{"id":632,"date":"2026-10-03T14:56:08","date_gmt":"2026-10-03T13:56:08","guid":{"rendered":"https:\/\/wpcalc.com\/tr\/surekli-bilesik-faizli-bugunku-deger\/"},"modified":"2026-10-03T14:56:08","modified_gmt":"2026-10-03T13:56:08","slug":"surekli-bilesik-faizli-bugunku-deger","status":"publish","type":"post","link":"https:\/\/wpcalc.com\/tr\/finans\/surekli-bilesik-faizli-bugunku-deger\/","title":{"rendered":"S\u00fcrekli Bile\u015fik Faizli Bug\u00fcnk\u00fc De\u011fer"},"content":{"rendered":"<section class=\"not-prose calculator-box\" aria-labelledby=\"calculator-title\"><div class=\"flex items-baseline sm:items-center justify-between gap-2 sm:gap-3\"><div class=\"flex flex-col sm:flex-row sm:items-center gap-2\"><span class=\"icon icon-calculator text-primary-700! text-base! dark:text-primary-300!\" aria-hidden=\"true\"><\/span><h2 id=\"calculator-title\" class=\"text-lg font-display font-bold\">S\u00fcrekli Bile\u015fik Faizle Bug\u00fcnk\u00fc De\u011fer Hesaplama<\/h2><\/div><div class=\"calcdash-favorite group\">\n  <button type=\"button\" class=\"favorite\" id=\"favorite\" data-favorite-id=\"632\" data-favorite-title=\"S\u00fcrekli Bile\u015fik Faizli Bug\u00fcnk\u00fc De\u011fer\" data-favorite-url=\"https:\/\/wpcalc.com\/tr\/finans\/surekli-bilesik-faizli-bugunku-deger\/\" data-favorite-excerpt=\"S\u00fcrekli bile\u015fik faizle bir gelecek tutar\u0131n bug\u00fcnk\u00fc de\u011ferini hesaplay\u0131n. Gelecek de\u011fer, y\u0131ll\u0131k faiz oran\u0131 ve y\u0131l say\u0131s\u0131n\u0131 girin; \u00f6deme PV = FV \u00d7 e^(-rt) form\u00fcl\u00fcyle bug\u00fcne indirgenir.\" aria-label=\"Favorilere ekle\" data-favorite-icon=\"icon icon-rate-up\">\n    <span class=\"icon icon-shape-star-empty\" aria-hidden=\"true\"><\/span>\n  <\/button>\n  <div class=\"calcdash-favorite__tip\" aria-hidden=\"true\">\n   <span class=\"favorite-tooltip\" id=\"favorite-tooltip\"><\/span>\n  <\/div>\n  <span class=\"sr-only\" role=\"status\" id=\"favorite-status\"><\/span>\n<\/div><\/div><form action=\"https:\/\/wpcalc.com\/tr\/finans\/surekli-bilesik-faizli-bugunku-deger\/\" method=\"POST\" class=\"calculator\" id=\"calculator-632\" data-post=\"632\"><fieldset class=\"fieldset-input is-3\"><legend class=\"sr-only\">Giri\u015f alanlar\u0131<\/legend><div class=\"field has-term\" id=\"input-1\"><label for=\"field-1\">Gelecekteki De\u011fer<\/label><div class=\"term\">GD<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"gelecekteki_deer\" id=\"field-1\" aria-describedby=\"calc-unit-1 calc-info-1\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"2000\"\/><div class=\"unit\" id=\"calc-unit-1\">$<\/div><small id=\"calc-info-1\">Gelecekte elde etmeyi bekledi\u011finiz tutar<\/small><\/div><div class=\"field has-term\" id=\"input-2\"><label for=\"field-2\">Y\u0131ll\u0131k Faiz Oran\u0131<\/label><div class=\"term\">r<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"yllk_faiz_oran\" id=\"field-2\" aria-describedby=\"calc-unit-2 