{"id":631,"date":"2026-10-03T14:55:54","date_gmt":"2026-10-03T13:55:54","guid":{"rendered":"https:\/\/wpcalc.com\/tr\/buyuyen-sonsuz-annuite-bugunku-deger\/"},"modified":"2026-10-03T14:55:54","modified_gmt":"2026-10-03T13:55:54","slug":"buyuyen-sonsuz-annuite-bugunku-deger","status":"publish","type":"post","link":"https:\/\/wpcalc.com\/tr\/finans\/buyuyen-sonsuz-annuite-bugunku-deger\/","title":{"rendered":"B\u00fcy\u00fcyen Sonsuz An\u00fcite Bug\u00fcnk\u00fc De\u011fer Hesaplama Arac\u0131"},"content":{"rendered":"<section class=\"not-prose calculator-box\" aria-labelledby=\"calculator-title\"><div class=\"flex items-baseline sm:items-center justify-between gap-2 sm:gap-3\"><div class=\"flex flex-col sm:flex-row sm:items-center gap-2\"><span class=\"icon icon-calculator text-primary-700! text-base! dark:text-primary-300!\" aria-hidden=\"true\"><\/span><h2 id=\"calculator-title\" class=\"text-lg font-display font-bold\">B\u00fcy\u00fcyen Sonsuz An\u00fcite Bug\u00fcnk\u00fc De\u011fer Tahmin Arac\u0131<\/h2><\/div><div class=\"calcdash-favorite group\">\n  <button type=\"button\" class=\"favorite\" id=\"favorite\" data-favorite-id=\"631\" data-favorite-title=\"B\u00fcy\u00fcyen Sonsuz An\u00fcite Bug\u00fcnk\u00fc De\u011feri\" data-favorite-url=\"https:\/\/wpcalc.com\/tr\/finans\/buyuyen-sonsuz-annuite-bugunku-deger\/\" data-favorite-excerpt=\"B\u00fcy\u00fcyen sonsuz an\u00fcitenin bug\u00fcnk\u00fc de\u011ferini hesaplay\u0131n \u2014 sabit y\u0131ll\u0131k oranda b\u00fcy\u00fcyen sonsuz bir \u00f6deme ak\u0131\u015f\u0131. \u0130lk \u00f6deme, iskonto oran\u0131 ve b\u00fcy\u00fcme oran\u0131n\u0131 girin ve bug\u00fcnk\u00fc de\u011feri an\u0131nda elde edin.\" aria-label=\"Favorilere ekle\" data-favorite-icon=\"icon icon-loan\">\n    <span class=\"icon icon-shape-star-empty\" aria-hidden=\"true\"><\/span>\n  <\/button>\n  <div class=\"calcdash-favorite__tip\" aria-hidden=\"true\">\n   <span class=\"favorite-tooltip\" id=\"favorite-tooltip\"><\/span>\n  <\/div>\n  <span class=\"sr-only\" role=\"status\" id=\"favorite-status\"><\/span>\n<\/div><\/div><form action=\"https:\/\/wpcalc.com\/tr\/finans\/buyuyen-sonsuz-annuite-bugunku-deger\/\" method=\"POST\" class=\"calculator\" id=\"calculator-631\" data-post=\"631\"><fieldset class=\"fieldset-input\"><legend class=\"sr-only\">Giri\u015f alanlar\u0131<\/legend><div class=\"field has-term\" id=\"input-1\"><label for=\"field-1\">Y\u0131ll\u0131k \u00d6deme<\/label><div class=\"term\">C<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"yllk_deme\" id=\"field-1\" aria-describedby=\"calc-unit-1 calc-info-1\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"1000\"\/><div class=\"unit\" id=\"calc-unit-1\">$<\/div><small id=\"calc-info-1\">Y\u0131ll\u0131k \u00f6deme veya nakit ak\u0131\u015f\u0131 tutar\u0131n\u0131 girin<\/small><\/div><div class=\"field has-term\" id=\"input-2\"><label for=\"field-2\">Y\u0131ll\u0131k Faiz Oran\u0131<\/label><div