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Annuity Payout Calculator

This Annuity Payout Calculator helps you determine the present value of an annuity based on regular payment amounts, interest rate, and total number of periods. Useful for retirement planning and structured settlements.

Annuity Payout Calculation Tool

Input Fields
PMT
$
Enter the periodic payment amount
r
%
Enter the annual interest rate
n
years
Enter the number of periods
If enabled, the result will update automatically when you change any value.

Annuity Payout Formula

Formula
$$P = PMT \times \frac{1 – (1 + r)^{-n}}{r}$$

Where:

  • $$P$$ = Present value of the annuity
  • $$PMT$$ = Periodic payment amount
  • $$r$$ = Interest rate per period (as decimal)
  • $$n$$ = Total number of payment periods


The Annuity Payout Calculator helps you find the lump sum value today of a series of future periodic payments, discounted at a specific interest rate. It is essential for evaluating pension payouts, structured settlements, and retirement income plans.

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Annuity Payment Factor

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