{"id":703,"date":"2026-10-03T15:11:18","date_gmt":"2026-10-03T14:11:18","guid":{"rendered":"https:\/\/wpcalc.com\/tr\/78-kurali\/"},"modified":"2026-10-03T15:11:18","modified_gmt":"2026-10-03T14:11:18","slug":"78-kurali","status":"publish","type":"post","link":"https:\/\/wpcalc.com\/tr\/finans\/78-kurali\/","title":{"rendered":"78 Kural\u0131 Faiz Da\u011f\u0131l\u0131m\u0131 Hesaplama Arac\u0131"},"content":{"rendered":"<section class=\"not-prose calculator-box\" aria-labelledby=\"calculator-title\"><div class=\"flex items-baseline sm:items-center justify-between gap-2 sm:gap-3\"><div class=\"flex flex-col sm:flex-row sm:items-center gap-2\"><span class=\"icon icon-calculator text-primary-700! text-base! dark:text-primary-300!\" aria-hidden=\"true\"><\/span><h2 id=\"calculator-title\" class=\"text-lg font-display font-bold\">78 Kural\u0131 ile Faiz Da\u011f\u0131l\u0131m\u0131n\u0131 Hesaplay\u0131n<\/h2><\/div><div class=\"calcdash-favorite group\">\n  <button type=\"button\" class=\"favorite\" id=\"favorite\" data-favorite-id=\"703\" data-favorite-title=\"78 Kural\u0131 Faiz Da\u011f\u0131l\u0131m\u0131\" data-favorite-url=\"https:\/\/wpcalc.com\/tr\/finans\/78-kurali\/\" data-favorite-excerpt=\"Bir yat\u0131r\u0131m\u0131n 72 Kural\u0131&#039;n\u0131n daha muhafazak\u00e2r bir varyant\u0131 olan 78 Kural\u0131 ile ka\u00e7 y\u0131lda ikiye katlanaca\u011f\u0131n\u0131 tahmin etmek i\u00e7in beklenen y\u0131ll\u0131k getiri oran\u0131n\u0131z\u0131 girin. Sonu\u00e7lar y\u0131l olarak g\u00f6sterilir.\" aria-label=\"Favorilere ekle\" data-favorite-icon=\"icon icon-rate-up\">\n    <span class=\"icon icon-shape-star-empty\" aria-hidden=\"true\"><\/span>\n  <\/button>\n  <div class=\"calcdash-favorite__tip\" aria-hidden=\"true\">\n   <span class=\"favorite-tooltip\" id=\"favorite-tooltip\"><\/span>\n  <\/div>\n  <span class=\"sr-only\" role=\"status\" id=\"favorite-status\"><\/span>\n<\/div><\/div><form action=\"https:\/\/wpcalc.com\/tr\/finans\/78-kurali\/\" method=\"POST\" class=\"calculator\" id=\"calculator-703\" data-post=\"703\"><fieldset class=\"fieldset-input\"><legend class=\"sr-only\">Giri\u015f alanlar\u0131<\/legend><div class=\"field has-term\" id=\"input-1\"><label for=\"field-1\">Y\u0131ll\u0131k Getiri Oran\u0131<\/label><div class=\"term\">oran<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"yllk_getiri_oran\" id=\"field-1\" aria-describedby=\"calc-unit-1 calc-info-1\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"6\"\/><div class=\"unit\" id=\"calc-unit-1\">%<\/div><small id=\"calc-info-1\">Y\u0131ll\u0131k getiri oran\u0131n\u0131 giriniz (%)<\/small><\/div><\/fieldset><div class=\"buttons\"><button type=\"submit\" data-text=\"Yeniden hesapla\" id=\"calculate-button\" data-post=\"703\">Hesapla<\/button><button type=\"reset\">S\u0131f\u0131rla<\/button><\/div><div class=\"field is-checkbox hidden!