{"id":71,"date":"2026-10-03T11:22:48","date_gmt":"2026-10-03T10:22:48","guid":{"rendered":"https:\/\/wpcalc.com\/tr\/anuite-odemesi\/"},"modified":"2026-10-03T11:22:48","modified_gmt":"2026-10-03T10:22:48","slug":"anuite-odemesi","status":"publish","type":"post","link":"https:\/\/wpcalc.com\/tr\/finans\/anuite-odemesi\/","title":{"rendered":"An\u00fcite \u00d6demesi"},"content":{"rendered":"<section class=\"not-prose calculator-box\" aria-labelledby=\"calculator-title\"><div class=\"flex items-baseline sm:items-center justify-between gap-2 sm:gap-3\"><div class=\"flex flex-col sm:flex-row sm:items-center gap-2\"><span class=\"icon icon-calculator text-primary-700! text-base! dark:text-primary-300!\" aria-hidden=\"true\"><\/span><h2 id=\"calculator-title\" class=\"text-lg font-display font-bold\">An\u00fcite \u00d6deme Hesaplama<\/h2><\/div><div class=\"calcdash-favorite group\">\n  <button type=\"button\" class=\"favorite\" id=\"favorite\" data-favorite-id=\"71\" data-favorite-title=\"An\u00fcite \u00d6demesi\" data-favorite-url=\"https:\/\/wpcalc.com\/tr\/finans\/anuite-odemesi\/\" data-favorite-excerpt=\"Kredinin sabit an\u00fcite \u00f6demesini hesaplay\u0131n: kredi tutar\u0131n\u0131, y\u0131ll\u0131k faiz oran\u0131n\u0131 ve y\u0131l cinsinden vadeyi girerek krediyi tamamen kapatan e\u015fit d\u00f6nemsel \u00f6demeyi bulun.\" aria-label=\"Favorilere ekle\" data-favorite-icon=\"icon icon-loan\">\n    <span class=\"icon icon-shape-star-empty\" aria-hidden=\"true\"><\/span>\n  <\/button>\n  <div class=\"calcdash-favorite__tip\" aria-hidden=\"true\">\n   <span class=\"favorite-tooltip\" id=\"favorite-tooltip\"><\/span>\n  <\/div>\n  <span class=\"sr-only\" role=\"status\" id=\"favorite-status\"><\/span>\n<\/div><\/div><form action=\"https:\/\/wpcalc.com\/tr\/finans\/anuite-odemesi\/\" method=\"POST\" class=\"calculator\" id=\"calculator-71\" data-post=\"71\"><fieldset class=\"fieldset-input\"><legend class=\"sr-only\">Giri\u015f alanlar\u0131<\/legend><div class=\"field has-term\" id=\"input-1\"><label for=\"field-1\">Kredi tutar\u0131<\/label><div class=\"term\">P<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"kredi_tutar\" id=\"field-1\" aria-describedby=\"calc-unit-1 calc-info-1\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" value=\"100000\"\/><div class=\"unit\" id=\"calc-unit-1\">$<\/div><small id=\"calc-info-1\">\u0130lk kredi tutar\u0131n\u0131 veya anaparay\u0131 girin<\/small><\/div><div class=\"field has-term\" id=\"input-2\"><label for=\"field-2\">Y\u0131ll\u0131k faiz oran\u0131<\/label><div class=\"term\">r<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"yllk_faiz_oran\" id=\"field-2\" aria-describedby=\"calc-unit-2 calc-info-2\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"0\" max=\"100\" value=\"5\"\/><div class=\"unit\" id=\"calc-unit-2\">%<\/div><small id=\"calc-info-2\">Y\u0131ll\u0131k faiz oran\u0131n\u0131 girin<\/small><\/div><div class=\"field has-term\" id=\"input-3\"><label for=\"field-3\">Kredi vadesi (y\u0131l)<\/label><div