Annual Payment on Future Value
This calculator determines the annual payment required to reach a specific future value based on a fixed interest rate and investment period. It's ideal for planning savings goals, retirement funds, or investment targets.
Annual Payment Required for Future Value Calculator
Annual Payment on Future Value Formula
$$A = \frac{FV \times r}{(1 + r)^n – 1}$$
Where:
- $$A$$ = Annual payment
- $$FV$$ = Future value (target amount)
- $$r$$ = Annual interest rate (as decimal)
- $$n$$ = Number of years
The Annual Payment on Future Value calculator helps you plan your regular yearly contributions needed to achieve a financial goal. It assumes fixed annual payments and a constant interest rate. Typical applications include saving for retirement, education funds, or large purchases.