class=\"term\">r<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"yllk_faiz_oran\" id=\"field-2\" aria-describedby=\"calc-unit-2 calc-info-2\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"8\"\/><div class=\"unit\" id=\"calc-unit-2\">%<\/div><small id=\"calc-info-2\">Y\u0131ll\u0131k faiz oran\u0131n\u0131 girin<\/small><\/div><div class=\"field has-term\" id=\"input-3\"><label for=\"field-3\">Y\u0131ll\u0131k B\u00fcy\u00fcme Oran\u0131<\/label><div class=\"term\">g<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"yllk_byme_oran\" id=\"field-3\" aria-describedby=\"calc-unit-3 calc-info-3\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"3\"\/><div class=\"unit\" id=\"calc-unit-3\">%<\/div><small id=\"calc-info-3\">Nakit ak\u0131\u015f\u0131n\u0131n y\u0131ll\u0131k b\u00fcy\u00fcme oran\u0131n\u0131 girin<\/small><\/div><\/fieldset><div class=\"buttons\"><button type=\"submit\" data-text=\"Yeniden hesapla\" id=\"calculate-button\" data-post=\"631\">Hesapla<\/button><button type=\"reset\">S\u0131f\u0131rla<\/button><\/div><div class=\"field is-checkbox hidden!\" id=\"field-auto-calc\"><input type=\"checkbox\" id=\"auto-calc\"><label for=\"auto-calc\">Otomatik hesapla<\/label><small>Etkinle\u015ftirilirse, herhangi bir de\u011feri de\u011fi\u015ftirdi\u011finizde sonu\u00e7 otomatik olarak g\u00fcncellenir.<\/small><\/div><div class=\"fieldset-result is-hidden\" aria-labelledby=\"result-title\" aria-live=\"polite\" role=\"region\"> <h3 class=\"result-title bg-gradient-to-r from-primary-50 to-gray-50 dark:from-primary-900 dark:to-gray-800\" id=\"result-title\"><span class=\"icon icon-s-pulse\" aria-hidden=\"true\"><\/span> Sonu\u00e7lar\u0131n\u0131z<\/h3><div class=\"result-box\"><div class=\"field-result\" id=\"output-1\"><span class=\"field-title\"><span>Bug\u00fcnk\u00fc De\u011fer (BD)<\/span><\/span><span class=\"field-value\" id=\"result-1\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><\/div><div class=\"result-actions\"><button type=\"button\" class=\"copy-link\"><svg viewBox=\"0 0 20 20\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M12.232 4.232a2.5 2.5 0 0 1 3.536 3.536l-1.225 1.224a.75.75 0 0 0 1.061 1.06l1.224-1.224a4 4 0 0 0-5.656-5.656l-3 3a4 4 0 0 0 .225 5.865.75.75 0 0 0 .977-1.138 2.5 2.5 0 0 1-.142-3.667l3-3Z\"\/><path d=\"M11.603 7.963a.75.75 0 0 0-.977 1.138 2.5 2.5 0 0 1 .142 3.667l-3 3a2.5 2.5 0 0 1-3.536-3.536l1.225-1.224a.75.75 0 0 0-1.061-1.06l-1.224 1.224a4 4 0 1 0 5.656 5.656l3-3a4 4 0 0 0-.225-5.865Z\"\/><\/svg><span class=\"copy-link__text\">Bu hesaplaman\u0131n ba\u011flant\u0131s\u0131n\u0131 kopyala<\/span><\/button><span class=\"sr-only\" role=\"status\" id=\"copy-link-status\"><\/span><\/div><\/div><a href=\"#respond\" class=\"hidden transition-opacity duration-300 opacity-0 w-50 text-sm justify-center items-center gap-2 px-4 py-2 rounded bg-gray-200 text-gray-700 hover:bg-gray-300\" id=\"leave-comment\"><span class=\"icon icon-comments\" aria-hidden=\"true\"><\/span>Yorum b\u0131rak<\/a><\/form><\/section><section id=\"calc-reactions\" class=\"not-prose hidden my-12 bg-gradient-to-r from-primary-50 to-gray-50 border border-indigo-100 rounded-xl px-6 py-4 shadow-sm\" data-post=\"631\" aria-live=\"polite\" aria-labelledby=\"calc-reactions-title\"><p id=\"calc-reactions-title\" class=\"text-sm text-gray-500 text-center mb-2\">Bu sonu\u00e7 hakk\u0131nda ne d\u00fc\u015f\u00fcn\u00fcyorsunuz?