{"id":635,"date":"2026-10-03T14:56:44","date_gmt":"2026-10-03T13:56:44","guid":{"rendered":"https:\/\/wpcalc.com\/tr\/annuite-bugunku-degeri\/"},"modified":"2026-10-03T14:56:44","modified_gmt":"2026-10-03T13:56:44","slug":"annuite-bugunku-degeri","status":"publish","type":"post","link":"https:\/\/wpcalc.com\/tr\/finans\/annuite-bugunku-degeri\/","title":{"rendered":"Ann\u00fcite Bug\u00fcnk\u00fc De\u011feri Hesaplama Arac\u0131"},"content":{"rendered":"<section class=\"not-prose calculator-box\" aria-labelledby=\"calculator-title\"><div class=\"flex items-baseline sm:items-center justify-between gap-2 sm:gap-3\"><div class=\"flex flex-col sm:flex-row sm:items-center gap-2\"><span class=\"icon icon-calculator text-primary-700! text-base! dark:text-primary-300!\" aria-hidden=\"true\"><\/span><h2 id=\"calculator-title\" class=\"text-lg font-display font-bold\">Ann\u00fcite Bug\u00fcnk\u00fc De\u011fer Hesaplay\u0131c\u0131s\u0131<\/h2><\/div><div class=\"calcdash-favorite group\">\n  <button type=\"button\" class=\"favorite\" id=\"favorite\" data-favorite-id=\"635\" data-favorite-title=\"Ann\u00fcite Bug\u00fcnk\u00fc De\u011feri\" data-favorite-url=\"https:\/\/wpcalc.com\/tr\/finans\/annuite-bugunku-degeri\/\" data-favorite-excerpt=\"Ann\u00fcitenin bug\u00fcnk\u00fc de\u011ferini hesaplay\u0131n: sabit \u00f6deme tutar\u0131n\u0131, d\u00f6nem ba\u015f\u0131na faiz oran\u0131n\u0131 ve d\u00f6nem say\u0131s\u0131n\u0131 girin; gelecekteki \u00f6deme ak\u0131\u015f\u0131n\u0131n bug\u00fcn ka\u00e7 para etti\u011fini g\u00f6r\u00fcn.\" aria-label=\"Favorilere ekle\" data-favorite-icon=\"icon icon-investment\">\n    <span class=\"icon icon-shape-star-empty\" aria-hidden=\"true\"><\/span>\n  <\/button>\n  <div class=\"calcdash-favorite__tip\" aria-hidden=\"true\">\n   <span class=\"favorite-tooltip\" id=\"favorite-tooltip\"><\/span>\n  <\/div>\n  <span class=\"sr-only\" role=\"status\" id=\"favorite-status\"><\/span>\n<\/div><\/div><form action=\"https:\/\/wpcalc.com\/tr\/finans\/annuite-bugunku-degeri\/\" method=\"POST\" class=\"calculator\" id=\"calculator-635\" data-post=\"635\"><fieldset class=\"fieldset-input\"><legend class=\"sr-only\">Giri\u015f alanlar\u0131<\/legend><div class=\"field has-term\" id=\"input-1\"><label for=\"field-1\">\u00d6deme tutar\u0131<\/label><div class=\"term\">PMT<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"deme_tutar\" id=\"field-1\" aria-describedby=\"calc-unit-1 calc-info-1\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"500\"\/><div class=\"unit\" id=\"calc-unit-1\">$<\/div><small id=\"calc-info-1\">Her d\u00f6nem yap\u0131lan sabit \u00f6demeyi girin<\/small><\/div><div class=\"field has-term\" id=\"input-2\"><label for=\"field-2\">D\u00f6nem ba\u015f\u0131na faiz oran\u0131<\/label><div class=\"term\">r<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"dnem_bana_faiz_oran\" id=\"field-2\" aria-describedby=\"calc-unit-2 