calc-info-2\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"6\"\/><div class=\"unit\" id=\"calc-unit-2\">%<\/div><small id=\"calc-info-2\">S\u00fcrekli bile\u015fik faizle hesaplanan y\u0131ll\u0131k faiz oran\u0131<\/small><\/div><div class=\"field has-term\" id=\"input-3\"><label for=\"field-3\">Y\u0131l Say\u0131s\u0131<\/label><div class=\"term\">t<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"yl_says\" id=\"field-3\" aria-describedby=\"calc-info-3\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"3\"\/><small id=\"calc-info-3\">Tutar\u0131 alana kadar ge\u00e7ecek s\u00fcre (y\u0131l olarak)<\/small><\/div><\/fieldset><div class=\"buttons\"><button type=\"submit\" data-text=\"Yeniden hesapla\" id=\"calculate-button\" data-post=\"632\">Hesapla<\/button><button type=\"reset\">S\u0131f\u0131rla<\/button><\/div><div class=\"field is-checkbox hidden!\" id=\"field-auto-calc\"><input type=\"checkbox\" id=\"auto-calc\"><label for=\"auto-calc\">Otomatik hesapla<\/label><small>Etkinle\u015ftirilirse, herhangi bir de\u011feri de\u011fi\u015ftirdi\u011finizde sonu\u00e7 otomatik olarak g\u00fcncellenir.<\/small><\/div><div class=\"fieldset-result is-hidden\" aria-labelledby=\"result-title\" aria-live=\"polite\" role=\"region\"> <h3 class=\"result-title bg-gradient-to-r from-primary-50 to-gray-50 dark:from-primary-900 dark:to-gray-800\" id=\"result-title\"><span class=\"icon icon-s-pulse\" aria-hidden=\"true\"><\/span> Sonu\u00e7lar\u0131n\u0131z<\/h3><div class=\"result-box\"><div class=\"field-result\" id=\"output-1\"><span class=\"field-title\"><span>Bug\u00fcnk\u00fc De\u011fer (S\u00fcrekli Bile\u015fik Faizli)<\/span><\/span><span class=\"field-value\" id=\"result-1\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><\/div><div class=\"result-actions\"><button type=\"button\" class=\"copy-link\"><svg viewBox=\"0 0 20 20\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M12.232 4.232a2.5 2.5 0 0 1 3.536 3.536l-1.225 1.224a.75.75 0 0 0 1.061 1.06l1.224-1.224a4 4 0 0 0-5.656-5.656l-3 3a4 4 0 0 0 .225 5.865.75.75 0 0 0 .977-1.138 2.5 2.5 0 0 1-.142-3.667l3-3Z\"\/><path d=\"M11.603 7.963a.75.75 0 0 0-.977 1.138 2.5 2.5 0 0 1 .142 3.667l-3 3a2.5 2.5 0 0 1-3.536-3.536l1.225-1.224a.75.75 0 0 0-1.061-1.06l-1.224 1.224a4 4 0 1 0 5.656 5.656l3-3a4 4 0 0 0-.225-5.865Z\"\/><\/svg><span class=\"copy-link__text\">Bu hesaplaman\u0131n ba\u011flant\u0131s\u0131n\u0131 kopyala<\/span><\/button><span class=\"sr-only\" role=\"status\" id=\"copy-link-status\"><\/span><\/div><\/div><a href=\"#respond\" class=\"hidden transition-opacity duration-300 opacity-0 w-50 text-sm justify-center items-center gap-2 px-4 py-2 rounded bg-gray-200 text-gray-700 hover:bg-gray-300\" id=\"leave-comment\"><span class=\"icon icon-comments\" aria-hidden=\"true\"><\/span>Yorum b\u0131rak<\/a><\/form><\/section><section id=\"calc-reactions\" class=\"not-prose hidden my-12 bg-gradient-to-r from-primary-50 to-gray-50 border border-indigo-100 rounded-xl px-6 py-4 shadow-sm\" data-post=\"632\" aria-live=\"polite\" aria-labelledby=\"calc-reactions-title\"><p id=\"calc-reactions-title\" class=\"text-sm text-gray-500 text-center mb-2\">Bu sonu\u00e7 hakk\u0131nda ne d\u00fc\u015f\u00fcn\u00fcyorsunuz?