class=\"term\">n<\/div>  <div class=\"absolute bottom-0 left-16 top-8 w-2 h-0.5 bg-blue-500\"><\/div><input type=\"text\" name=\"kredi_vadesi_yl\" id=\"field-3\" aria-describedby=\"calc-unit-3 calc-info-3\" data-number inputmode=\"decimal\" autocomplete=\"off\" spellcheck=\"false\" min=\"1\" max=\"100\" value=\"20\"\/><div class=\"unit\" id=\"calc-unit-3\">y\u0131l<\/div><small id=\"calc-info-3\">Kredinin y\u0131l say\u0131s\u0131n\u0131 girin<\/small><\/div><\/fieldset><div class=\"buttons\"><button type=\"submit\" data-text=\"Yeniden hesapla\" id=\"calculate-button\" data-post=\"71\">Hesapla<\/button><button type=\"reset\">S\u0131f\u0131rla<\/button><\/div><div class=\"field is-checkbox hidden!\" id=\"field-auto-calc\"><input type=\"checkbox\" id=\"auto-calc\"><label for=\"auto-calc\">Otomatik hesapla<\/label><small>Etkinle\u015ftirilirse, herhangi bir de\u011feri de\u011fi\u015ftirdi\u011finizde sonu\u00e7 otomatik olarak g\u00fcncellenir.<\/small><\/div><div class=\"fieldset-result is-hidden\" aria-labelledby=\"result-title\" aria-live=\"polite\" role=\"region\"> <h3 class=\"result-title bg-gradient-to-r from-primary-50 to-gray-50 dark:from-primary-900 dark:to-gray-800\" id=\"result-title\"><span class=\"icon icon-s-pulse\" aria-hidden=\"true\"><\/span> Sonu\u00e7lar\u0131n\u0131z<\/h3><div class=\"result-box\"><div class=\"field-result\" id=\"output-1\"><span class=\"field-title\"><span>An\u00fcite \u00d6demesi<\/span><\/span><span class=\"field-value\" id=\"result-1\" data-unit=\"$\"><\/span><button type=\"button\" class=\"copy-result\" data-tooltip=\"Sonucu kopyala\" aria-label=\"Sonucu kopyala\"><span class=\"copy-icon icon icon-document-copy\" aria-hidden=\"true\"><\/span><\/button><\/div><\/div><div class=\"result-actions\"><button type=\"button\" class=\"copy-link\"><svg viewBox=\"0 0 20 20\" fill=\"currentColor\" aria-hidden=\"true\"><path d=\"M12.232 4.232a2.5 2.5 0 0 1 3.536 3.536l-1.225 1.224a.75.75 0 0 0 1.061 1.06l1.224-1.224a4 4 0 0 0-5.656-5.656l-3 3a4 4 0 0 0 .225 5.865.75.75 0 0 0 .977-1.138 2.5 2.5 0 0 1-.142-3.667l3-3Z\"\/><path d=\"M11.603 7.963a.75.75 0 0 0-.977 1.138 2.5 2.5 0 0 1 .142 3.667l-3 3a2.5 2.5 0 0 1-3.536-3.536l1.225-1.224a.75.75 0 0 0-1.061-1.06l-1.224 1.224a4 4 0 1 0 5.656 5.656l3-3a4 4 0 0 0-.225-5.865Z\"\/><\/svg><span class=\"copy-link__text\">Bu hesaplaman\u0131n ba\u011flant\u0131s\u0131n\u0131 kopyala<\/span><\/button><span class=\"sr-only\" role=\"status\" id=\"copy-link-status\"><\/span><\/div><\/div><a href=\"#respond\" class=\"hidden transition-opacity duration-300 opacity-0 w-50 text-sm justify-center items-center gap-2 px-4 py-2 rounded bg-gray-200 text-gray-700 hover:bg-gray-300\" id=\"leave-comment\"><span class=\"icon icon-comments\" aria-hidden=\"true\"><\/span>Yorum b\u0131rak<\/a><\/form><\/section><section id=\"calc-reactions\" class=\"not-prose hidden my-12 bg-gradient-to-r from-primary-50 to-gray-50 border border-indigo-100 rounded-xl px-6 py-4 shadow-sm\" data-post=\"71\" aria-live=\"polite\" aria-labelledby=\"calc-reactions-title\"><p id=\"calc-reactions-title\" class=\"text-sm text-gray-500 text-center mb-2\">Bu sonu\u00e7 hakk\u0131nda ne d\u00fc\u015f\u00fcn\u00fcyorsunuz?