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Lumpsum Quarterly Repayment Calculator

This calculator helps you determine the quarterly repayment amount for a lump sum loan or investment. By inputting the loan amount, interest rate, and repayment term in quarters, you can calculate the fixed quarterly payment required to repay the lump sum over the specified period.

Calculate Quarterly Repayments for Lump Sum Loan

Input Fields
P
$
Enter the amount of the loan or principal
r
%
Enter the annual interest rate
n
Enter the loan term in quarters (each quarter is 3 months)
If enabled, the result will update automatically when you change any value.

Lumpsum Quarterly Repayment Formula

Formula
$$PMT = \frac{P \times r}{1 – (1 + r)^{-n}}$$

Where:

  • PMT โ€“ Quarterly Repayment
  • P โ€“ Principal or Lump Sum Amount
  • r โ€“ Quarterly interest rate (annual rate รท 4)
  • n โ€“ Number of quarters in the repayment period

This formula calculates the fixed quarterly repayment needed to repay a lump sum loan based on the interest rate and term.


The Lump Sum Quarterly Repayment Calculator is designed for situations where a large sum of money is borrowed or invested and needs to be repaid in equal quarterly installments. It is especially useful for long-term loans or investments that require planning for periodic payments, such as business loans, mortgages, or long-term investments.

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