calc-info-2\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"5\"\/><div class=\"unit\" id=\"calc-unit-2\">%<\/div><small id=\"calc-info-2\">D\u00f6nem ba\u015f\u0131na faiz oran\u0131n\u0131 girin<\/small><\/div><div class=\"field has-term\" id=\"input-3\"><label for=\"field-3\">D\u00f6nem say\u0131s\u0131<\/label><div class=\"term\">n<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"dnem_says\" id=\"field-3\" aria-describedby=\"calc-info-3\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"1\" value=\"10\"\/><small id=\"calc-info-3\">Toplam d\u00f6nem say\u0131s\u0131n\u0131 girin<\/small><\/div><\/fieldset><div class=\"buttons\"><button type=\"submit\" data-text=\"Yeniden hesapla\" id=\"calculate-button\" data-post=\"635\">Hesapla<\/button><button type=\"reset\">S\u0131f\u0131rla<\/button><\/div><div class=\"field is-checkbox hidden!\" id=\"field-auto-calc\"><input type=\"checkbox\" id=\"auto-calc\"><label for=\"auto-calc\">Otomatik hesapla<\/label><small>Etkinle\u015ftirilirse, herhangi bir de\u011feri de\u011fi\u015ftirdi\u011finizde sonu\u00e7 otomatik olarak g\u00fcncellenir.<\/small><\/div><div class=\"fieldset-result is-hidden\" aria-labelledby=\"result-title\" aria-live=\"polite\" role=\"region\"> <h3 class=\"result-title bg-gradient-to-r from-primary-50 to-gray-50 dark:from-primary-900 dark:to-gray-800\" id=\"result-title\"><span class=\"icon icon-s-pulse\" aria-hidden=\"true\"><\/span> Sonu\u00e7lar\u0131n\u0131z<\/h3><div class=\"result-box\"><div class=\"field-result\" id=\"output-1\"><span class=\"field-title\"><span>Bug\u00fcnk\u00fc De\u011fer<\/span><\/span><span class=\"field-value\" id=\"result-1\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><\/div><div class=\"result-actions\"><button type=\"button\" class=\"copy-link\"><svg viewBox=\"0 0 20 20\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M12.232 4.232a2.5 2.5 0 0 1 3.536 3.536l-1.225 1.224a.75.75 0 0 0 1.061 1.06l1.224-1.224a4 4 0 0 0-5.656-5.656l-3 3a4 4 0 0 0 .225 5.865.75.75 0 0 0 .977-1.138 2.5 2.5 0 0 1-.142-3.667l3-3Z\"\/><path d=\"M11.603 7.963a.75.75 0 0 0-.977 1.138 2.5 2.5 0 0 1 .142 3.667l-3 3a2.5 2.5 0 0 1-3.536-3.536l1.225-1.224a.75.75 0 0 0-1.061-1.06l-1.224 1.224a4 4 0 1 0 5.656 5.656l3-3a4 4 0 0 0-.225-5.865Z\"\/><\/svg><span class=\"copy-link__text\">Bu hesaplaman\u0131n ba\u011flant\u0131s\u0131n\u0131 kopyala<\/span><\/button><span class=\"sr-only\" role=\"status\" id=\"copy-link-status\"><\/span><\/div><\/div><a href=\"#respond\" class=\"hidden transition-opacity duration-300 opacity-0 w-50 text-sm justify-center items-center gap-2 px-4 py-2 rounded bg-gray-200 text-gray-700 hover:bg-gray-300\" id=\"leave-comment\"><span class=\"icon icon-comments\" aria-hidden=\"true\"><\/span>Yorum b\u0131rak<\/a><\/form><\/section><section id=\"calc-reactions\" class=\"not-prose hidden my-12 bg-gradient-to-r from-primary-50 to-gray-50 border border-indigo-100 rounded-xl px-6 py-4 shadow-sm\" data-post=\"635\" aria-live=\"polite\" aria-labelledby=\"calc-reactions-title\"><p id=\"calc-reactions-title\" class=\"text-sm text-gray-500 text-center mb-2\">Bu sonu\u00e7 hakk\u0131nda ne d\u00fc\u015f\u00fcn\u00fcyorsunuz?