<\/p><div role=\"group\" aria-labelledby=\"calc-reactions-title\" class=\"grid grid-cols-3 sm:flex sm:flex-row sm:justify-around gap-4 sm:items-center sm:flex-wrap\"><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"like\"><span class=\"reaction-count\" data-reaction-count=\"like\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude00 <\/span><span class=\"reaction-description font-medium\">Be\u011fendim <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"helpful\"><span class=\"reaction-count\" data-reaction-count=\"helpful\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\udca1 <\/span><span class=\"reaction-description font-medium\">Faydal\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"confused\"><span class=\"reaction-count\" data-reaction-count=\"confused\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude15 <\/span><span class=\"reaction-description font-medium\">Kafam kar\u0131\u015ft\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"disappointed\"><span class=\"reaction-count\" data-reaction-count=\"disappointed\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\ud83d\ude1e <\/span><span class=\"reaction-description font-medium\">Hayal k\u0131r\u0131kl\u0131\u011f\u0131 <\/span><\/button><button type=\"button\" aria-pressed=\"false\" class=\"reaction-btn flex flex-col items-center gap-1 text-sm text-gray-700 hover:text-primary-600 cursor-pointer transition-transform hover:scale-105\" data-reaction=\"inaccurate\"><span class=\"reaction-count\" data-reaction-count=\"inaccurate\">0<\/span><span class=\"reaction text-3xl\" aria-hidden=\"true\">\u274c <\/span><span class=\"reaction-description font-medium\">Hatal\u0131 <\/span><\/button><\/div><div id=\"reaction-message\" class=\"hidden mt-8 rounded-md border border-primary-100 bg-white\/50 backdrop-blur-sm px-4 py-2 text-sm text-center shadow-sm\"><\/div><\/section><div class=\"calcdash-ad not-prose calcdash-ad--calc_result calcdash-ad--in-article\"><ins class=\"adsbygoogle\" style=\"display:block\" data-ad-client=\"ca-pub-1721569815777345\" data-ad-slot=\"6317458308\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\"><\/ins><script>(adsbygoogle = window.adsbygoogle || []).push({});<\/script><\/div>\n<style id=\"wpcoderpro-inline-1\">.formula-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section class=\"formula-box\" aria-labelledby=\"formula-title\">\r\n\t<div id=\"formula-title\" class=\"not-prose font-display mb-4\"><span class=\"icon icon-formula\" aria-hidden=\"true\"><\/span><h2>An\u00fcite \u00d6deme Form\u00fcl\u00fc<\/h2><\/div>\r\n\t<figure class=\"not-prose formula\">\r\n\t\t<figcaption class=\"formula-title\">Form\u00fcl<\/figcaption>\r\n\t\t<div class=\"text-base text-gray-800\" id=\"formula\">\n\\[ PMT = \\frac{P \\times r}{1 - (1 + r)^{-n}} \\]\n<\/div>\r\n\t<\/figure>\r\n\t<\/p>\n<p><strong>Burada:<\/strong><\/p>\n<ul>\n<li>\\(PMT\\) \u2014 