\" id=\"field-auto-calc\"><input type=\"checkbox\" id=\"auto-calc\"><label for=\"auto-calc\">Otomatik hesapla<\/label><small>Etkinle\u015ftirilirse, herhangi bir de\u011feri de\u011fi\u015ftirdi\u011finizde sonu\u00e7 otomatik olarak g\u00fcncellenir.<\/small><\/div><div class=\"fieldset-result is-hidden\" aria-labelledby=\"result-title\" aria-live=\"polite\" role=\"region\"> <h3 class=\"result-title bg-gradient-to-r from-primary-50 to-gray-50 dark:from-primary-900 dark:to-gray-800\" id=\"result-title\"><span class=\"icon icon-s-pulse\" aria-hidden=\"true\"><\/span> Sonu\u00e7lar\u0131n\u0131z<\/h3><div class=\"result-box\"><div class=\"field-result\" id=\"output-1\"><span class=\"field-title\"><span>\u0130kiye Katlanma S\u00fcresi<\/span><\/span><span class=\"field-value\" id=\"result-1\" data-unit=\"y\u0131l\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><\/div><div class=\"result-actions\"><button type=\"button\" class=\"copy-link\"><svg viewBox=\"0 0 20 20\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M12.232 4.232a2.5 2.5 0 0 1 3.536 3.536l-1.225 1.224a.75.75 0 0 0 1.061 1.06l1.224-1.224a4 4 0 0 0-5.656-5.656l-3 3a4 4 0 0 0 .225 5.865.75.75 0 0 0 .977-1.138 2.5 2.5 0 0 1-.142-3.667l3-3Z\"\/><path d=\"M11.603 7.963a.75.75 0 0 0-.977 1.138 2.5 2.5 0 0 1 .142 3.667l-3 3a2.5 2.5 0 0 1-3.536-3.536l1.225-1.224a.75.75 0 0 0-1.061-1.06l-1.224 1.224a4 4 0 1 0 5.656 5.656l3-3a4 4 0 0 0-.225-5.865Z\"\/><\/svg><span class=\"copy-link__text\">Bu hesaplaman\u0131n ba\u011flant\u0131s\u0131n\u0131 kopyala<\/span><\/button><span class=\"sr-only\" role=\"status\" id=\"copy-link-status\"><\/span><\/div><\/div><a href=\"#respond\" class=\"hidden transition-opacity duration-300 opacity-0 w-50 text-sm justify-center items-center gap-2 px-4 py-2 rounded bg-gray-200 text-gray-700 hover:bg-gray-300\" id=\"leave-comment\"><span class=\"icon icon-comments\" aria-hidden=\"true\"><\/span>Yorum b\u0131rak<\/a><\/form><\/section><section id=\"calc-reactions\" class=\"not-prose hidden my-12 bg-gradient-to-r from-primary-50 to-gray-50 border border-indigo-100 rounded-xl px-6 py-4 shadow-sm\" data-post=\"703\" aria-live=\"polite\" aria-labelledby=\"calc-reactions-title\"><p id=\"calc-reactions-title\" class=\"text-sm text-gray-500 text-center mb-2\">Bu sonu\u00e7 hakk\u0131nda ne d\u00fc\u015f\u00fcn\u00fcyorsunuz?<\/p><div role=\"group\" aria-labelledby=\"calc-reactions-title\" class=\"grid grid-cols-3 sm:flex sm:flex-row sm:justify-around gap-4 sm:items-center sm:flex-wrap\"><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"like\"><span class=\"reaction-count\" data-reaction-count=\"like\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude00 <\/span><span class=\"reaction-description font-medium\">Be\u011fendim <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"helpful\"><span class=\"reaction-count\" data-reaction-count=\"helpful\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\udca1 <\/span><span class=\"reaction-description