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Annual Payment on Future Value

This calculator determines the annual payment required to reach a specific future value based on a fixed interest rate and investment period. It's ideal for planning savings goals, retirement funds, or investment targets.

Annual Payment Required for Future Value Calculator

Input Fields
FV
$
Enter the desired future value
r
%
Enter the annual interest rate
n
years
Enter the number of years
If enabled, the result will update automatically when you change any value.

Annual Payment on Future Value Formula

Formula
$$A = \frac{FV \times r}{(1 + r)^n – 1}$$

Where:

  • $$A$$ = Annual payment
  • $$FV$$ = Future value (target amount)
  • $$r$$ = Annual interest rate (as decimal)
  • $$n$$ = Number of years


The Annual Payment on Future Value calculator helps you plan your regular yearly contributions needed to achieve a financial goal. It assumes fixed annual payments and a constant interest rate. Typical applications include saving for retirement, education funds, or large purchases.

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