<\/p><div role=\"group\" aria-labelledby=\"calc-reactions-title\" class=\"grid grid-cols-3 sm:flex sm:flex-row sm:justify-around gap-4 sm:items-center sm:flex-wrap\"><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"like\"><span class=\"reaction-count\" data-reaction-count=\"like\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude00 <\/span><span class=\"reaction-description font-medium\">Be\u011fendim <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"helpful\"><span class=\"reaction-count\" data-reaction-count=\"helpful\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\udca1 <\/span><span class=\"reaction-description font-medium\">Faydal\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"confused\"><span class=\"reaction-count\" data-reaction-count=\"confused\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude15 <\/span><span class=\"reaction-description font-medium\">Kafam kar\u0131\u015ft\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"disappointed\"><span class=\"reaction-count\" data-reaction-count=\"disappointed\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude1e <\/span><span class=\"reaction-description font-medium\">Hayal k\u0131r\u0131kl\u0131\u011f\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"inaccurate\"><span class=\"reaction-count\" data-reaction-count=\"inaccurate\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\u274c <\/span><span class=\"reaction-description font-medium\">Hatal\u0131 <\/span><\/button><\/div><div id=\"reaction-message\" class=\"hidden mt-8 rounded-md border border-primary-100 bg-white\/50 backdrop-blur-sm px-4 py-2 text-sm text-center shadow-sm\"><\/div><\/section><div class=\"calcdash-ad not-prose calcdash-ad--calc_result calcdash-ad--in-article\"><ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-1721569815777345\" data-ad-slot=\"6317458308\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\"><\/ins><script>(adsbygoogle = window.adsbygoogle || []).push({});<\/script><\/div>\n<style id=\"wpcoderpro-inline-1\">.formula-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section class=\"formula-box\" aria-labelledby=\"formula-title\">\r\n\t<div id=\"formula-title\" class=\"not-prose font-display mb-4\"><span class=\"icon icon-formula\" aria-hidden=\"true\"><\/span><h2>S\u00fcrekli Bile\u015fik Faizli Bug\u00fcnk\u00fc De\u011fer Form\u00fcl\u00fc<\/h2><\/div>\r\n\t<figure class=\"not-prose formula\">\r\n\t\t<figcaption class=\"formula-title\">Form\u00fcl<\/figcaption>\r\n\t\t<div class=\"text-base text-gray-800\" id=\"formula\">\n\\[ PV = FV \\times e^{-rt} \\]\n<\/div>\r\n\t<\/figure>\r\n\t<\/p>\n<p><strong>Burada:<\/strong><\/p>\n<ul>\n<li>\\(PV\\) \u2014 bug\u00fcnk\u00fc de\u011fer<\/li>\n<li>\\(FV\\) \u2014 gelecek de\u011fer (elde etmeyi