font-medium\">Faydal\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"confused\"><span class=\"reaction-count\" data-reaction-count=\"confused\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude15 <\/span><span class=\"reaction-description font-medium\">Kafam kar\u0131\u015ft\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"disappointed\"><span class=\"reaction-count\" data-reaction-count=\"disappointed\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude1e <\/span><span class=\"reaction-description font-medium\">Hayal k\u0131r\u0131kl\u0131\u011f\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"inaccurate\"><span class=\"reaction-count\" data-reaction-count=\"inaccurate\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\u274c <\/span><span class=\"reaction-description font-medium\">Hatal\u0131 <\/span><\/button><\/div><div id=\"reaction-message\" class=\"hidden mt-8 rounded-md border border-primary-100 bg-white\/50 backdrop-blur-sm px-4 py-2 text-sm text-center shadow-sm\"><\/div><\/section><div class=\"calcdash-ad not-prose calcdash-ad--calc_result calcdash-ad--in-article\"><ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-1721569815777345\" data-ad-slot=\"6317458308\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\"><\/ins><script>(adsbygoogle = window.adsbygoogle || []).push({});<\/script><\/div>\n<style id=\"wpcoderpro-inline-1\">.formula-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section class=\"formula-box\" aria-labelledby=\"formula-title\">\r\n\t<div id=\"formula-title\" class=\"not-prose font-display mb-4\"><span class=\"icon icon-formula\" aria-hidden=\"true\"><\/span><h2>78 Kural\u0131 \u0130kiye Katlanma S\u00fcresi Form\u00fcl\u00fc<\/h2><\/div>\r\n\t<figure class=\"not-prose formula\">\r\n\t\t<figcaption class=\"formula-title\">Form\u00fcl<\/figcaption>\r\n\t\t<div class=\"text-base text-gray-800\" id=\"formula\">\n\\[ T = \\frac{78}{r} \\]\n<\/div>\r\n\t<\/figure>\r\n\t<\/p>\n<p><strong>Burada:<\/strong><\/p>\n<ul>\n<li>\\(T\\) \u2014 yat\u0131r\u0131m\u0131n ikiye katlanmas\u0131 i\u00e7in gereken s\u00fcre (y\u0131l)<\/li>\n<li>\\(r\\) \u2014 y\u00fczde olarak ifade edilen y\u0131ll\u0131k getiri oran\u0131 (\u00f6rne\u011fin, %6 i\u00e7in 6)<\/li>\n<\/ul>\n<p>Bu form\u00fcl, sabit bir y\u0131ll\u0131k oranda b\u00fcy\u00fcyen bir yat\u0131r\u0131m\u0131n ikiye katlanma s\u00fcresinin h\u0131zl\u0131 bir tahminini verir. 78'i y\u00fczde cinsinden orana b\u00f6lmek, ba\u015flang\u0131\u00e7 tutar\u0131n\u0131n iki kat\u0131na \u00e7\u0131kmas\u0131 i\u00e7in gereken y\u0131l say\u0131s\u0131n\u0131n yakla\u015f\u0131k de\u011ferini verir.