00e7 de\u011fi\u015fmedi\u011fini varsayar. De\u011fi\u015fken faizli kredilerde (ARM) oran her yenilendi\u011finde taksit yeniden hesaplan\u0131r, bu y\u00fczden bu ara\u00e7 onlar\u0131 modellemez.<\/p>\n<\/li>\n<li><strong>Yaln\u0131zca anapara ve faiz.<\/strong> Vergiler, sigorta, PMI, site aidat\u0131 (HOA) ve tapu masraflar\u0131 dahil de\u011fildir.<\/li>\n<li><strong>E\u015fit ayl\u0131k taksitler.<\/strong> Takvim, \u00f6demelerin her ay zaman\u0131nda ve ek \u00f6deme yap\u0131lmadan ger\u00e7ekle\u015fti\u011fini varsayar. Anaparaya ek \u00f6deme yapmak krediyi k\u0131salt\u0131r ve toplam faizi azalt\u0131r, ancak zorunlu taksit ayn\u0131 kal\u0131r.<\/li>\n<li><strong>Oran 12'ye b\u00f6l\u00fcn\u00fcr.<\/strong> Ayl\u0131k oran, y\u0131ll\u0131k oran \u00f7 12 olarak al\u0131n\u0131r; bu, ABD konut kredilerinde standart uygulamad\u0131r.<\/li>\n<\/ul>\n<h2>Pratik \u00d6neriler<\/h2>\n<p>Vadeyi k\u0131saltmak, kredinin toplam maliyetini d\u00fc\u015f\u00fcrmenin en etkili yollar\u0131ndan biridir. Ayn\u0131 krediyi 15 ve 30 y\u0131lla kar\u015f\u0131la\u015ft\u0131r\u0131n: 15 y\u0131ll\u0131k taksit daha y\u00fcksektir, ancak faizden 100.000 $'dan fazla tasarruf edebilirsiniz. 30 y\u0131ll\u0131k bir konut kredisinde y\u0131lda yaln\u0131zca bir ek taksit bile vadeden kabaca 4\u20136 y\u0131l kesebilir.<\/p>\n<p>Faiz oran\u0131ndaki k\u00fc\u00e7\u00fck bir fark \u00f6nemlidir. 300.000 $ tutar\u0131ndaki 30 y\u0131ll\u0131k bir kredide %4,5 ile %5,0 aras\u0131ndaki fark ayda yakla\u015f\u0131k 91 $ \u2014 t\u00fcm vade boyunca 32.000 $'dan fazla. Bu nedenle birden fazla kredi verenden teklif kar\u015f\u0131la\u015ft\u0131rmak ve oran\u0131 d\u00fc\u015f\u00fcrmek i\u00e7in <a href=\"https:\/\/wpcalc.com\/tr\/finans\/konut-kredisi-iskonto-puani\/\">konut kredisi iskonto puan\u0131 sat\u0131n alman\u0131n<\/a> mant\u0131kl\u0131 olup olmad\u0131\u011f\u0131n\u0131 d\u00fc\u015f\u00fcnmek, ciddi bir getiri sa\u011flayabilir. Masraflar dahil kredinin toplam maliyetini de\u011ferlendirmek i\u00e7in <a href=\"https:\/\/wpcalc.com\/tr\/finans\/ipotek-apr\/\">Konut Kredisi AEO (APR) Hesaplama<\/a> arac\u0131m\u0131z\u0131 kullan\u0131n.<\/p>\n<p>\u0130lgili ara\u00e7lar: <a href=\"https:\/\/wpcalc.com\/tr\/finans\/konut-kredisi-taksit-hesaplama\/\">Konut Kredisi Taksit Hesaplama<\/a> arac\u0131 her taksitin anapara ve faiz aras\u0131nda nas\u0131l b\u00f6l\u00fcnd\u00fc\u011f\u00fcn\u00fc g\u00f6sterir, genel <a href=\"https:\/\/wpcalc.com\/tr\/finans\/kredi-hesaplama\/\">Kredi Hesaplama<\/a> arac\u0131 herhangi bir amortismanl\u0131 kredi i\u00e7in \u00e7al\u0131\u015f\u0131r ve <a href=\"https:\/\/wpcalc.com\/tr\/finans\/arac-kredisi-hesaplama\/\">Ta\u015f\u0131t Kredisi Hesaplama<\/a> arac\u0131 ayn\u0131 matemati\u011fi ara\u00e7 finansman\u0131na uygular.<\/p>\n<h2>300.000 $ Tutar\u0131ndaki Kredide \u00d6rnek Ayl\u0131k Taksitler<\/h2>\n<table>\n<thead>\n<tr>\n<th>Oran<\/th>\n<th>15 y\u0131l<\/th>\n<th>30 y\u0131l<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>3.5%<\/td>\n<td>2.144,65 $<\/td>\n<td>1.347,13 $<\/td>\n<\/tr>\n<tr>\n<td>4.5%<\/td>\n<td>2.294,98 $<\/td>\n<td>1.520,06 $<\/td>\n<\/tr>\n<tr>\n<td>5.5%<\/td>\n<td>2.451,22 $<\/td>\n<td>1.703,37 $<\/td>\n<\/tr>\n<tr>\n<td>6.5%<\/td>\n<td>2.613,30 $<\/td>\n<td>1.896,20 $<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Dikkat edin: 15 y\u0131ll\u0131k taksit, 30 y\u0131ll\u0131k taksitten yaln\u0131zca yakla\u015f\u0131k %50 daha y\u00fcksektir, buna kar\u015f\u0131l\u0131k \u00f6denen toplam faiz \u00e7ok daha azd\u0131r \u2014 vade se\u00e7erken de\u011ferlendirilmesi gereken faydal\u0131 bir \u00f6d\u00fcnle\u015fimdir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kredi tutar\u0131n\u0131, y\u0131ll\u0131k faiz oran\u0131n\u0131 ve y\u0131l cinsinden vade s\u00fcresini girerek ayl\u0131k konut kredisi taksitinizi tahmin edin. Sonu\u00e7, her ay \u00f6deyece\u011finiz sabit anapara ve faiz taksitini g\u00f6sterir.<\/p>\n","protected":false},"author":3168,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[75],"class_list":["post-553","post","type-post","status-publish","format-standard","hentry","category-finans","tag-konut-kredisi"],"acf":[],"_links":{"self":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/553","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/users\/3168"}],"replies":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/comments?post=553"}],"version-history":[{"count":5,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/553\/revisions"}],"predecessor-version":[{"id":3321,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/553\/revisions\/3321"}],"wp:attachment":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/media?parent=553"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/categories?post=553"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/tags?post=553"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}