bekledi\u011finiz tutar)<\/li>\n<li>\\(r\\) \u2014 y\u0131ll\u0131k faiz oran\u0131, ondal\u0131k olarak ifade edilir (\u00f6r. %6 = 0,06)<\/li>\n<li>\\(t\\) \u2014 tutar\u0131n elde edilmesine kalan s\u00fcre (y\u0131l)<\/li>\n<li>\\(e\\) \u2014 Euler say\u0131s\u0131 (\\(\\approx 2.71828\\))<\/li>\n<\/ul>\n<p>Bu form\u00fcl, faizin s\u00fcrekli bile\u015fik olarak i\u015fledi\u011fi varsay\u0131m\u0131yla bir gelecekteki \u00f6demeyi bug\u00fcnk\u00fc de\u011ferine indirger \u2014 bu, y\u0131ll\u0131k bile\u015fik faiz d\u00f6nemlerinin say\u0131s\u0131 sonsuza yakla\u015f\u0131rken bile\u015fik faizin matematiksel limitidir.<\/p>\n<p>\r\n<\/section>\n<style id=\"wpcoderpro-inline-2\">.calculation-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section id=\"calculation\" class=\"calculation-box\" aria-labelledby=\"calculation-title\">\r\n\t<div id=\"calculation-title\" class=\"not-prose font-display\"><span class=\"icon icon-unordered-list\" aria-hidden=\"true\"><\/span><h2>S\u00fcrekli Bile\u015fik Faizli Bug\u00fcnk\u00fc De\u011fer \u2013 Hesaplama \u00d6rne\u011fi<\/h2><\/div>\r\n\r\n<\/p>\n<p><strong>\u00d6rnek:<\/strong> 3 y\u0131l sonra 2.000 $ almay\u0131 bekliyorsunuz ve ilgili y\u0131ll\u0131k faiz oran\u0131 s\u00fcrekli bile\u015fik olarak %6. Bu \u00f6demenin bug\u00fcnk\u00fc de\u011feri nedir?<\/p>\n<p>\\[ PV = 2000 \\times e^{-0.06 \\times 3} = 2000 \\times e^{-0.18} \\approx 2000 \\times 0.83527 \\]<\/p>\n<p>\\[ PV \\approx 1670.54 \\]<\/p>\n<p><strong>Sonu\u00e7:<\/strong> bug\u00fcnk\u00fc de\u011fer yakla\u015f\u0131k 1.670,54 $. Ba\u015fka bir deyi\u015fle, 3 y\u0131l sonra al\u0131nacak 2.000 $, s\u00fcrekli bile\u015fik %6 oran\u0131nda bug\u00fcnk\u00fc yakla\u015f\u0131k 1.670,54 $ de\u011ferindedir.<\/p>\n<p>\n\r\n<\/section>\n<h2>Hesaplay\u0131c\u0131 Nas\u0131l Kullan\u0131l\u0131r?<\/h2>\n<ol>\n<li><strong>Gelecek De\u011feri<\/strong> girin \u2014 d\u00f6nemin sonunda almay\u0131 bekledi\u011finiz tutar (varsay\u0131lan: 2.000 $).<\/li>\n<li><strong>Y\u0131ll\u0131k Faiz Oran\u0131n\u0131<\/strong> y\u00fczde olarak girin (varsay\u0131lan: %6). Ondal\u0131k olarak girmeyin; hesaplay\u0131c\u0131 otomatik olarak d\u00f6n\u00fc\u015ft\u00fcr\u00fcr.<\/li>\n<li>\u00d6demenin al\u0131nmas\u0131na kalan <strong>Y\u0131l Say\u0131s\u0131n\u0131<\/strong> girin (varsay\u0131lan: 3).<\/li>\n<li><strong>Bug\u00fcnk\u00fc De\u011fer (S\u00fcrekli Bile\u015fik Faizli)<\/strong> sonucunu okuyun; bu, gelecekteki tutar\u0131n bug\u00fcnk\u00fc paras\u0131yla ifade edilen indirgenmi\u015f de\u011feridir.<\/li>\n<\/ol>\n<h2>S\u00fcrekli Bile\u015fik Faiz Nedir?<\/h2>\n<p>Ola\u011fan bile\u015fik faizde faiz sabit aral\u0131klarla eklenir \u2014 ayl\u0131k, \u00fc\u00e7 ayl\u0131k veya y\u0131ll\u0131k. S\u00fcrekli bile\u015fik faiz bu fikri s\u0131n\u0131r\u0131na ta\u015f\u0131r: faiz her an hesaplan\u0131r ve eklenir. Matematiksel olarak bu, bile\u015fik faiz form\u00fcl\u00fc \\( A = P(1 + r\/n)^{nt} \\) form\u00fcl\u00fcn\u00fcn \\(n \\to \\infty\\) oldu\u011fundaki limitidir ve \\( Pe^{rt} \\) olarak sadele\u015fir.