<\/p>\n<p>\r\n<\/section>\n<style id=\"wpcoderpro-inline-2\">.calculation-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section id=\"calculation\" class=\"calculation-box\" aria-labelledby=\"calculation-title\">\r\n\t<div id=\"calculation-title\" class=\"not-prose font-display\"><span class=\"icon icon-unordered-list\" aria-hidden=\"true\"><\/span><h2>78 Kural\u0131 \u2013 Hesaplama \u00d6rne\u011fi<\/h2><\/div>\r\n\r\n<\/p>\n<p><strong>\u00d6rnek:<\/strong> y\u0131lda ortalama %6 getiri sa\u011flamas\u0131n\u0131 bekledi\u011finiz bir tutar\u0131 yat\u0131rmay\u0131 planl\u0131yorsunuz ve ikiye katlanmas\u0131n\u0131n ne kadar s\u00fcrece\u011fini \u00f6\u011frenmek istiyorsunuz.<\/p>\n<p>\\[ T = \\frac{78}{6} = 13 \\text{ y\u0131l} \\]<\/p>\n<p><strong>Sonu\u00e7:<\/strong> y\u0131ll\u0131k %6 getiri oran\u0131nda yat\u0131r\u0131m yakla\u015f\u0131k <strong>13 y\u0131lda<\/strong> ikiye katlan\u0131r.<\/p>\n<p>\n\r\n<\/section>\n<h2>Hesaplama Arac\u0131 Nas\u0131l Kullan\u0131l\u0131r?<\/h2>\n<ol>\n<li>Beklenen <strong>Y\u0131ll\u0131k Getiri Oran\u0131<\/strong>n\u0131z\u0131 y\u00fczde olarak girin (\u00f6rne\u011fin, %6 i\u00e7in 6). 5,5 gibi ondal\u0131kl\u0131 say\u0131lar da kullanabilirsiniz.<\/li>\n<li>Hesaplama arac\u0131, <strong>\u0130kiye Katlanma S\u00fcresi<\/strong>ni y\u0131l olarak, iki ondal\u0131k basama\u011fa yuvarlanm\u0131\u015f \u015fekilde an\u0131nda g\u00f6sterir.<\/li>\n<li>Senaryolar\u0131 kar\u015f\u0131la\u015ft\u0131rmak i\u00e7in oran\u0131 ayarlay\u0131n \u2014 \u00f6rne\u011fin, muhafazak\u00e2r bir portf\u00f6y ile daha agresif bir portf\u00f6y aras\u0131ndaki fark\u0131 g\u00f6rmek i\u00e7in.<\/li>\n<\/ol>\n<h2>Yat\u0131r\u0131m\u0131n \u0130kiye Katlanmas\u0131 i\u00e7in 78 Kural\u0131 Nedir?<\/h2>\n<p>78 Kural\u0131, bile\u015fik b\u00fcy\u00fcme ile paran\u0131n ne kadar s\u00fcrede ikiye katlanaca\u011f\u0131n\u0131 tahmin etmek i\u00e7in kullan\u0131lan bir pratik kurald\u0131r. Bile\u015fik faiz denklemini tam olarak \u00e7\u00f6zmek yerine, yapman\u0131z gereken tek \u015fey 78'i y\u00fczde cinsinden y\u0131ll\u0131k getiri oran\u0131na b\u00f6lmektir. %6 oran\u0131nda para yakla\u015f\u0131k 13 y\u0131lda, %10 oran\u0131nda ise yakla\u015f\u0131k 7,8 y\u0131lda ikiye katlan\u0131r.<\/p>\n<p>Y\u0131ll\u0131k bile\u015fik faizdeki kesin ikiye katlanma s\u00fcresi, bile\u015fik faiz form\u00fcl\u00fcnden hesaplan\u0131r:<\/p>\n<p>\\[ T = \\frac{\\ln 2}{\\ln(1 + r\/100)} \\]<\/p>\n<p>Bu t\u00fcr pratik kurallar, bu logaritman\u0131n zihinden hesaplanmas\u0131n\u0131n zahmetli olmas\u0131ndan do\u011fmu\u015ftur. En \u00fcnl\u00fc varyant, 72'yi orana b\u00f6len <a href=\"https:\/\/wpcalc.com\/tr\/finans\/bilesik-yillik-buyume-orani\/\">72 Kural\u0131<\/a>'d\u0131r. 78 Kural\u0131 daha b\u00fcy\u00fck bir payda kulland\u0131\u011f\u0131 i\u00e7in her zaman biraz daha uzun bir tahmin verir \u2014 bilin\u00e7li olarak daha temkinli bir rakamd\u0131r. Ger\u00e7ek getiriler dalgalanma g\u00f6sterdi\u011finden ve iyimser projeksiyonlar\u0131n alt\u0131nda kald\u0131\u011f\u0131ndan, bir\u00e7ok yat\u0131r\u0131mc\u0131 emeklilik gibi uzun vadeli hedefleri planlarken bu ekstra g\u00fcvenlik marj\u0131n\u0131 tercih eder.