<\/p><div role=\"group\" aria-labelledby=\"calc-reactions-title\" class=\"grid grid-cols-3 sm:flex sm:flex-row sm:justify-around gap-4 sm:items-center sm:flex-wrap\"><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"like\"><span class=\"reaction-count\" data-reaction-count=\"like\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude00 <\/span><span class=\"reaction-description font-medium\">Be\u011fendim <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"helpful\"><span class=\"reaction-count\" data-reaction-count=\"helpful\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\udca1 <\/span><span class=\"reaction-description font-medium\">Faydal\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"confused\"><span class=\"reaction-count\" data-reaction-count=\"confused\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude15 <\/span><span class=\"reaction-description font-medium\">Kafam kar\u0131\u015ft\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"disappointed\"><span class=\"reaction-count\" data-reaction-count=\"disappointed\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude1e <\/span><span class=\"reaction-description font-medium\">Hayal k\u0131r\u0131kl\u0131\u011f\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"inaccurate\"><span class=\"reaction-count\" data-reaction-count=\"inaccurate\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\u274c <\/span><span class=\"reaction-description font-medium\">Hatal\u0131 <\/span><\/button><\/div><div id=\"reaction-message\" class=\"hidden mt-8 rounded-md border border-primary-100 bg-white\/50 backdrop-blur-sm px-4 py-2 text-sm text-center shadow-sm\"><\/div><\/section><div class=\"calcdash-ad not-prose calcdash-ad--calc_result calcdash-ad--in-article\"><ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-1721569815777345\" data-ad-slot=\"6317458308\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\"><\/ins><script>(adsbygoogle = window.adsbygoogle || []).push({});<\/script><\/div>\n<style id=\"wpcoderpro-inline-1\">.formula-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section class=\"formula-box\" aria-labelledby=\"formula-title\">\r\n\t<div id=\"formula-title\" class=\"not-prose font-display mb-4\"><span class=\"icon icon-formula\" aria-hidden=\"true\"><\/span><h2>B\u00fcy\u00fcyen Sonsuz An\u00fcite Bug\u00fcnk\u00fc De\u011fer Form\u00fcl\u00fc<\/h2><\/div>\r\n\t<figure class=\"not-prose formula\">\r\n\t\t<figcaption class=\"formula-title\">Form\u00fcl<\/figcaption>\r\n\t\t<div class=\"text-base text-gray-800\" id=\"formula\">\n\\[ PV = \\frac{C}{r - g} \\]\n<\/div>\r\n\t<\/figure>\r\n\t<\/p>\n<p><strong>Burada:<\/strong><\/p>\n<ul>\n<li>\\(PV\\) \u2014 