<\/p>\n<p>Ters y\u00f6nde uyguland\u0131\u011f\u0131nda \u2014 yani gelecekteki bir tutar bug\u00fcne indirgendi\u011finde \u2014 s\u00fcrekli bile\u015fik faiz, para fiilen her an b\u00fcy\u00fcd\u00fc\u011f\u00fc i\u00e7in verilen nominal oranla m\u00fcmk\u00fcn olan en k\u00fc\u00e7\u00fck bug\u00fcnk\u00fc de\u011feri verir. \\(e^{-rt}\\) indirgeme \u00e7arpan\u0131 hem faiz oran\u0131 hem de zamanla \u00fcstel olarak azal\u0131r; bu nedenle daha y\u00fcksek oranlar veya daha uzun vadeler, bug\u00fcnk\u00fc de\u011feri basit veya d\u00f6nemsel indirmeden daha h\u0131zl\u0131 d\u00fc\u015f\u00fcr\u00fcr.<\/p>\n<p>Hi\u00e7bir banka kelimenin tam anlam\u0131yla her an faiz i\u015flese de, s\u00fcrekli bile\u015fik faiz matematiksel olarak temiz oldu\u011fu i\u00e7in finans d\u00fcnyas\u0131nda yayg\u0131n bi\u00e7imde kullan\u0131l\u0131r. Black\u2013Scholes opsiyon fiyatland\u0131rma modelinin temelini olu\u015fturur, tahvil matemati\u011finde ve t\u00fcrev fiyatlamas\u0131nda her yerde kar\u015f\u0131n\u0131za \u00e7\u0131kar ve \u00fcstel b\u00fcy\u00fcme veya azalman\u0131n s\u00f6z konusu oldu\u011fu her yerde ekonomik b\u00fcy\u00fcme modellerinde ve pop\u00fclasyon dinami\u011finde do\u011fal bir se\u00e7imdir.<\/p>\n<h2>Sonucun Yorumlanmas\u0131<\/h2>\n<p>Sonu\u00e7, s\u00fcrekli bile\u015fik faizli bir f\u0131rsat maliyeti kar\u015f\u0131s\u0131nda bir gelecekteki \u00f6demenin bug\u00fcnk\u00fc de\u011ferinin ne kadar oldu\u011funu s\u00f6yler. Bug\u00fcnk\u00fc paralar\u0131n\u0131z\u0131 s\u00fcrekli bile\u015fik %6 oran\u0131yla yat\u0131rabilseydiniz, 1.670,54 $ tam olarak 3 y\u0131lda 2.000 $ olurdu. Bu tutar\u0131n alt\u0131ndaki her fiyat pozitif getiri anlam\u0131na gelir; \u00fczerindeki her fiyat ise indirme oran\u0131na g\u00f6re fazla \u00f6dedi\u011finiz anlam\u0131na gelir.<\/p>\n<p>Sonu\u00e7 ayr\u0131ca se\u00e7ti\u011finiz orana duyarl\u0131d\u0131r. Daha y\u00fcksek bir indirme oran\u0131, daha b\u00fcy\u00fck f\u0131rsat maliyetini veya riski yans\u0131t\u0131r ve daha d\u00fc\u015f\u00fck bir bug\u00fcnk\u00fc de\u011fer \u00fcretir. Belirsiz gelecekteki nakit ak\u0131\u015flar\u0131n\u0131 de\u011ferlendirirken bug\u00fcnk\u00fc de\u011ferin nas\u0131l de\u011fi\u015fti\u011fini g\u00f6rmek i\u00e7in birka\u00e7 farkl\u0131 oran\u0131 denemek yayg\u0131n bir uygulamad\u0131r.<\/p>\n<h2>Varsay\u0131mlar ve S\u0131n\u0131rlamalar<\/h2>\n<ul>\n<li>\u0130ndirme oran\u0131n\u0131n t\u00fcm d\u00f6nem boyunca sabit oldu\u011fu varsay\u0131l\u0131r. Ger\u00e7ek hayatta oranlar genellikle de\u011fi\u015fir; dolay\u0131s\u0131yla sonu\u00e7 yaln\u0131zca girdi\u011finiz oran kadar g\u00fcvenilirdir.<\/li>\n<li>Hesaplama tek bir toplu \u00f6deme varsayar. Birden fazla \u00f6deme i\u00e7in her nakit ak\u0131\u015f\u0131 ayr\u0131 ayr\u0131 indirgenmeli ve toplanmal\u0131d\u0131r.