<\/p>\n<p>Sonucun yorumlanmas\u0131 basittir: elde etti\u011finiz say\u0131, ek katk\u0131 ve para \u00e7ekme olmaks\u0131z\u0131n tek bir anaparan\u0131n ikiye katlanma s\u00fcresidir. Para eklemeye devam eder veya ger\u00e7ek getiriniz varsay\u0131lan orandan farkl\u0131ysa, ger\u00e7ek zaman \u00e7izelgesi de\u011fi\u015fecektir.<\/p>\n<h2>78 Kural\u0131, 72 Kural\u0131 ve Kesin De\u011fer Kar\u015f\u0131la\u015ft\u0131rmas\u0131<\/h2>\n<p>A\u015fa\u011f\u0131daki tablo, 78 Kural\u0131 tahminini 72 Kural\u0131 ve y\u0131ll\u0131k bile\u015fik faizli kesin ikiye katlanma s\u00fcresi ile kar\u015f\u0131la\u015ft\u0131rmaktad\u0131r.<\/p>\n<table>\n<thead>\n<tr>\n<th>Y\u0131ll\u0131k Oran<\/th>\n<th>78 Kural\u0131<\/th>\n<th>72 Kural\u0131<\/th>\n<th>Kesin De\u011fer (y\u0131ll\u0131k bile\u015fik faiz)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>%3<\/td>\n<td>26,0 y\u0131l<\/td>\n<td>24,0 y\u0131l<\/td>\n<td>23,4 y\u0131l<\/td>\n<\/tr>\n<tr>\n<td>%6<\/td>\n<td>13,0 y\u0131l<\/td>\n<td>12,0 y\u0131l<\/td>\n<td>11,9 y\u0131l<\/td>\n<\/tr>\n<tr>\n<td>%9<\/td>\n<td>8,7 y\u0131l<\/td>\n<td>8,0 y\u0131l<\/td>\n<td>8,0 y\u0131l<\/td>\n<\/tr>\n<tr>\n<td>%12<\/td>\n<td>6,5 y\u0131l<\/td>\n<td>6,0 y\u0131l<\/td>\n<td>6,1 y\u0131l<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>G\u00f6rd\u00fc\u011f\u00fcn\u00fcz gibi, 78 Kural\u0131 ikiye katlanma s\u00fcresini istikrarl\u0131 bi\u00e7imde oldu\u011fundan uzun tahmin eder; bu da onu en k\u00f6t\u00fc senaryo i\u00e7in bir planlama rakam\u0131 olarak kullan\u0131\u015fl\u0131 k\u0131lar. Yat\u0131r\u0131mlar\u0131 pratik bir kural yerine hassas bir b\u00fcy\u00fcme \u00f6l\u00e7\u00fcs\u00fcyle kar\u015f\u0131la\u015ft\u0131rmak istiyorsan\u0131z, <a href=\"https:\/\/wpcalc.com\/tr\/finans\/bilesik-yillik-buyume-orani\/\">Bile\u015fik Y\u0131ll\u0131k B\u00fcy\u00fcme Oran\u0131 hesaplama arac\u0131<\/a> ve <a href=\"https:\/\/wpcalc.com\/tr\/finans\/yillik-yuzde-getiri\/\">Y\u0131ll\u0131k Y\u00fczde Getiri (APY) hesaplama arac\u0131<\/a> daha iyi ara\u00e7lard\u0131r.<\/p>\n<h2>Di\u011fer \"78 Kural\u0131\" Hakk\u0131nda Bir Not<\/h2>\n<p>\"78 Kural\u0131\" ad\u0131, alakas\u0131z bir kredi verme uygulamas\u0131 i\u00e7in de kullan\u0131l\u0131r: sabit vadeli bir kredide faizi da\u011f\u0131tma y\u00f6ntemi olan rakamlar\u0131n toplam\u0131 y\u00f6ntemi. 12 ayl\u0131k bir kredide 1'den 12'ye kadar rakamlar\u0131n toplam\u0131 78 eder ve faizin daha b\u00fcy\u00fck bir pay\u0131 ilk aylara atan\u0131r. Bu, faizi \u00f6ne y\u00fckler; bu nedenle kredisini erken kapatan bor\u00e7lular, basit faiz veya akt\u00fceryal y\u00f6ntem alt\u0131nda alacaklar\u0131ndan daha az fayda sa\u011flar. Bu y\u00f6ntem kredi iadelerini ve erken \u00f6deme cezalar\u0131n\u0131 etkiler \u2014 bu hesaplama arac\u0131n\u0131n yapt\u0131\u011f\u0131 ikiye katlanma s\u00fcresi tahminiyle hi\u00e7bir ilgisi yoktur. Bir yat\u0131r\u0131m\u0131 de\u011fil bir krediyi analiz ediyorsan\u0131z, <a href=\"https:\/\/wpcalc.com\/tr\/finans\/aktueryal-yontem-kazanilmamis-faiz\/\">Akt\u00fceryal Y\u00f6ntemle Kazan\u0131lmam\u0131\u015f Faiz hesaplama arac\u0131na<\/a> bak\u0131n.