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Reinvestment Plan Deposits Calculator

This calculator helps you calculate the amount to be deposited in a reinvestment plan in order to achieve a desired future value. By factoring in the principal, interest rate, and reinvestment strategy, it helps you plan your investment strategy and understand how your regular deposits will grow over time.

Calculate Reinvestment Plan Deposits for Desired Future Value

Input Fields
P
$
Enter the monthly deposit amount
r
%
Enter the annual interest rate (in %)
n
Enter the investment term in years
If enabled, the result will update automatically when you change any value.

Reinvestment Plan Deposit Formula

Formula
$$PMT = \frac{FV \times r}{(1 + r)^n – 1}$$

Where:

  • PMT – The regular deposit amount (monthly, quarterly, etc.)
  • FV – Desired future value (the amount you want to accumulate)
  • r – Periodic interest rate (annual rate Γ· number of periods)
  • n – Number of periods (total number of deposits)

This formula calculates the regular amount that needs to be deposited in order to reach a specified future value at the given interest rate and number of periods.

The Reinvestment Plan Deposits Calculator is useful for individuals looking to build wealth over time through systematic contributions to a savings or investment account. It allows you to calculate how much to deposit at regular intervals (monthly, quarterly, annually) in order to reach a future goal. This tool considers compound interest and reinvestment to maximize your savings over time. It’s useful for retirement savings, education funds, or any financial planning that involves systematic investments.

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