<\/li>\n<li>S\u00fcrekli bile\u015fik faiz kuramsal bir yap\u0131d\u0131r. \u00c7ok s\u0131k bile\u015fik faizi (g\u00fcnl\u00fck veya daha s\u0131k) iyi yakla\u015f\u0131k olarak temsil eder, ancak ayn\u0131 nominal oranla ayl\u0131k veya y\u0131ll\u0131k bile\u015fik faizden biraz farkl\u0131d\u0131r.<\/li>\n<li>Sonu\u00e7 vergileri, i\u015flem maliyetlerini, enflasyon d\u00fczeltmelerini ve temerr\u00fct riskini yok sayar. Bu, saf bir paran\u0131n zaman de\u011feri hesaplamas\u0131d\u0131r.<\/li>\n<li>T\u00fcm girdileri negatif olmayan say\u0131lar olarak girin; hesaplay\u0131c\u0131 negatif de\u011ferleri kabul etmez.<\/li>\n<\/ul>\n<h2>\u0130lgili Hesaplay\u0131c\u0131lar<\/h2>\n<p>\u0130ndirme yakla\u015f\u0131mlar\u0131n\u0131 kar\u015f\u0131la\u015ft\u0131rmak i\u00e7in d\u00f6nemsel indirme kullanan <a href=\"https:\/\/wpcalc.com\/tr\/finans\/tahvil-bugunku-degeri\/\">Tahvil Bug\u00fcnk\u00fc De\u011feri hesaplay\u0131c\u0131s\u0131n\u0131<\/a> ya da zaman i\u00e7inde iki de\u011fer aras\u0131ndaki b\u00fcy\u00fcme oran\u0131n\u0131 bulmak i\u00e7in <a href=\"https:\/\/wpcalc.com\/tr\/finans\/bilesik-yillik-buyume-orani\/\">Bile\u015fik Y\u0131ll\u0131k B\u00fcy\u00fcme Oran\u0131 hesaplay\u0131c\u0131s\u0131n\u0131<\/a> deneyin. <a href=\"https:\/\/wpcalc.com\/tr\/finans\/yillik-yuzde-getiri\/\">Y\u0131ll\u0131k Y\u00fczde Getiri hesaplay\u0131c\u0131s\u0131<\/a> bile\u015fik faiz s\u0131kl\u0131\u011f\u0131n\u0131n efektif getirileri nas\u0131l etkiledi\u011fini g\u00f6sterir ve <a href=\"https:\/\/wpcalc.com\/tr\/finans\/72-kurali\/\">72 Kural\u0131 hesaplay\u0131c\u0131s\u0131<\/a> paran\u0131n iki kat\u0131na \u00e7\u0131kmas\u0131n\u0131n ne kadar s\u00fcrece\u011fine dair h\u0131zl\u0131 bir tahmin sunar.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>S\u00fcrekli bile\u015fik faizle bir gelecek tutar\u0131n bug\u00fcnk\u00fc de\u011ferini hesaplay\u0131n. Gelecek de\u011fer, y\u0131ll\u0131k faiz oran\u0131 ve y\u0131l say\u0131s\u0131n\u0131 girin; \u00f6deme PV = FV \u00d7 e^(-rt) form\u00fcl\u00fcyle bug\u00fcne indirgenir.<\/p>\n","protected":false},"author":3168,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[48],"class_list":["post-632","post","type-post","status-publish","format-standard","hentry","category-finans","tag-faiz"],"acf":[],"_links":{"self":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/632","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/users\/3168"}],"replies":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/comments?post=632"}],"version-history":[{"count":5,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/632\/revisions"}],"predecessor-version":[{"id":3503,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/632\/revisions\/3503"}],"wp:attachment":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/media?parent=632"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/categories?post=632"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/tags?post=632"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}