an\u00fcite \u00f6demesi (d\u00f6nem ba\u015f\u0131na sabit \u00f6deme, $)<\/li>\n<li>\\(P\\) \u2014 kredi tutar\u0131 veya anapara ($)<\/li>\n<li>\\(r\\) \u2014 d\u00f6nem ba\u015f\u0131na faiz oran\u0131, ondal\u0131k olarak (\u00f6rn. %5 = 0,05)<\/li>\n<li>\\(n\\) \u2014 toplam \u00f6deme d\u00f6nemi say\u0131s\u0131<\/li>\n<\/ul>\n<p>Bu form\u00fcl, anaparay\u0131 ve t\u00fcm faizi tam olarak \\(n\\) d\u00f6nem i\u00e7inde geri \u00f6deyen sabit \u00f6demeyi verir. Bir an\u00fcitenin bug\u00fcnk\u00fc de\u011ferinden t\u00fcretilmi\u015ftir: kredi tutar\u0131, t\u00fcm \u00f6demelerin bug\u00fcne iskonto edilmi\u015f toplam\u0131na e\u015fittir.<\/p>\n<p>Faiz oran\u0131 s\u0131f\u0131rsa form\u00fcl \\(PMT = P \/ n\\) \u015feklinde sadele\u015fir \u2014 anapara t\u00fcm d\u00f6nemlere e\u015fit olarak b\u00f6l\u00fcn\u00fcr.<\/p>\n<p>\r\n<\/section>\n<style id=\"wpcoderpro-inline-2\">.calculation-box {\r\n\tborder-bottom: none !important;\r\n}<\/style><section id=\"calculation\" class=\"calculation-box\" aria-labelledby=\"calculation-title\">\r\n\t<div id=\"calculation-title\" class=\"not-prose font-display\"><span class=\"icon icon-unordered-list\" aria-hidden=\"true\"><\/span><h2>An\u00fcite \u00d6demesi \u2013 Hesaplama \u00d6rne\u011fi<\/h2><\/div>\r\n\r\n<\/p>\n<p><strong>\u00d6rnek:<\/strong> y\u0131ll\u0131k \\(r = 5\\%\\) faiz oran\u0131yla, \\(n = 20\\) y\u0131l vadeli ve y\u0131lda bir \u00f6deme yap\u0131lan \\(P = \\$100{,}000\\) tutar\u0131nda bir kredi al\u0131yorsunuz.<\/p>\n<p>\\[ PMT = \\frac{100{,}000 \\times 0.05}{1 - (1 + 0.05)^{-20}} = \\frac{5{,}000}{1 - 0.37689} = \\frac{5{,}000}{0.62311} \\approx 8{,}024.26 \\]<\/p>\n<p><strong>Sonu\u00e7:<\/strong> y\u0131ll\u0131k an\u00fcite \u00f6demesi <strong>8.024,26 $<\/strong>'d\u0131r. 20 y\u0131l boyunca toplam \\(8{,}024.26 \\times 20 = \\$160{,}485.20\\) \u00f6dersiniz; bunun \\(\\$60{,}485.20\\)'si faizdir.<\/p>\n<p>\n\r\n<\/section>\n<h2>Hesaplay\u0131c\u0131 nas\u0131l kullan\u0131l\u0131r<\/h2>\n<ol>\n<li><strong>Kredi tutar\u0131n\u0131<\/strong> girin \u2014 \u00f6d\u00fcn\u00e7 ald\u0131\u011f\u0131n\u0131z toplam anapara (varsay\u0131lan: 100.000 $).<\/li>\n<li><strong>Y\u0131ll\u0131k faiz oran\u0131n\u0131<\/strong> % i\u015fareti olmadan, y\u00fczde olarak girin (varsay\u0131lan: 5).<\/li>\n<li><strong>Kredi vadesini (y\u0131l)<\/strong> girin \u2014 kredinin geri \u00f6denece\u011fi y\u0131l say\u0131s\u0131 (varsay\u0131lan: 20).<\/li>\n<li><strong>An\u00fcite \u00d6demesi<\/strong> sonucunu okuyun. D\u00f6nem ba\u015f\u0131na sabit \u00f6demeyi g\u00f6sterir; vade y\u0131l cinsinden girildi\u011fi i\u00e7in bir d\u00f6nem bir y\u0131la e\u015fittir.<\/li>\n<\/ol>\n<h2>An\u00fcite \u00f6demesi nedir?