<\/p><div role=\"group\" aria-labelledby=\"calc-reactions-title\" class=\"grid grid-cols-3 sm:flex sm:flex-row sm:justify-around gap-4 sm:items-center sm:flex-wrap\"><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"like\"><span class=\"reaction-count\" data-reaction-count=\"like\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude00 <\/span><span class=\"reaction-description font-medium\">Be\u011fendim <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"helpful\"><span class=\"reaction-count\" data-reaction-count=\"helpful\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\udca1 <\/span><span class=\"reaction-description font-medium\">Faydal\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"confused\"><span class=\"reaction-count\" data-reaction-count=\"confused\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude15 <\/span><span class=\"reaction-description font-medium\">Kafam kar\u0131\u015ft\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"disappointed\"><span class=\"reaction-count\" data-reaction-count=\"disappointed\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude1e <\/span><span class=\"reaction-description font-medium\">Hayal k\u0131r\u0131kl\u0131\u011f\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"inaccurate\"><span class=\"reaction-count\" data-reaction-count=\"inaccurate\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\u274c <\/span><span class=\"reaction-description font-medium\">Hatal\u0131 <\/span><\/button><\/div><div id=\"reaction-message\" class=\"hidden mt-8 rounded-md border border-primary-100 bg-white\/50 backdrop-blur-sm px-4 py-2 text-sm text-center shadow-sm\"><\/div><\/section><div class=\"calcdash-ad not-prose calcdash-ad--calc_result calcdash-ad--in-article\"><ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-1721569815777345\" data-ad-slot=\"6317458308\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\"><\/ins><script>(adsbygoogle = window.adsbygoogle || []).push({});<\/script><\/div>\n<style id=\"wpcoderpro-inline-1\">.formula-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section class=\"formula-box\" aria-labelledby=\"formula-title\">\r\n\t<div id=\"formula-title\" class=\"not-prose font-display mb-4\"><span class=\"icon icon-formula\" aria-hidden=\"true\"><\/span><h2>Ann\u00fcite Bug\u00fcnk\u00fc De\u011feri Form\u00fcl\u00fc<\/h2><\/div>\r\n\t<figure class=\"not-prose formula\">\r\n\t\t<figcaption class=\"formula-title\">Form\u00fcl<\/figcaption>\r\n\t\t<div class=\"text-base text-gray-800\" id=\"formula\">\n\\[ PV = PMT \\times \\left( \\frac{1 - (1 + r)^{-n}}{r} \\right) \\]\n<\/div>\r\n\t<\/figure>\r\n\t<\/p>\n<p><strong>Burada:<\/strong><\/p>\n<ul>\n<li>\\(PV\\) \u2014 