b\u00fcy\u00fcyen sonsuz an\u00fcitenin bug\u00fcnk\u00fc de\u011feri<\/li>\n<li>\\(C\\) \u2014 ilk d\u00f6nemdeki nakit ak\u0131\u015f\u0131 (\u00f6deme)<\/li>\n<li>\\(r\\) \u2014 y\u0131ll\u0131k iskonto veya faiz oran\u0131, ondal\u0131k say\u0131 olarak<\/li>\n<li>\\(g\\) \u2014 nakit ak\u0131\u015f\u0131n\u0131n y\u0131ll\u0131k b\u00fcy\u00fcme oran\u0131, ondal\u0131k say\u0131 olarak<\/li>\n<\/ul>\n<p>Bu form\u00fcl, sonsuza kadar devam eden ve her \u00f6demesi bir \u00f6ncekinden \\((1 + g)\\) kat\u0131 kadar b\u00fcy\u00fck olan bir \u00f6deme ak\u0131\u015f\u0131n\u0131n bug\u00fcnk\u00fc de\u011ferini verir. Yaln\u0131zca iskonto oran\u0131 b\u00fcy\u00fcme oran\u0131ndan b\u00fcy\u00fck oldu\u011funda \\((r &gt; g)\\) ge\u00e7erlidir; aksi halde seri hi\u00e7bir zaman yak\u0131nsamaz.<\/p>\n<p>\r\n<\/section>\n<style id=\"wpcoderpro-inline-2\">.calculation-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section id=\"calculation\" class=\"calculation-box\" aria-labelledby=\"calculation-title\">\r\n\t<div id=\"calculation-title\" class=\"not-prose font-display\"><span class=\"icon icon-unordered-list\" aria-hidden=\"true\"><\/span><h2>B\u00fcy\u00fcyen Sonsuz An\u00fcite \u2013 Hesaplama \u00d6rne\u011fi<\/h2><\/div>\r\n\r\n<\/p>\n<p><strong>\u00d6rnek:<\/strong> bir yat\u0131r\u0131m ilk y\u0131l\u0131n sonunda 1.000 $ \u00f6d\u00fcyor ve bu \u00f6deme sonras\u0131nda her y\u0131l %3 b\u00fcy\u00fcyor. \u0130skonto oran\u0131 %8 oldu\u011funda bu ak\u0131\u015f\u0131n bug\u00fcnk\u00fc de\u011feri nedir?<\/p>\n<p>\\[ PV = \\frac{C}{r - g} = \\frac{1000}{0.08 - 0.03} \\]<\/p>\n<p>\\[ PV = \\frac{1000}{0.05} = 20000 \\]<\/p>\n<p><strong>Sonu\u00e7:<\/strong> b\u00fcy\u00fcyen sonsuz an\u00fcitenin bug\u00fcnk\u00fc de\u011feri <strong>20.000 $<\/strong>d\u0131r.<\/p>\n<p>\n\r\n<\/section>\n<h2>Hesaplama Arac\u0131 Nas\u0131l Kullan\u0131l\u0131r?<\/h2>\n<ol>\n<li><strong>Y\u0131ll\u0131k \u00d6demeyi<\/strong> girin \u2014 ilk d\u00f6nemin sonunda elde etmeyi bekledi\u011finiz nakit ak\u0131\u015f\u0131 (\u00f6rn. 1.000 $).<\/li>\n<li><strong>Y\u0131ll\u0131k Faiz Oran\u0131n\u0131<\/strong> y\u00fczde olarak girin \u2014 paran\u0131n zaman de\u011ferini ve nakit ak\u0131\u015flar\u0131n\u0131n riskini yans\u0131tan iskonto oran\u0131 (\u00f6rn. %8).<\/li>\n<li><strong>Y\u0131ll\u0131k B\u00fcy\u00fcme Oran\u0131n\u0131<\/strong> y\u00fczde olarak girin \u2014 \u00f6demenin her y\u0131l artt\u0131\u011f\u0131 sabit oran (\u00f6rn. %3).<\/li>\n<li><strong>Bug\u00fcnk\u00fc De\u011feri (PV)<\/strong> okuyun \u2014 sonsuz \u00f6deme ak\u0131\u015f\u0131n\u0131n tamam\u0131n\u0131n bug\u00fcnk\u00fc paras\u0131yla de\u011feri.<\/li>\n<\/ol>\n<p>B\u00fcy\u00fcme oran\u0131n\u0131n faiz oran\u0131ndan d\u00fc\u015f\u00fck olmas\u0131 gerekti\u011fine dikkat edin. \\(g \\geq r\\) durumunda hesaplama arac\u0131 hata g\u00f6sterir, \u00e7\u00fcnk\u00fc bug\u00fcnk\u00fc de\u011fer sonsuz veya tan\u0131ms\u0131z olur.