<\/h2>\n<p>An\u00fcite \u00f6demesi, d\u00fczenli aral\u0131klarla yap\u0131lan e\u015fit \u00f6demeler dizisidir. Kredilendirme alan\u0131nda bu terim \u00e7o\u011funlukla <em>an\u00fcite y\u00f6ntemiyle<\/em> (amortismanl\u0131) geri \u00f6demeyi ifade eder; bu y\u00f6ntemde bor\u00e7lu, kredi tamamen kapanana kadar her d\u00f6nem ayn\u0131 sabit tutar\u0131 \u00f6der. Her \u00f6deme, son \u00f6demeden bu yana biriken faizi kar\u015f\u0131lar; kalan k\u0131s\u0131m anaparay\u0131 azalt\u0131r. Kalan bakiye her \u00f6demede k\u00fc\u00e7\u00fcld\u00fc\u011f\u00fc i\u00e7in zamanla faiz pay\u0131 azal\u0131r, anapara pay\u0131 artar \u2014 ancak toplam \u00f6deme hi\u00e7 de\u011fi\u015fmez.<\/p>\n<p>Bu, \u00e7o\u011fu konut kredisi, ta\u015f\u0131t kredisi ve ihtiya\u00e7 kredisinin standart geri \u00f6deme yap\u0131s\u0131d\u0131r; bu nedenle yukar\u0131daki form\u00fcl s\u0131k s\u0131k kredi \u00f6demesi veya amortisman form\u00fcl\u00fc olarak adland\u0131r\u0131l\u0131r. Ayn\u0131 form\u00fcl ters y\u00f6nde de kullan\u0131l\u0131r: emeklilikteki an\u00fcite \u00fcr\u00fcnlerinde bir sigorta \u015firketi size her d\u00f6nem sabit bir tutar \u00f6der ve ayn\u0131 matematik bu \u00f6demelerin ne kadar b\u00fcy\u00fck olabilece\u011fini belirler.<\/p>\n<p>Sonucu yorumlamak kolayd\u0131r: hesaplanan \u00f6deme, son d\u00f6nemden sonra bakiyeyi tam olarak s\u0131f\u0131ra indirmek i\u00e7in gereken kesin tutard\u0131r \u2014 ne fazla, ne eksik. Daha az \u00f6derseniz bir bakiye kal\u0131r; daha fazla \u00f6derseniz kredi erken biter ve faizden tasarruf edersiniz. \u00d6demelerin zamanla faiz ve anapara aras\u0131nda nas\u0131l b\u00f6l\u00fcnd\u00fc\u011f\u00fcn\u00fc daha ayr\u0131nt\u0131l\u0131 g\u00f6rmek i\u00e7in <a href=\"https:\/\/wpcalc.com\/tr\/finans\/konut-kredisi-taksit-hesaplama\/\">Konut Kredisi \u00d6demesi<\/a> hesaplay\u0131c\u0131s\u0131na bak\u0131n.<\/p>\n<h2>Varsay\u0131mlar ve s\u0131n\u0131rlamalar<\/h2>\n<ul>\n<li><strong>\u00d6demeler y\u0131ll\u0131kt\u0131r.<\/strong> Bu hesaplay\u0131c\u0131 bir d\u00f6nemi bir y\u0131l olarak ele al\u0131r ve y\u0131l tabanl\u0131 vade giri\u015fiyle uyumludur. <em>Ayl\u0131k<\/em> an\u00fcite \u00f6demesini bulmak i\u00e7in y\u0131ll\u0131k oran\u0131 12'ye b\u00f6l\u00fcn ve vadeyi 12 ile \u00e7arp\u0131n: \\(r = 0.05\/12\\) ve \\(n = 240\\) ay. 100.000 $ \/ %5 \/ 20 y\u0131l \u00f6rne\u011fi i\u00e7in bu, ayda yakla\u015f\u0131k \\(\\$659.96\\) demektir \u2014 bunu <a href=\"https:\/\/wpcalc.com\/tr\/finans\/kredi-hesaplama\/\">Kredi Hesaplama<\/a> veya <a href=\"https:\/\/wpcalc.com\/tr\/finans\/konut-kredisi-hesaplama\/\">Konut Kredisi Hesaplama<\/a> arac\u0131yla do\u011frulayabilirsiniz.<\/li>\n<li><strong>Sabit faiz oran\u0131.<\/strong> Form\u00fcl, oran\u0131n t\u00fcm vade boyunca sabit kald\u0131\u011f\u0131n\u0131 varsayar. De\u011fi\u015fken faizli kredilerde oran her de\u011fi\u015fti\u011finde \u00f6deme yeniden hesaplan\u0131r.<\/li>\n<li><strong>\u00dccret veya maliyet yoktur.<\/strong> Dosya masraflar\u0131, kapan\u0131\u015f maliyetleri ve sigorta dahil de\u011fildir. \u00d6nemli \u00f6n maliyetleri olan krediler i\u00e7in kredit\u00f6rleri BDSY (APR) \u00fczerinden kar\u015f\u0131la\u015ft\u0131r\u0131n \u2014 <a href=\"https:\/\/wpcalc.com\/tr\/finans\/ipotek-apr\/\">Konut Kredisi BDSY<\/a> hesaplay\u0131c\u0131s\u0131na bak\u0131n.