ann\u00fcitenin bug\u00fcnk\u00fc de\u011feri<\/li>\n<li>\\(PMT\\) \u2014 her d\u00f6nem yap\u0131lan sabit \u00f6deme<\/li>\n<li>\\(r\\) \u2014 d\u00f6nem ba\u015f\u0131na faiz oran\u0131, ondal\u0131k olarak (\u00f6r. %5 = 0,05)<\/li>\n<li>\\(n\\) \u2014 toplam d\u00f6nem say\u0131s\u0131<\/li>\n<\/ul>\n<p>Bu form\u00fcl, gelecekteki her \u00f6demeyi bug\u00fcne indirger ve sonu\u00e7lar\u0131 toplar; \u00f6demelerin her d\u00f6nemin sonunda yap\u0131ld\u0131\u011f\u0131 s\u0131radan (adi) ann\u00fcite varsay\u0131m\u0131na dayan\u0131r. Faiz oran\u0131 s\u0131f\u0131rsa bug\u00fcnk\u00fc de\u011fer basit\u00e7e \\(PV = PMT \\times n\\) olur.<\/p>\n<p>\r\n<\/section>\n<style id=\"wpcoderpro-inline-2\">.calculation-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section id=\"calculation\" class=\"calculation-box\" aria-labelledby=\"calculation-title\">\r\n\t<div id=\"calculation-title\" class=\"not-prose font-display\"><span class=\"icon icon-unordered-list\" aria-hidden=\"true\"><\/span><h2>Ann\u00fcite Bug\u00fcnk\u00fc De\u011feri \u2013 Hesaplama \u00d6rne\u011fi<\/h2><\/div>\r\n\r\n<\/p>\n<p><strong>\u00d6rnek:<\/strong> 10 y\u0131l boyunca her y\u0131l sonunda 500 $ \u00f6deme alacaks\u0131n\u0131z ve uygun iskonto oran\u0131 y\u0131ll\u0131k %5. Bu \u00f6deme ak\u0131\u015f\u0131 bug\u00fcn ka\u00e7 para eder?<\/p>\n<p>\\[ PV = 500 \\times \\left( \\frac{1 - (1 + 0.05)^{-10}}{0.05} \\right) \\]<\/p>\n<p>\\[ PV = 500 \\times \\left( \\frac{1 - 0.6139}{0.05} \\right) = 500 \\times 7.7217 \\]<\/p>\n<p><strong>Sonu\u00e7:<\/strong> \\(PV \\approx \\$3{,}860.87\\). 10 y\u0131l boyunca y\u0131lda 500 $ almak, %5 iskonto oran\u0131yla bug\u00fcn yakla\u015f\u0131k 3.860,87 $ de\u011ferindedir.<\/p>\n<p>\n\r\n<\/section>\n<h2>Hesaplama Arac\u0131 Nas\u0131l Kullan\u0131l\u0131r?<\/h2>\n<ol>\n<li><strong>\u00d6deme tutar\u0131n\u0131<\/strong> (PMT) girin \u2014 her d\u00f6nem yap\u0131lan veya al\u0131nan sabit \u00f6deme, dolar cinsinden.<\/li>\n<li><strong>D\u00f6nem ba\u015f\u0131na faiz oran\u0131n\u0131<\/strong> (r) y\u00fczde olarak girin; \u00f6deme s\u0131kl\u0131\u011f\u0131yla e\u015fle\u015fecek \u015fekilde (y\u0131ll\u0131k \u00f6demeler i\u00e7in y\u0131ll\u0131k oran, ayl\u0131k \u00f6demeler i\u00e7in ayl\u0131k oran).<\/li>\n<li><strong>D\u00f6nem say\u0131s\u0131n\u0131<\/strong> (n) girin \u2014 toplam \u00f6deme say\u0131s\u0131.<\/li>\n<li><strong>Bug\u00fcnk\u00fc de\u011feri<\/strong> okuyun \u2014 t\u00fcm \u00f6deme ak\u0131\u015f\u0131n\u0131n bug\u00fcnk\u00fc pe\u015fin kar\u015f\u0131l\u0131\u011f\u0131.<\/li>\n<\/ol>\n<h2>Ann\u00fcitenin Bug\u00fcnk\u00fc De\u011feri Nedir?