<\/p>\n<h2>B\u00fcy\u00fcyen Sonsuz An\u00fcite Nedir?<\/h2>\n<p>B\u00fcy\u00fcyen sonsuz an\u00fcite, hi\u00e7 sona ermeyen ve her d\u00f6nemde sabit bir oranda b\u00fcy\u00fcyen bir nakit ak\u0131\u015f\u0131 serisidir. \u0130lk \u00f6deme \\(C\\) 1. d\u00f6nemin sonunda gelir; ikincisi \\(C(1+g)\\), \u00fc\u00e7\u00fcnc\u00fcs\u00fc \\(C(1+g)^2\\) olur ve sonsuza kadar b\u00f6yle devam eder. \u00d6demeler s\u00fcresiz devam etse de, iskonto oran\u0131 b\u00fcy\u00fcme oran\u0131ndan y\u00fcksek oldu\u011fu s\u00fcrece bug\u00fcnk\u00fc de\u011ferleri sonludur, \u00e7\u00fcnk\u00fc her \u00f6deme b\u00fcy\u00fcmeyle kazand\u0131\u011f\u0131ndan daha h\u0131zl\u0131 k\u00fc\u00e7\u00fcl\u00fcr iskonto sayesinde.<\/p>\n<p>Bu kavram finans\u0131n temel ta\u015flar\u0131ndan biridir. S\u00fcrekli artan temett\u00fc \u00f6deyen hisse senetlerini de\u011ferlemek i\u00e7in kullan\u0131lan <strong>Gordon B\u00fcy\u00fcme Modeli<\/strong>'nin, iskontolu nakit ak\u0131\u015f\u0131 (DCF) analizindeki <strong>son de\u011fer<\/strong>in ve \u00e7ok uzun vadeli gelir \u00fcretmesi beklenen gayrimenkullerin, imtiyazl\u0131 hisselerin ve vak\u0131f fonlar\u0131n\u0131n de\u011ferlemesinin alt\u0131nda bu kavram yatar.<\/p>\n<p>Sonucu nas\u0131l yorumlayaca\u011f\u0131n\u0131z girdilerinize ba\u011fl\u0131d\u0131r. Daha y\u00fcksek bir iskonto oran\u0131 \u2014 daha b\u00fcy\u00fck riski veya daha y\u00fcksek f\u0131rsat maliyetini yans\u0131t\u0131r \u2014 bug\u00fcnk\u00fc de\u011feri d\u00fc\u015f\u00fcr\u00fcrken, daha y\u00fcksek bir b\u00fcy\u00fcme oran\u0131 onu y\u00fckseltir. Her iki girdideki k\u00fc\u00e7\u00fck de\u011fi\u015fiklikler sonucu \u00e7ok etkileyebilir, \u00e7\u00fcnk\u00fc \\((r - g)\\) payday\u0131 \u00e7o\u011fu zaman k\u00fc\u00e7\u00fck bir say\u0131d\u0131r. \u00d6rne\u011fin, %3 b\u00fcy\u00fcyen 1.000 $'l\u0131k bir \u00f6demede iskonto oran\u0131n\u0131n %8'den %9'a \u00e7\u0131kar\u0131lmas\u0131 de\u011feri 20.000 $'dan 16.666,67 $'ya d\u00fc\u015f\u00fcr\u00fcr.<\/p>\n<h2>Varsay\u0131mlar, S\u0131n\u0131rlamalar ve Pratik \u0130pu\u00e7lar\u0131<\/h2>\n<ul>\n<li><strong>Sonsuza kadar sabit b\u00fcy\u00fcme:<\/strong> form\u00fcl, \u00f6demenin sonsuza dek her y\u0131l tam olarak \\(g\\) oran\u0131yla b\u00fcy\u00fcd\u00fc\u011f\u00fcn\u00fc varsayar. Pratikte b\u00fcy\u00fcme oranlar\u0131 zamanla de\u011fi\u015fir, bu y\u00fczden sonu\u00e7 bu varsay\u0131m kadar g\u00fcvenilirdir.<\/li>\n<li><strong>Zamanlama:<\/strong> ilk \u00f6demenin bug\u00fcnden tam bir d\u00f6nem sonra ger\u00e7ekle\u015fti\u011fi varsay\u0131l\u0131r. \u0130lk \u00f6demeniz hemen geliyorsa (pe\u015fin an\u00fcite), sonucu \\((1 + r)\\) ile \u00e7arp\u0131n.<\/li>\n<li><strong>r, g'den b\u00fcy\u00fck olmal\u0131:<\/strong> b\u00fcy\u00fcme oran\u0131 iskonto oran\u0131na e\u015fit veya ondan b\u00fcy\u00fckse, ak\u0131\u015f\u0131n sonlu bir bug\u00fcnk\u00fc de\u011feri yoktur ve hesaplama ba\u015far\u0131s\u0131z olur.