<\/p>\n<h2>Varsay\u0131mlar ve S\u0131n\u0131rlamalar<\/h2>\n<ul>\n<li><strong>Sabit oran:<\/strong> hesaplama, y\u0131ll\u0131k getirinin her y\u0131l ayn\u0131 oldu\u011funu varsayar. Ger\u00e7ek portf\u00f6yler dalgalan\u0131r ve getirilerin s\u0131ras\u0131 ger\u00e7ek sonu\u00e7lar\u0131 etkiler.<\/li>\n<li><strong>Tek anapara:<\/strong> tahmin, ek para yat\u0131rma veya \u00e7ekme olmaks\u0131z\u0131n tek bir ba\u015flang\u0131\u00e7 yat\u0131r\u0131m\u0131na uygulan\u0131r.<\/li>\n<li><strong>Yakla\u015f\u0131m:<\/strong> sonu\u00e7 bir tahmindir, kesin bir bile\u015fik faiz hesab\u0131 de\u011fildir. \u00c7ok y\u00fcksek veya \u00e7ok d\u00fc\u015f\u00fck oranlarda hata b\u00fcy\u00fcr.<\/li>\n<li><strong>Vergi, \u00fccret veya enflasyon yok:<\/strong> girdi\u011finiz oran net getiri olmal\u0131d\u0131r. Nominal de\u011fer ikiye katlansa bile enflasyon sat\u0131n alma g\u00fcc\u00fcn\u00fc d\u00fc\u015f\u00fcr\u00fcr.<\/li>\n<li><strong>Y\u0131ll\u0131k bile\u015fik faiz:<\/strong> daha s\u0131k bile\u015fiklendirme (ayl\u0131k veya s\u00fcrekli) ger\u00e7ek ikiye katlanma s\u00fcresini biraz k\u0131salt\u0131r.<\/li>\n<\/ul>\n<p>Katk\u0131lar\u0131 ve bile\u015fiklendirme s\u0131kl\u0131\u011f\u0131n\u0131 dikkate alan kesin uzun vadeli projeksiyonlar i\u00e7in, bu h\u0131zl\u0131 tahmini <a href=\"https:\/\/wpcalc.com\/tr\/finans\/vade-degeri\/\">Vade De\u011feri hesaplama arac\u0131<\/a> ile birlikte kullan\u0131n.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bir yat\u0131r\u0131m\u0131n 72 Kural\u0131'n\u0131n daha muhafazak\u00e2r bir varyant\u0131 olan 78 Kural\u0131 ile ka\u00e7 y\u0131lda ikiye katlanaca\u011f\u0131n\u0131 tahmin etmek i\u00e7in beklenen y\u0131ll\u0131k getiri oran\u0131n\u0131z\u0131 girin. Sonu\u00e7lar y\u0131l olarak g\u00f6sterilir.<\/p>\n","protected":false},"author":3168,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[48],"class_list":["post-703","post","type-post","status-publish","format-standard","hentry","category-finans","tag-faiz"],"acf":[],"_links":{"self":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/703","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/users\/3168"}],"replies":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/comments?post=703"}],"version-history":[{"count":5,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/703\/revisions"}],"predecessor-version":[{"id":3497,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/703\/revisions\/3497"}],"wp:attachment":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/media?parent=703"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/categories?post=703"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/tags?post=703"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}