<\/h2>\n<p>Ann\u00fcite, d\u00fczenli aral\u0131klarla yap\u0131lan e\u015fit \u00f6demeler dizisidir \u2014 kredi taksitleri, leasing \u00f6demeleri, tahvil kuponlar\u0131, emeklilik \u00f6demeleri veya sigorta \u00f6demeleri. Paran\u0131n zaman de\u011feri nedeniyle gelecekte al\u0131nan bir dolar, bug\u00fcnk\u00fc bir dolardan daha az de\u011ferlidir: bug\u00fcnk\u00fc dolar faiz kazanmak i\u00e7in yat\u0131r\u0131labilir. Ann\u00fcitenin bug\u00fcnk\u00fc de\u011feri \u015fu soruyu yan\u0131tlar: verilen oranda, tam olarak bu \u00f6deme dizisini \u00fcretmek i\u00e7in bug\u00fcn ne kadar yat\u0131r\u0131m yapmam gerekir?<\/p>\n<p>Hesaplama arac\u0131 <strong>s\u0131radan (adi) ann\u00fcite<\/strong> varsayar; yani \u00f6demeler her d\u00f6nemin sonunda yap\u0131l\u0131r. Bu, krediler, ipotekler ve \u00e7o\u011fu tahvil i\u00e7in standart kabul edilen yakla\u015f\u0131md\u0131r. \u00d6demeler her d\u00f6nemin ba\u015f\u0131nda yap\u0131l\u0131rsa (<em>pe\u015fin \u00f6demeli ann\u00fcite<\/em>), bug\u00fcnk\u00fc de\u011fer \\((1 + r)\\) \u00e7arpan\u0131 kadar daha y\u00fcksektir, \u00e7\u00fcnk\u00fc her \u00f6deme bir d\u00f6nem daha erken ula\u015f\u0131r. Bu durum i\u00e7in <a href=\"https:\/\/wpcalc.com\/tr\/finans\/pesin-odemeli-anuite-degeri\/\">Pe\u015fin \u00d6demeli Ann\u00fcite De\u011feri Hesaplama Arac\u0131m\u0131z\u0131<\/a> kullan\u0131n.<\/p>\n<p>Sonucun yorumlanmas\u0131 bak\u0131\u015f a\u00e7\u0131n\u0131za ba\u011fl\u0131d\u0131r. \u00d6demeleri <em>al\u0131yorsan\u0131z<\/em>, bug\u00fcnk\u00fc de\u011fer \u00f6deme ak\u0131\u015f\u0131n\u0131n bug\u00fcnk\u00fc nakit kar\u015f\u0131l\u0131\u011f\u0131d\u0131r \u2014 bir devir al\u0131m (buyout) teklifinde kabul etmeniz gereken en d\u00fc\u015f\u00fck tutar. \u00d6demeleri <em>yap\u0131yorsan\u0131z<\/em> (\u00f6r. bir kredi), bug\u00fcnk\u00fc de\u011fer fiilen bor\u00e7land\u0131\u011f\u0131n\u0131z tutara yakla\u015f\u0131r: bu taksitlerin \\(r\\) oran\u0131yla itfa etti\u011fi kredi anaparas\u0131.<\/p>\n<p>Bug\u00fcnk\u00fc de\u011fer, gelecekteki de\u011ferin ayna g\u00f6r\u00fcnt\u00fcs\u00fcd\u00fcr: <a href=\"https:\/\/wpcalc.com\/tr\/finans\/anuite-gelecek-degeri\/\">Ann\u00fcite Gelecekteki De\u011feri Hesaplama Arac\u0131<\/a> \u00f6demeleri vade sonuna bile\u015fikleyerek ileriye ta\u015f\u0131rken, bu ara\u00e7 onlar\u0131 ba\u015flang\u0131ca geri indirger. \u0130kisi de <a href=\"https:\/\/wpcalc.com\/tr\/finans\/bilesik-faiz\/\">bile\u015fik faizle<\/a> ayn\u0131 paran\u0131n zaman de\u011feri ilkelerine dayan\u0131r.<\/p>\n<h2>Varsay\u0131mlar, S\u0131n\u0131rlamalar ve \u0130pu\u00e7lar\u0131<\/h2>\n<ul>\n<li><strong>Oran\u0131 d\u00f6nemle e\u015fle\u015ftirin.<\/strong> Ayl\u0131k \u00f6demeler i\u00e7in y\u0131ll\u0131k oran\u0131 12'ye b\u00f6l\u00fcn (\u00f6r. y\u0131ll\u0131k %6 = ayl\u0131k %0,5) ve \\(n\\) olarak ay say\u0131s\u0131n\u0131 kullan\u0131n. Y\u0131ll\u0131k oran\u0131 ayl\u0131k d\u00f6nemlerle kar\u0131\u015ft\u0131rmak en s\u0131k hata kayna\u011f\u0131d\u0131r.<\/li>\n<li><strong>\u00d6demeler e\u015fit ve d\u00fczenli olmal\u0131d\u0131r.