<\/li>\n<li><strong>E\u015fit ve zaman\u0131nda \u00f6demeler.<\/strong> Sonu\u00e7, her \u00f6demenin eksiksiz ve plana uygun olarak yap\u0131ld\u0131\u011f\u0131n\u0131 varsayar. Ek \u00f6demeler vadeyi k\u0131salt\u0131r ve toplam faizi azalt\u0131r.<\/li>\n<li><strong>\u00d6deme zamanlamas\u0131.<\/strong> Form\u00fcl, \u00f6demelerin her d\u00f6nemin sonunda yap\u0131ld\u0131\u011f\u0131 <em>s\u0131radan an\u00fciteyi<\/em> (ordinary annuity) varsayar. D\u00f6nem ba\u015f\u0131nda \u00f6deme yap\u0131lan an\u00fcite (annuity-due) biraz farkl\u0131 bir tutar verir.<\/li>\n<\/ul>\n<h2>Referans: %5 faizli 100.000 $ tutar\u0131ndaki kredide \u00f6deme\u2013vade ili\u015fkisi<\/h2>\n<table>\n<thead>\n<tr>\n<th>Vade (y\u0131l)<\/th>\n<th>Y\u0131ll\u0131k \u00f6deme<\/th>\n<th>Toplam faiz<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>10<\/td>\n<td>12.950,46 $<\/td>\n<td>29.504,60 $<\/td>\n<\/tr>\n<tr>\n<td>15<\/td>\n<td>9.634,23 $<\/td>\n<td>44.513,45 $<\/td>\n<\/tr>\n<tr>\n<td>20<\/td>\n<td>8.024,26 $<\/td>\n<td>60.485,20 $<\/td>\n<\/tr>\n<tr>\n<td>30<\/td>\n<td>6.505,14 $<\/td>\n<td>95.154,20 $<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Tablo klasik \u00f6d\u00fcnle\u015fimi g\u00f6sterir: daha uzun vade her \u00f6demeyi d\u00fc\u015f\u00fcr\u00fcr ama toplam faizi art\u0131r\u0131r. Ayn\u0131 ili\u015fki, sabit gelecek \u00f6demeler ak\u0131\u015f\u0131n\u0131n bug\u00fcn ne kadar etti\u011fi sorusunu yan\u0131tlayan <a href=\"https:\/\/wpcalc.com\/tr\/finans\/rentin-bugunku-degeri\/\">An\u00fcite Bug\u00fcnk\u00fc De\u011feri<\/a> hesaplay\u0131c\u0131s\u0131 taraf\u0131ndan tasarruf taraf\u0131nda ele al\u0131n\u0131r.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kredinin sabit an\u00fcite \u00f6demesini hesaplay\u0131n: kredi tutar\u0131n\u0131, y\u0131ll\u0131k faiz oran\u0131n\u0131 ve y\u0131l cinsinden vadeyi girerek krediyi tamamen kapatan e\u015fit d\u00f6nemsel \u00f6demeyi bulun.<\/p>\n","protected":false},"author":3168,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[75],"class_list":["post-71","post","type-post","status-publish","format-standard","hentry","category-finans","tag-konut-kredisi"],"acf":[],"_links":{"self":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/71","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/users\/3168"}],"replies":[{"embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/comments?post=71"}],"version-history":[{"count":5,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/71\/revisions"}],"predecessor-version":[{"id":3308,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/posts\/71\/revisions\/3308"}],"wp:attachment":[{"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/media?parent=71"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/categories?post=71"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wpcalc.com\/tr\/wp-json\/wp\/v2\/tags?post=71"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}