<\/li>\n<li><strong>Duyarl\u0131l\u0131k:<\/strong> \\(PV = C \/ (r - g)\\) oldu\u011fundan, \u00e7\u0131kt\u0131 \\((r - g)\\) fark\u0131na son derece duyarl\u0131d\u0131r. Tek bir rakama g\u00fcvenmeden \u00f6nce ger\u00e7ek\u00e7i bir oran aral\u0131\u011f\u0131n\u0131 test edin.<\/li>\n<li><strong>DCF modellerinde kullan\u0131m\u0131:<\/strong> bir i\u015fletmeyi de\u011ferlerken b\u00fcy\u00fcyen sonsuz an\u00fcite genellikle yaln\u0131zca a\u00e7\u0131k bir tahmin d\u00f6neminden sonraki nakit ak\u0131\u015flar\u0131na uygulan\u0131r ve muhafazak\u00e2r bir uzun vadeli b\u00fcy\u00fcme oran\u0131yla (\u00e7o\u011fu zaman enflasyona veya GSYH b\u00fcy\u00fcmesine yak\u0131n) kullan\u0131l\u0131r.<\/li>\n<\/ul>\n<p>Sabit say\u0131da y\u0131l sonra sona erecek bir \u00f6deme ak\u0131\u015f\u0131n\u0131 de\u011ferlendirmeniz gerekiyorsa, bunun yerine <a href=\"https:\/\/wpcalc.com\/tr\/finans\/rentin-bugunku-degeri\/\">An\u00fcite Bug\u00fcnk\u00fc De\u011fer Hesaplama Arac\u0131<\/a>'n\u0131 kullan\u0131n. Tek bir gelecekteki tutar\u0131 bug\u00fcne iskonto etmek i\u00e7in <a href=\"https:\/\/wpcalc.com\/tr\/finans\/gelecek-degerin-bugunku-degeri\/\">Gelecek De\u011ferden Bug\u00fcnk\u00fc De\u011fer Hesaplama Arac\u0131<\/a>'na, bir yat\u0131r\u0131m\u0131n genel getirisini de\u011ferlendirmek i\u00e7in <a href=\"https:\/\/wpcalc.com\/tr\/finans\/yatirim-getirisi\/\">Yat\u0131r\u0131m Getirisi Hesaplama Arac\u0131<\/a>'na bak\u0131n. Daha uzun planlama ufuklar\u0131 i\u00e7in <a href=\"https:\/\/wpcalc.com\/tr\/finans\/emeklilik-planlayici\/\">Emeklilik Planlay\u0131c\u0131s\u0131<\/a>, zaman i\u00e7inde b\u00fcy\u00fcyen birikimlerinizi modellemenize yard\u0131mc\u0131 olabilir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u00fcy\u00fcyen sonsuz an\u00fcitenin bug\u00fcnk\u00fc de\u011ferini hesaplay\u0131n \u2014 sabit y\u0131ll\u0131k oranda b\u00fcy\u00fcyen sonsuz bir \u00f6deme ak\u0131\u015f\u0131. \u0130lk \u00f6deme, iskonto oran\u0131 ve b\u00fcy\u00fcme oran\u0131n\u0131 girin ve bug\u00fcnk\u00fc de\u011feri an\u0131nda elde edin.<\/p>\n","protected":false},"author":3168,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[75],"class_list":["post-631","post","type-post","status-publish","format-standard","hentry","category-finans","tag-konut-kredisi"],"acf":[],"_links":{"self":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/631","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/users\/3168"}],"replies":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/comments?post=631"}],"version-history":[{"count":5,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/631\/revisions"}],"predecessor-version":[{"id":2479,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/631\/revisions\/2479"}],"wp:attachment":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/media?parent=631"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/categories?post=631"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/tags?post=631"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}