<\/strong> Form\u00fcl yaln\u0131zca sabit aral\u0131klarla yap\u0131lan sabit PMT i\u00e7in ge\u00e7erlidir. Artan veya d\u00fczensiz \u00f6demeler i\u00e7in her \u00f6demeyi ayr\u0131 ayr\u0131 iskonto edin.<\/li>\n<li><strong>\u00d6demeler d\u00f6nem sonundad\u0131r.<\/strong> D\u00f6nem ba\u015f\u0131 \u00f6demeler i\u00e7in sonucu \\((1 + r)\\) ile \u00e7arp\u0131n veya yukar\u0131da ba\u011flant\u0131s\u0131 verilen pe\u015fin \u00f6demeli ann\u00fcite arac\u0131n\u0131 kullan\u0131n.<\/li>\n<li><strong>Oran tutarl\u0131 ve ger\u00e7ek\u00e7i olmal\u0131d\u0131r.<\/strong> \u00d6demelerin riskini ve f\u0131rsat maliyetini yans\u0131tan iskonto oran\u0131n\u0131 kullan\u0131n \u2014 kredi i\u00e7in d\u00f6nem ba\u015f\u0131na kredinin y\u0131ll\u0131k y\u00fczde oran\u0131 (APR); yat\u0131r\u0131m i\u00e7in gereksinim duydu\u011funuz getiri oran\u0131.<\/li>\n<li><strong>S\u0131f\u0131r orana uygun davran\u0131l\u0131r.<\/strong> \\(r = 0\\) ise hesaplama arac\u0131 \\(PMT \\times n\\) sonucunu verir, \u00e7\u00fcnk\u00fc iskonto edilmemi\u015f \u00f6demeler yaln\u0131zca toplan\u0131r.<\/li>\n<li>Emeklilik geliri ak\u0131\u015f\u0131 planlamak i\u00e7in ayr\u0131ca <a href=\"https:\/\/wpcalc.com\/tr\/finans\/rente-aylik-odeme\/\">Ayl\u0131k Ann\u00fcite \u00d6demesi Hesaplama Arac\u0131na<\/a> bak\u0131n; farkl\u0131 bile\u015fik faiz tabanlar\u0131ndaki oranlar\u0131 kar\u015f\u0131la\u015ft\u0131rmak i\u00e7in <a href=\"https:\/\/wpcalc.com\/tr\/finans\/yillik-yuzde-getiri\/\">Y\u0131ll\u0131k Y\u00fczde Getiri (APY) Hesaplama Arac\u0131<\/a> kullan\u0131\u015fl\u0131d\u0131r.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Ann\u00fcitenin bug\u00fcnk\u00fc de\u011ferini hesaplay\u0131n: sabit \u00f6deme tutar\u0131n\u0131, d\u00f6nem ba\u015f\u0131na faiz oran\u0131n\u0131 ve d\u00f6nem say\u0131s\u0131n\u0131 girin; gelecekteki \u00f6deme ak\u0131\u015f\u0131n\u0131n bug\u00fcn ka\u00e7 para etti\u011fini g\u00f6r\u00fcn.<\/p>\n","protected":false},"author":3168,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[50],"class_list":["post-635","post","type-post","status-publish","format-standard","hentry","category-finans","tag-yatirim"],"acf":[],"_links":{"self":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/635","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/users\/3168"}],"replies":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/comments?post=635"}],"version-history":[{"count":4,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/635\/revisions"}],"predecessor-version":[{"id":3502,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/635\/revisions\/3502"}],"wp:attachment":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/media?parent=635"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/categories?post=635"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/tags?post=635"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}